When does the offer expire?
The offer expires on April 14, 2026. You must open a new or upgrade to a Premier Checking account by this date to be eligible for the bonus.
Compare the top bank account sign-up bonuses and promotions for 2026.
Updated October 2026 — Compare the best bank account bonuses for checking and savings accounts. These sign-up bonuses reward you for opening a new account and meeting simple requirements like setting up direct deposit.
A step-by-step guide to earning the most from checking and savings account sign-up bonuses.
Learn proven strategies to maximize bank bonuses with direct deposits. Step-by-step guide covering requirements, timing, and pitfalls to avoid.
Compare Capital One 360 bonuses for 2026 — the $1,500 Performance Savings and $400 360 Checking offers, with promo codes, tiers, and requirements.
32 offers
HSBC
Wells Fargo
Citi
Citi
Capital One
Capital One
Ameriprise Financial
Raisin
Schwab
Chase
SoFi
Four Leaf Federal Credit Union
Bank of America
Chime
U.S. Bank
U.S. Bank
Ameriprise Financial
PNC
PSECU
Percapita
American Express
Bask Bank
Farmers Insurance Federal Credit Union (FIGFCU)
Connexus Credit Union
Farmers Insurance Federal Credit Union
Affinity Federal Credit Union
UNIFY Financial Credit Union
Navy Federal Credit Union
Upgrade
Varo
United Airlines
Affinity Federal Credit Union
Bank bonuses are usually driven by direct deposit, balance, debit-card, or account-open timing rules. Compare the bonus amount against monthly fees, minimum balance rules, and the hold period before opening an account.
This category currently includes offers from 316 Financial, Affinity Federal Credit Union, American Express, Ameriprise Financial, BMO, Bank of America, Bank of Hawaii, Bask Bank.
The offer expires on April 14, 2026. You must open a new or upgrade to a Premier Checking account by this date to be eligible for the bonus.
Bank account bonuses typically require you to open a new checking or savings account and meet certain conditions, such as setting up direct deposit or maintaining a minimum balance for a specified period.
Yes, bank bonuses are taxable income. Banks report bonuses over $10 to the IRS, and you'll receive a 1099-INT form. Plan to set aside a portion for taxes.
Most banks require you to keep the account open for 6-12 months to avoid a clawback of the bonus. Check the specific terms for each offer.