Chase vs Charles Schwab: Brokerage Bonus Comparison

Updated July 2026 — See which brokerage bonus is better for you.

Chase J.P. Morgan Self-Directed Investing Bonus

$1,000 bonus

Hold Period: 90 days from enrollment
Qualifying Period: 45 days from coupon enrollment
Requirements: Transfer $5,000+ qualifying new money from external institution; Can be cash, securities, or retirement account rollover; Must open account from offer page; Deposit/transfer $5,000 minimum in qualifying new money; Maintain new funds for 90 days from enrollment date; Fund account within 45 days of coupon enrollment; Can transfer cash, securities, or roll over retirement assets from non-Chase institutions; Fund account with qualifying new money of $5,000 or more; Qualifying new money must be from outside J.P. Morgan Chase & Co. or affiliates; Can transfer cash, securities, or roll over retirement assets; Maintain funds for 90 days from coupon enrollment; Must open account through the promotion page; Open J.P. Morgan Self-Directed Investing account (General, Traditional IRA, or Roth IRA); Fund account with $5,000+ in qualifying new money; Transfer cash, securities, or rollover retirement assets from non-Chase/non-J.P. Morgan institution; Complete funding within 45 days of coupon enrollment; Maintain funds for 90 days (market losses do not disqualify); Open account through promotional page or coupon code; Fund with new money from non-Chase/non-J.P. Morgan sources; Maintain qualifying funds for 90 days (trading losses do not disqualify); Must be at least $5,000 new money minimum; Minimum $5,000 deposit; Qualifying new money must be from non-Chase or non-J.P. Morgan account; Must fund account within 45 days of coupon enrollment; Must maintain funds for 90 days from enrollment (trading losses do not disqualify); Open account via promotional page/coupon code; Fund with qualifying new money (non-Chase/non-JPMorgan assets); Maintain funds for 90 days from enrollment; Open a J.P. Morgan Self-Directed Investing account (General Investment, Traditional IRA, or Roth IRA); Fund account with qualifying new money within 45 days of enrollment; Maintain new money balance for 90 days from enrollment; Qualifying new money cannot be existing deposits or funds held at JPMorgan Chase or affiliates; Market losses and trading fluctuations do not affect bonus qualification; Open new J.P. Morgan Self-Directed Investing account (General, Traditional IRA, or Roth IRA); Fund account with minimum $5,000 qualifying new money within 45 days; New money must come from outside J.P. Morgan Chase & Co. or affiliates; Open account through promotional page or with coupon code; Fund with qualifying new money within 45 days; Maintain new funds for 90 days; Qualifying new money cannot be existing deposits, funds, or securities held by you at Chase or its affiliates; Minimum $5,000 qualifying new money deposit; Qualifying new money must come from non-Chase/non-JPMorgan institution; Maintain funds for 90 days from enrollment (market losses do not count against you); Fund account with $5,000 or more in qualifying new money; Fund within 45 days of coupon enrollment; Maintain new funds for 90 days from enrollment; Available account types: General Investing, Traditional IRA, Roth IRA, Trust accounts; Fund account with qualifying new money ($5,000 minimum); Funds must come from non-Chase or non-J.P. Morgan institution; Fund within 45 days of account opening; Deposit/transfer minimum $5,000 of qualifying new money; New money must be transferred within 45 days of account opening; Money must come from outside J.P. Morgan Chase or its affiliates; Deposit/transfer $5,000 or more in qualifying new money within 45 days of account opening; Funds can be cash transfer, securities transfer, or retirement account rollover from outside institutions; Open J.P. Morgan Self-Directed Investing account; Fund with $5,000+ in qualifying new money (cash, securities, or IRA rollovers) from non-Chase/non-JPMorgan institution; Maintain funds for 90 days from coupon enrollment (trading/market losses do not disqualify); Must open account through promotional page with coupon code; Deposit/transfer minimum $5,000 from external institution; Account types eligible: General Investment, Traditional IRA, or Roth IRA; New money must be transferred within 45 days of coupon enrollment date; Cannot transfer from existing Chase/J.P. Morgan accounts
Expires: July 20, 2026

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Charles Schwab Brokerage Referral Bonus

$1,000 bonus

Hold Period: 1 year
Qualifying Period: 45 days
Requirements: Open eligible retail brokerage or IRA account; Make qualifying net deposit within 45 days of account opening; Must be new to Schwab (excluding Stock Plan Services accounts); Deposit must be new to Schwab (not from affiliates); Open eligible account via referral link; Make qualifying net deposit within 45 days of opening account; Deposit must be new to Schwab (not transfers from Schwab affiliates); Maintain net deposit for at least 1 year (minus market losses); Open an eligible retail brokerage account or IRA; Enroll in the offer using an existing client's referral code; Make a qualifying net deposit within 45 days of enrolling; For taxable accounts: maintain the net deposit amount (less market losses) for at least 1 year; Open eligible Schwab retail brokerage account or IRA using referral code; Make qualifying net deposit of cash or securities within 45 days; Deposit must be new assets outside Schwab; Maintain deposit for at least 1 year (for taxable accounts); Make qualifying net deposit of cash or securities within 45 days of account opening; Maintain the net deposit amount (less any market losses) for at least 1 year (taxable accounts)

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Bottom Line

Both offer the same bonus amount ($1,000). Compare the hold periods, requirements, and other terms to decide which is best for you.

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Chase vs Charles Schwab: Brokerage Bonus Comparison

Updated July 2026 — See which brokerage bonus is better for you.

Chase J.P. Morgan Self-Directed Investing Bonus

$1,000 bonus

Hold Period: 90 days from enrollment
Qualifying Period: 45 days from coupon enrollment
Requirements: Transfer $5,000+ qualifying new money from external institution; Can be cash, securities, or retirement account rollover; Must open account from offer page; Deposit/transfer $5,000 minimum in qualifying new money; Maintain new funds for 90 days from enrollment date; Fund account within 45 days of coupon enrollment; Can transfer cash, securities, or roll over retirement assets from non-Chase institutions; Fund account with qualifying new money of $5,000 or more; Qualifying new money must be from outside J.P. Morgan Chase & Co. or affiliates; Can transfer cash, securities, or roll over retirement assets; Maintain funds for 90 days from coupon enrollment; Must open account through the promotion page; Open J.P. Morgan Self-Directed Investing account (General, Traditional IRA, or Roth IRA); Fund account with $5,000+ in qualifying new money; Transfer cash, securities, or rollover retirement assets from non-Chase/non-J.P. Morgan institution; Complete funding within 45 days of coupon enrollment; Maintain funds for 90 days (market losses do not disqualify); Open account through promotional page or coupon code; Fund with new money from non-Chase/non-J.P. Morgan sources; Maintain qualifying funds for 90 days (trading losses do not disqualify); Must be at least $5,000 new money minimum; Minimum $5,000 deposit; Qualifying new money must be from non-Chase or non-J.P. Morgan account; Must fund account within 45 days of coupon enrollment; Must maintain funds for 90 days from enrollment (trading losses do not disqualify); Open account via promotional page/coupon code; Fund with qualifying new money (non-Chase/non-JPMorgan assets); Maintain funds for 90 days from enrollment; Open a J.P. Morgan Self-Directed Investing account (General Investment, Traditional IRA, or Roth IRA); Fund account with qualifying new money within 45 days of enrollment; Maintain new money balance for 90 days from enrollment; Qualifying new money cannot be existing deposits or funds held at JPMorgan Chase or affiliates; Market losses and trading fluctuations do not affect bonus qualification; Open new J.P. Morgan Self-Directed Investing account (General, Traditional IRA, or Roth IRA); Fund account with minimum $5,000 qualifying new money within 45 days; New money must come from outside J.P. Morgan Chase & Co. or affiliates; Open account through promotional page or with coupon code; Fund with qualifying new money within 45 days; Maintain new funds for 90 days; Qualifying new money cannot be existing deposits, funds, or securities held by you at Chase or its affiliates; Minimum $5,000 qualifying new money deposit; Qualifying new money must come from non-Chase/non-JPMorgan institution; Maintain funds for 90 days from enrollment (market losses do not count against you); Fund account with $5,000 or more in qualifying new money; Fund within 45 days of coupon enrollment; Maintain new funds for 90 days from enrollment; Available account types: General Investing, Traditional IRA, Roth IRA, Trust accounts; Fund account with qualifying new money ($5,000 minimum); Funds must come from non-Chase or non-J.P. Morgan institution; Fund within 45 days of account opening; Deposit/transfer minimum $5,000 of qualifying new money; New money must be transferred within 45 days of account opening; Money must come from outside J.P. Morgan Chase or its affiliates; Deposit/transfer $5,000 or more in qualifying new money within 45 days of account opening; Funds can be cash transfer, securities transfer, or retirement account rollover from outside institutions; Open J.P. Morgan Self-Directed Investing account; Fund with $5,000+ in qualifying new money (cash, securities, or IRA rollovers) from non-Chase/non-JPMorgan institution; Maintain funds for 90 days from coupon enrollment (trading/market losses do not disqualify); Must open account through promotional page with coupon code; Deposit/transfer minimum $5,000 from external institution; Account types eligible: General Investment, Traditional IRA, or Roth IRA; New money must be transferred within 45 days of coupon enrollment date; Cannot transfer from existing Chase/J.P. Morgan accounts
Expires: July 20, 2026

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Charles Schwab Brokerage Referral Bonus

$1,000 bonus

Hold Period: 1 year
Qualifying Period: 45 days
Requirements: Open eligible retail brokerage or IRA account; Make qualifying net deposit within 45 days of account opening; Must be new to Schwab (excluding Stock Plan Services accounts); Deposit must be new to Schwab (not from affiliates); Open eligible account via referral link; Make qualifying net deposit within 45 days of opening account; Deposit must be new to Schwab (not transfers from Schwab affiliates); Maintain net deposit for at least 1 year (minus market losses); Open an eligible retail brokerage account or IRA; Enroll in the offer using an existing client's referral code; Make a qualifying net deposit within 45 days of enrolling; For taxable accounts: maintain the net deposit amount (less market losses) for at least 1 year; Open eligible Schwab retail brokerage account or IRA using referral code; Make qualifying net deposit of cash or securities within 45 days; Deposit must be new assets outside Schwab; Maintain deposit for at least 1 year (for taxable accounts); Make qualifying net deposit of cash or securities within 45 days of account opening; Maintain the net deposit amount (less any market losses) for at least 1 year (taxable accounts)

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Bottom Line

Both offer the same bonus amount ($1,000). Compare the hold periods, requirements, and other terms to decide which is best for you.