American Express vs Chase: Credit Card Bonus Comparison
Updated April 2026 — See which credit card bonus is better for you.
American Express Business Platinum Bonus — Up to 300,000 Points
$3,000 bonus
- Qualifying Period
- 3 months
- Requirements
- Spend $20,000 in eligible purchases within first 3 months of card membership; New account approval required
Chase British Airways Credit Card Bonus — Up to 90,000 Avios
$90,000 bonus
- Qualifying Period
- 3 months
- Requirements
- $5,000 in purchases within first 3 months; Account must be open and not in default
Bottom Line
Chase offers a higher bonus ($90,000 vs $3,000). However, be sure to compare hold periods and requirements before deciding.