When does the offer expire?
The offer expires on April 14, 2026. You must open a new or upgrade to a Premier Checking account by this date to be eligible for the bonus.
Best Bank Account Bonuses
Compare the top bank account sign-up bonuses and promotions for 2026.
Updated September 2026 — Compare the best bank account bonuses for checking and savings accounts. These sign-up bonuses reward you for opening a new account and meeting simple requirements like setting up direct deposit.
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How to Maximize Bank Account Bonuses in 2026
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Capital One 360 Promo Codes & Bonuses 2026
Compare Capital One 360 bonuses for 2026 — the $1,500 Performance Savings and $400 360 Checking offers, with promo codes, tiers, and requirements.
$
22 offers
Citi Business Checking Bonus — Up to $2,000
BankCiti
$2,000
Citi Checking Bonus — Up to $1,500 + $100
BankCiti
$1,600
Capital One Performance Savings Bonus — Up to $1,500 + $25
BankCapital One
$1,530
Capital One Performance Savings Bonus — Up to $1,500
BankCapital One
$1,500
Ameriprise Financial Checking & Savings Bonus — Up to $1,400
BankAmeriprise Financial
$1,400
Chase Checking & Savings Bonus — Up to $900 + $25
BankChase
$930
SoFi Checking and Savings Bonus — Up to $400 + $25 + $200 cashback
BankSoFi
$630
Four Leaf Federal Credit Union Checking Bonus — Up to $550
BankFour Leaf Federal Credit Union
$550
Bank of America Checking Bonus — Up to $500
BankBank of America
$500
Chime Checking Bonus — Up to $350 + $50 + $100 cashback
BankChime
$500
Citi Checking Bonus — Up to $325 + $100
BankCiti
$430
E*TRADE Premium Savings Bonus — Up to $400
BankE*TRADE
$400
PSECU Checking Bonus — Up to $300 + $50
BankPSECU
$350
Wells Fargo Everyday Checking Bonus — Up to $325
BankWells Fargo
$330
Percapita Checking Bonus — Up to $300 + $25
BankPercapita
$330
E*TRADE Checking Bonus — Up to $300
BankE*TRADE
$300
Bank of Hawaii Checking Bonus — Up to $300
BankBank of Hawaii
$300
Live Oak Bank Personal Savings Bonus — Up to $300
BankLive Oak Bank
$300
Affinity Federal Credit Union Checking Bonus — Up to $100 + $50
BankAffinity Federal Credit Union
$250
Upgrade Rewards Checking Bonus — Up to $200
BankUpgrade
$200
Varo Checking Bonus — Up to $150 + $50
BankVaro
$200
United MileagePlus Debit Bonus — Up to 10,000 Miles
BankUnited
$120
How to compare bank bonuses
Bank bonuses are usually driven by direct deposit, balance, debit-card, or account-open timing rules. Compare the bonus amount against monthly fees, minimum balance rules, and the hold period before opening an account.
- Confirm whether direct deposit is required and how quickly it must post.
- Check maintenance fees and the balance needed to waive them.
- Look for clawback language before closing the account after payout.
Popular bank bonus pages
Companies with current offers
This category currently includes offers from 316 Financial, Affinity Federal Credit Union, American Express, Ameriprise Financial, BMO, Bank of America, Bank of Hawaii, Capital One.
More bank bonus searches
Questions people asked about bank bonuses
Frequently Asked Questions
How do bank account bonuses work?
Bank account bonuses typically require you to open a new checking or savings account and meet certain conditions, such as setting up direct deposit or maintaining a minimum balance for a specified period.
Are bank bonuses taxable?
Yes, bank bonuses are taxable income. Banks report bonuses over $10 to the IRS, and you'll receive a 1099-INT form. Plan to set aside a portion for taxes.
How long do I need to keep the account open?
Most banks require you to keep the account open for 6-12 months to avoid a clawback of the bonus. Check the specific terms for each offer.