Compare the top credit card sign-up bonuses and welcome offers for 2026.
Updated October 2026 — Find the best credit card sign-up bonuses available today. From cash back to travel rewards, these credit card offers provide the highest value for new cardmembers.
93 offers
Chase
Chase
Chase
Chase
American Express
Chase
American Express
American Express
Capital One
American Express
Chase
Chase
Capital One
Citi
Chase
Capital One
Barclays
American Express
Chase
Chase
Barclays
American Express
American Express
Barclays
Citi
Citi
Citi
American Express
Chase
Capital One
U.S. Bank
Barclays
Wells Fargo
Truist
Amegy Bank
Chase
Citi
Capital One
Bank of America
HSBC
Citi
American Express
Bank of America
Barclays
Chase
American Express
U.S. Bank
Bank of America
Capital One
U.S. Bank
U.S. Bank
American Express
Barclays
Bank of America
Lafayette Federal Credit Union
American Express
PenFed
Northwest Federal Credit Union
Landmark Credit Union
USAA
Bank of America
Amegy Bank
Bank of America
Fremont Bank
Wescom Credit Union
Nevada State Bank
Wells Fargo
Ridgewood Savings Bank
American Express
Navy Federal
Discover
American Express
Bank of America
Bank of America
American Express
Sallie Mae
U.S. Bank
Regions Bank
Sallie Mae
Regions Bank
Citi
1st Source Bank
FNBO
Wells Fargo
Citi
U.S. Bank
Barclays
Barclays
Huntington Bank
Verizon
Fidelity
Discover
Barclays
Credit card bonuses are best compared by net value: welcome bonus, annual fee, minimum spend, rewards currency, and whether the issuer limits repeat eligibility.
This category currently includes offers from 1st Source Bank, Amegy Bank, American Express, Apple, Bank of America, Barclays, Capital One, Chase.
Credit card sign-up bonuses require you to spend a minimum amount within a set timeframe, usually 3-6 months, after opening the card. Once met, the bonus in points, miles, or cash back is credited to your account.
Applying for a new credit card results in a hard inquiry, which may temporarily lower your score by a few points. However, increasing your total available credit can improve your utilization ratio over time.
The best credit card bonus depends on your spending habits and travel preferences. Premium cards often offer the highest point values, while cash back cards provide straightforward returns.