Best Bank Account Bonuses

Compare the top bank account sign-up bonuses and promotions for 2026.

Updated July 2026 — Compare the best bank account bonuses for checking and savings accounts. These sign-up bonuses reward you for opening a new account and meeting simple requirements like setting up direct deposit.

Related guides

How to Maximize Bank Account Bonuses in 2026

A step-by-step guide to earning the most from checking and savings account sign-up bonuses.

Maximize Direct Deposit Bank Bonuses

Learn proven strategies to maximize bank bonuses with direct deposits. Step-by-step guide covering requirements, timing, and pitfalls to avoid.

33 offers

Wells Fargo Premier Checking Bonus — Up to $2,500

Bank

Wells Fargo

$2,500

Citi Business Checking Bonus — Up to $2,000

Bank

Citi

$2,000

Capital One Performance Savings Bonus — Up to $1,500

Bank

Capital One

$1,500

Citi Checking Account Bonus — Up to $1,500 + $100

Bank

Citi

$1,600

Citi Checking Bonus — Up to $1,500 + $100

Bank

Citi

$1,600

Capital One Performance Savings Bonus — Up to $1,500

Bank

Capital One

$1,500

Raisin High-Yield Savings Bonus — Up to $1,200 + $75 + $100 cashback

Bank

Raisin

$1,430

Chase Checking and Savings Bonus — Up to $900 + $25

Bank

Chase

$930

Four Leaf Federal Credit Union Checking Bonus — Up to $550

Bank

Four Leaf Federal Credit Union

$550

Bank of America Checking Bonus — Up to $500

Bank

Bank of America

$500

U.S. Bank Smartly Checking Bonus — Up to $450

Bank

U.S. Bank

$450

U.S. Bank Smartly Checking Bonus — Up to $450

Bank

U.S. Bank

$450

Chime Portal Bonus — Up to $425 + $100 + $50 cashback

Bank

Chime

$680

Capital One 360 Checking Bonus — Up to $400 + $25

Bank

Capital One

$430

BMO Checking Bonus — Up to $400

Bank

BMO

$400

E*TRADE Premium Savings Bonus — Up to $400

Bank

E*TRADE

$400

SoFi Checking & Savings Bonus — Up to $400 + $38 + $220 cashback

Bank

SoFi

$660

PNC Checking Bonus — Up to $400

Bank

PNC

$400

Wells Fargo Everyday Checking Bonus — Up to $325

Bank

Wells Fargo

$330

E*TRADE Checking Bonus — Up to $300

Bank

E*TRADE

$300

American Express Checking Bonus — Up to $300

Bank

American Express

$300

Percapita Checking Bonus — Up to $300 + $25

Bank

Percapita

$330

PSECU Checking Bonus — Up to $300 + $25

Bank

PSECU

$330

Navy Federal Credit Union Checking Bonus — Up to $250

Bank

Navy Federal Credit Union

$250

Connexus Credit Union Checking Bonus — Up to $250

Bank

Connexus Credit Union

$250

Connexus Xtraordinary Checking Bonus — Up to $250

Bank

Connexus Credit Union

$250

TD Bank Savings Bonus — Up to $200 + $25

Bank

TD Bank

$230

UNIFY Checking Bonus — Up to $150 + $25

Bank

UNIFY Financial

$230

Unify Financial Credit Union Checking Bonus — Up to $150 + $25

Bank

Unify Financial Credit Union

$230

United MileagePlus Debit Rewards Bonus — Up to 10,000 Miles

Bank

United Airlines

$120

Affinity Federal Credit Union Checking Bonus — Up to $100 + $50

Bank

Affinity Federal Credit Union

$250

Affinity Federal Credit Union Checking Bonus — Up to $100 + $50

Bank

Affinity Federal Credit Union

$250

Lake Michigan Credit Union Checking Bonus — Up to $100 + $125

Bank

Lake Michigan Credit Union

$480

How to compare bank bonuses

Bank bonuses are usually driven by direct deposit, balance, debit-card, or account-open timing rules. Compare the bonus amount against monthly fees, minimum balance rules, and the hold period before opening an account.

Confirm whether direct deposit is required and how quickly it must post.
Check maintenance fees and the balance needed to waive them.
Look for clawback language before closing the account after payout.

Popular bank bonus pages

Wells Fargo Premier Checking Bonus$2,500 bonus Citi Business Checking Bonus$2,000 bonus Capital One Performance Savings Bonus$1,500 bonus Citi Checking Account Bonus — Up to $2,000$1,500 bonus Citi Checking Bonus$1,500 bonus Capital One Performance Savings Bonus$1,500 bonus

Companies with current offers

This category currently includes offers from 316 Financial, Affinity Federal Credit Union, American Express, Ameriprise Financial, BMO, Bank of America, Capital One, Chase.

Questions people asked about bank bonuses

When does the offer expire?

The offer expires on April 14, 2026. You must open a new or upgrade to a Premier Checking account by this date to be eligible for the bonus.

Frequently Asked Questions

How do bank account bonuses work?

Bank account bonuses typically require you to open a new checking or savings account and meet certain conditions, such as setting up direct deposit or maintaining a minimum balance for a specified period.

Are bank bonuses taxable?

Yes, bank bonuses are taxable income. Banks report bonuses over $10 to the IRS, and you'll receive a 1099-INT form. Plan to set aside a portion for taxes.

How long do I need to keep the account open?

Most banks require you to keep the account open for 6-12 months to avoid a clawback of the bonus. Check the specific terms for each offer.

Best Bank Account Bonuses

Related guides

How to Maximize Bank Account Bonuses in 2026

Maximize Direct Deposit Bank Bonuses

Wells Fargo Premier Checking Bonus — Up to $2,500

Citi Business Checking Bonus — Up to $2,000

Capital One Performance Savings Bonus — Up to $1,500

Citi Checking Account Bonus — Up to $1,500 + $100

Citi Checking Bonus — Up to $1,500 + $100

Capital One Performance Savings Bonus — Up to $1,500

Raisin High-Yield Savings Bonus — Up to $1,200 + $75 + $100 cashback

Chase Checking and Savings Bonus — Up to $900 + $25

Four Leaf Federal Credit Union Checking Bonus — Up to $550

Bank of America Checking Bonus — Up to $500

U.S. Bank Smartly Checking Bonus — Up to $450

U.S. Bank Smartly Checking Bonus — Up to $450

Chime Portal Bonus — Up to $425 + $100 + $50 cashback

Capital One 360 Checking Bonus — Up to $400 + $25

BMO Checking Bonus — Up to $400

E*TRADE Premium Savings Bonus — Up to $400

SoFi Checking & Savings Bonus — Up to $400 + $38 + $220 cashback

PNC Checking Bonus — Up to $400

Wells Fargo Everyday Checking Bonus — Up to $325

E*TRADE Checking Bonus — Up to $300

American Express Checking Bonus — Up to $300

Percapita Checking Bonus — Up to $300 + $25

PSECU Checking Bonus — Up to $300 + $25

Navy Federal Credit Union Checking Bonus — Up to $250

Connexus Credit Union Checking Bonus — Up to $250

Connexus Xtraordinary Checking Bonus — Up to $250

TD Bank Savings Bonus — Up to $200 + $25

UNIFY Checking Bonus — Up to $150 + $25

Unify Financial Credit Union Checking Bonus — Up to $150 + $25

United MileagePlus Debit Rewards Bonus — Up to 10,000 Miles

Affinity Federal Credit Union Checking Bonus — Up to $100 + $50

Affinity Federal Credit Union Checking Bonus — Up to $100 + $50

Lake Michigan Credit Union Checking Bonus — Up to $100 + $125

How to compare bank bonuses

Popular bank bonus pages

Related guides

Companies with current offers

More bank bonus searches

Questions people asked about bank bonuses

When does the offer expire?

Frequently Asked Questions

Best Bank Account Bonuses

Related guides

How to Maximize Bank Account Bonuses in 2026

Maximize Direct Deposit Bank Bonuses

Wells Fargo Premier Checking Bonus — Up to $2,500

Citi Business Checking Bonus — Up to $2,000

Capital One Performance Savings Bonus — Up to $1,500

Citi Checking Account Bonus — Up to $1,500 + $100

Citi Checking Bonus — Up to $1,500 + $100

Capital One Performance Savings Bonus — Up to $1,500

Raisin High-Yield Savings Bonus — Up to $1,200 + $75 + $100 cashback

Chase Checking and Savings Bonus — Up to $900 + $25

Four Leaf Federal Credit Union Checking Bonus — Up to $550

Bank of America Checking Bonus — Up to $500

U.S. Bank Smartly Checking Bonus — Up to $450

U.S. Bank Smartly Checking Bonus — Up to $450

Chime Portal Bonus — Up to $425 + $100 + $50 cashback

Capital One 360 Checking Bonus — Up to $400 + $25

BMO Checking Bonus — Up to $400

E*TRADE Premium Savings Bonus — Up to $400

SoFi Checking & Savings Bonus — Up to $400 + $38 + $220 cashback

PNC Checking Bonus — Up to $400

Wells Fargo Everyday Checking Bonus — Up to $325

E*TRADE Checking Bonus — Up to $300

American Express Checking Bonus — Up to $300

Percapita Checking Bonus — Up to $300 + $25

PSECU Checking Bonus — Up to $300 + $25

Navy Federal Credit Union Checking Bonus — Up to $250

Connexus Credit Union Checking Bonus — Up to $250

Connexus Xtraordinary Checking Bonus — Up to $250

TD Bank Savings Bonus — Up to $200 + $25

UNIFY Checking Bonus — Up to $150 + $25

Unify Financial Credit Union Checking Bonus — Up to $150 + $25

United MileagePlus Debit Rewards Bonus — Up to 10,000 Miles

Affinity Federal Credit Union Checking Bonus — Up to $100 + $50