Chase vs Charles Schwab: Brokerage Bonus Comparison

Updated April 2026 — See which brokerage bonus is better for you.

Chase Brokerage Bonus — Up to $1,000

$1,000 bonus

Hold Period: 90 days
Qualifying Period: 45 days
Requirements: Deposit/transfer minimum $5,000 from external institution; Maintain funds for 90 days from enrollment; Account types eligible: General Investment, Traditional IRA, or Roth IRA; New money must be transferred within 45 days of account opening
Expires: July 21, 2026

$1,000 bonus

Hold Period: 1 year
Qualifying Period: 45 days
Requirements: Open eligible retail brokerage account or IRA; Make qualifying net deposit within 45 days; Maintain net deposit (less market losses) for one year in taxable accounts; Deposits in Schwab One account

Both offer the same bonus amount ($1,000). Compare the hold periods, requirements, and other terms to decide which is best for you.