Capital One vs Chase: Credit Card Bonus Comparison

Updated October 2026 — See which credit card bonus is better for you.

Capital One Venture X Business Bonus

300,000 miles bonus

Qualifying Period: Within 4 months of account opening
Requirements: Spend $40,000 in first 4 months to earn 150,000 miles; Spend $120,000 in first 4 months to earn additional 150,000 miles + $1,000 travel credit; Spend $30,000 in the first 3 months from account opening; Minimum $30,000 spend within first 3 months; Spend $30,000 in the first 3 months; Spend $30,000 in first 3 months; $30,000 spend in first 3 months

$80,000 bonus

Qualifying Period: within 3 months of account opening
Requirements: Spend $1,000 on purchases in first 3 months from account opening
Expires: December 1, 2026

Chase offers a higher bonus ($80,000 vs 300,000 miles). However, be sure to compare hold periods and requirements before deciding.