Compare the top credit card sign-up bonuses and welcome offers for 2026.
Updated September 2026 — Find the best credit card sign-up bonuses available today. From cash back to travel rewards, these credit card offers provide the highest value for new cardmembers.
86 offers
American Express
Chase
American Express
American Express
Chase
Chase
Capital One
Capital One
Barclays
American Express
Chase
Chase
Bank of America
Citi
American Express
Bank of America
Chase
Citi
Chase
Capital One
Chase
American Express
Capital One
American Express
Capital One
Barclays
Truist
Citi
Barclays
Chase
Capital One
Chase
Citi
Bank of America
Citi
U.S. Bank
U.S. Bank
U.S. Bank
Chase
Chase
American Express
Lafayette Federal Credit Union
Bank of America
Wells Fargo
Chase
American Express
Barclays
Landmark Credit Union
Northwest Federal Credit Union
Capital One
Fremont Bank
Wescom Financial
Ridgewood Savings Bank
Wells Fargo
Nevada State Bank
Bank of America
Amegy Bank
Bank of America
Amegy Bank
American Express
PenFed
Wells Fargo
Navy Federal Credit Union
American Express
Bank of America
Barclays
Discover
American Express
Sallie Mae
Chase
U.S. Bank
Barclays
U.S. Bank
Wells Fargo
Bank of America
Citi
FNBO
1st Source Bank
Regions Bank
Regions Bank
Citi
Sallie Mae
Fidelity
Huntington Bank
Barclays
Discover
Credit card bonuses are best compared by net value: welcome bonus, annual fee, minimum spend, rewards currency, and whether the issuer limits repeat eligibility.
This category currently includes offers from 1st Source Bank, Amegy Bank, American Express, Apple, Bank of America, Barclays, Capital One, Chase.
Credit card sign-up bonuses require you to spend a minimum amount within a set timeframe, usually 3-6 months, after opening the card. Once met, the bonus in points, miles, or cash back is credited to your account.
Applying for a new credit card results in a hard inquiry, which may temporarily lower your score by a few points. However, increasing your total available credit can improve your utilization ratio over time.
The best credit card bonus depends on your spending habits and travel preferences. Premium cards often offer the highest point values, while cash back cards provide straightforward returns.