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Best Bank Account Bonuses

Compare the top bank account sign-up bonuses and promotions for 2026.

Updated October 2026 — Compare the best bank account bonuses for checking and savings accounts. These sign-up bonuses reward you for opening a new account and meeting simple requirements like setting up direct deposit.

Related guides

How to Maximize Bank Account Bonuses in 2026

A step-by-step guide to earning the most from checking and savings account sign-up bonuses.

Maximize Direct Deposit Bank Bonuses

Learn proven strategies to maximize bank bonuses with direct deposits. Step-by-step guide covering requirements, timing, and pitfalls to avoid.

Capital One 360 Promo Codes & Bonuses 2026

Compare Capital One 360 bonuses for 2026 — the $1,500 Performance Savings and $400 360 Checking offers, with promo codes, tiers, and requirements.

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32 offers

HSBC Premier Checking Bonus

HSBC Premier Checking Bonus — Up to $5,000 + $250

Bank

HSBC

$5,250
Wells Fargo Premier Checking Bonus

Wells Fargo Premier Checking Bonus — Up to $2,500

Bank

Wells Fargo

$2,500
Citi Business Checking Bonus

Citi Business Checking Bonus — Up to $2,000 + $100

Bank

Citi

$2,100
Citi Business Checking Bonus

Citi Business Checking Bonus — Up to $2,000 + $50

Bank

Citi

$2,050
Capital One Performance Savings Bonus

Capital One Performance Savings Bonus — Up to $1,500 + $50

Bank

Capital One

$1,550
Capital One Performance Savings Bonus

Capital One Performance Savings Bonus — Up to $1,500 + $25

Bank

Capital One

$1,530
Ameriprise Financial Checking & Savings Bonus

Ameriprise Financial Checking & Savings Bonus — Up to $1,400

Bank

Ameriprise Financial

$1,400
Raisin High-Yield Savings Bonus

Raisin High-Yield Savings Bonus — Up to $900 + $50 + $100 cashback

Bank

Raisin

$1,050
Schwab Investor Checking Bonus

Schwab Investor Checking Bonus — Up to $1,000

Bank

Schwab

$1,000
Chase Checking and Savings Bonus

Chase Checking and Savings Bonus — Up to $900 + $25

Bank

Chase

$930
SoFi Checking & Savings Bonus

SoFi Checking & Savings Bonus — Up to $400 + $38 + $200 cashback

Bank

SoFi

$640
Four Leaf Federal Credit Union Checking Bonus

Four Leaf Federal Credit Union Checking Bonus — Up to $550

Bank

Four Leaf Federal Credit Union

$550
Bank of America Checking Bonus

Bank of America Checking Bonus — Up to $500

Bank

Bank of America

$500
Chime Checking Bonus

Chime Checking Bonus — Up to $350 + $50 + $70 cashback

Bank

Chime

$470
U.S. Bank Smartly Checking Bonus

U.S. Bank Smartly Checking Bonus — Up to $450

Bank

U.S. Bank

$450
U.S. Bank Smartly Checking Bonus

U.S. Bank Smartly Checking Bonus — Up to $450

Bank

U.S. Bank

$450
Ameriprise Financial Checking & Savings Bonus

Ameriprise Financial Checking & Savings Bonus — Up to $400

Bank

Ameriprise Financial

$400
PNC Checking Bonus

PNC Checking Bonus — Up to $400

Bank

PNC

$400
PSECU Checking Bonus

PSECU Checking Bonus — Up to $300 + $50

Bank

PSECU

$350
Percapita Checking Bonus

Percapita Checking Bonus — Up to $300 + $25

Bank

Percapita

$330
American Express Rewards Checking Bonus

American Express Rewards Checking Bonus — Up to $300

Bank

American Express

$300
Bask Bank Interest Checking Bonus

Bask Bank Interest Checking Bonus — Up to $300

Bank

Bask Bank

$300
FIGFCU Checking Bonus

FIGFCU Checking Bonus — Up to $250 + $25

Bank

Farmers Insurance Federal Credit Union (FIGFCU)

$280
Connexus Credit Union Checking Bonus

Connexus Credit Union Checking Bonus — Up to $250

Bank

Connexus Credit Union

$250
Farmers Insurance Federal Credit Union Checking Bonus

Farmers Insurance Federal Credit Union Checking Bonus — Up to $250

Bank

Farmers Insurance Federal Credit Union

$250
Affinity Federal Credit Union Checking Bonus

Affinity Federal Credit Union Checking Bonus — Up to $100 + $50

Bank

Affinity Federal Credit Union

$250
UNIFY Financial Checking Bonus

UNIFY Financial Checking Bonus — Up to $150 + $25

Bank

UNIFY Financial Credit Union

$230
Navy Federal Credit Union Checking Bonus

Navy Federal Credit Union Checking Bonus — Up to $200

Bank

Navy Federal Credit Union

$200
Upgrade Rewards Checking Bonus

Upgrade Rewards Checking Bonus — Up to $200

Bank

Upgrade

$200
Varo Checking Bonus

Varo Checking Bonus — Up to $150 + $50

Bank

Varo

$200
United MileagePlus Debit Rewards Bonus

United MileagePlus Debit Rewards Bonus — Up to 10,000 Miles

Bank

United Airlines

$150
Affinity Federal Credit Union Checking Bonus

Affinity Federal Credit Union Checking Bonus — Up to $100 + $50

Bank

Affinity Federal Credit Union

$150

How to compare bank bonuses

Bank bonuses are usually driven by direct deposit, balance, debit-card, or account-open timing rules. Compare the bonus amount against monthly fees, minimum balance rules, and the hold period before opening an account.

  • Confirm whether direct deposit is required and how quickly it must post.
  • Check maintenance fees and the balance needed to waive them.
  • Look for clawback language before closing the account after payout.

Popular bank bonus pages

HSBC Premier Checking Bonus$5,000 bonusWells Fargo Premier Checking Bonus$2,500 bonusCiti Business Checking Bonus$2,000 bonusCiti Business Checking Bonus$2,000 bonusCapital One Performance Savings Bonus$1,500 bonusCapital One Performance Savings Bonus$1,500 bonus

Related guides

How to maximize bank bonuses →Direct deposit bonus guide →

Companies with current offers

This category currently includes offers from 316 Financial, Affinity Federal Credit Union, American Express, Ameriprise Financial, BMO, Bank of America, Bank of Hawaii, Bask Bank.

More bank bonus searches

Best Bank Bonuses for Direct DepositCompare bank account bonuses that mention direct deposit requirements, timing, and qualification rules.Best Checking Account BonusesCompare checking account sign-up bonuses, direct deposit rules, monthly fees, and account-opening requirements.

Questions people asked about bank bonuses

When does the offer expire?

The offer expires on April 14, 2026. You must open a new or upgrade to a Premier Checking account by this date to be eligible for the bonus.

Frequently Asked Questions

How do bank account bonuses work?

Bank account bonuses typically require you to open a new checking or savings account and meet certain conditions, such as setting up direct deposit or maintaining a minimum balance for a specified period.

Are bank bonuses taxable?

Yes, bank bonuses are taxable income. Banks report bonuses over $10 to the IRS, and you'll receive a 1099-INT form. Plan to set aside a portion for taxes.

How long do I need to keep the account open?

Most banks require you to keep the account open for 6-12 months to avoid a clawback of the bonus. Check the specific terms for each offer.