What makes this bank offer different
This bank offer is best compared on fee exposure, balance requirements, and how long the account must remain open after payout.
Bank
316 Financial Savings Bonus — Up to $250 + $50
Apply to 316 Financial Savings Bonus and earn up to $300 in combined sign-up and referral bonuses.
Hold Period
150 days
Qualifying Period
Open account by July 24, 2026; maintain $5,000 balance for 150 consecutive days
Payout
Within 30 days after 150-day balance requirement is met
Requirements
- ✓Open new 316 Savings account
- ✓Fund account with at least $5,000 within 20 days of account opening
- ✓Maintain minimum balance of $5,000 for 150 consecutive days
- ✓Open a new 316 Savings account
- ✓Maintain an average daily balance of $5,000 or more for 150 consecutive days
- ✓Keep account open and in good standing through bonus payout
- ✓Open new 316 Savings account with promo code
- ✓Fund with at least $5,000 within 20 days of opening
- ✓Maintain average daily balance of $5,000 or more for 150 consecutive days
- ✓Open new 316 Savings account with promo code ALEX
- ✓Account must remain open and in good standing
- ✓Maintain minimum $5,000 average daily balance for 150 consecutive days
- ✓Fund account with at least $5,000 within 20 days of opening
- ✓Deposit and maintain average daily balance of $5,000 or more for 150 consecutive days
- ✓Open new 316 Savings account with code ALEX
Restrictions
- ⚠New customers only
- ⚠Account must be opened with promo code CCB
- ⚠One promotional bonus per person and per account
- ⚠Previously ineligible if received prior bonus from 316 Financial
- ⚠No existing or prior account with Primis Bank or any of its divisions
- ⚠Cannot have previously received a promotional bonus from Primis Bank or any of its divisions
- ⚠Account must be opened using promotional code CCB
- ⚠No prior account with Primis Bank or its divisions
- ⚠Account must remain open and in good standing
- ⚠No existing or prior account with Primis Bank or its divisions
- ⚠Limit one promotional bonus per person and per account
- ⚠Previously received promotional bonus from 316 Financial are not eligible
- ⚠Account must be opened using the promotional code at the time of application
- ⚠Account must be opened using promotional code ALEX
- ⚠Cannot have existing or prior account with Primis Bank or its divisions
- ⚠One bonus per person per account
- ⚠No prior account with Primis Bank or any of its divisions
- ⚠Customers who have previously received a promotional bonus from Primis Bank or any of its divisions are not eligible
Fees
- $0 monthly account fee
- No monthly account fees
- $0 monthly fee
- 316 Financial is a division of Primis Bank, Member FDIC
- Promotional credit may be reported as interest on a 1099-INT if over $10
- Account must remain open and in good standing to receive bonus
- Promotional code CCB must be used at account opening
- If account is closed or not in good standing before bonus is credited, bonus may be forfeited
- Bonus is treated as income and may be reported on 1099-INT if over $10
- Bank reserves right to modify or terminate promotion and withhold bonus in cases of fraud or abuse
- Promotional credit may be reported as interest on 1099-INT if over $10
- Account must be funded with $5,000 at time of bonus payout or bonus forfeited
- If account closed, restricted, or not in good standing before bonus credited, bonus may be forfeited
- Account must be opened using promotional code ALEX at time of application
- If account is closed, restricted, or not in good standing prior to bonus credit, bonus may be forfeited
- Bonus reported as interest on 1099-INT if over $10
- Deposits at 316 Financial, Primis Bank, and any divisions are aggregated for FDIC coverage
- Account must be funded with at least $5,000 at the time of bonus payout, or the bonus will be forfeited
- If the account is closed, restricted, or otherwise not in good standing prior to the bonus being credited, the promotional bonus may be forfeited
- If account is closed, restricted, or not in good standing prior to bonus being credited, bonus may be forfeited
- Bonus treated as income/interest and subject to tax reporting on 1099-INT if over $10
- Promotional bonus will be forfeited if account closed or not in good standing before bonus posts
- Bonus is reportable as income/interest on 1099-INT if over $10
- Account must be funded with at least $5,000 within 20 days of account opening
- If account is closed, restricted, or not in good standing before bonus is credited, bonus may be forfeited
- Division of Primis Bank, Member FDIC
- Account may be opened with as little as $1, but must be funded with at least $5,000 within 20 days and maintained at $5,000 through bonus payout or bonus will be forfeited
Total potential bonus
$300
Additional Referral Bonus (how it works)
$50
Your 50% share of $100 paid directly by the referrer
View Referral Terms →$250 (sign-up) + $50 (referral) = $300 total
ExpiredOffer expired July 23, 2026
Last updated July 24, 2026
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How to evaluate 316 Financial Savings Bonus
Before opening this account, compare the bonus against direct deposit rules, monthly fees, minimum balance requirements, and any clawback period after payout.
Qualification checklist
Timing
- Qualifying period
- Open account by July 24, 2026; maintain $5,000 balance for 150 consecutive days
- Payout timeline
- Within 30 days after 150-day balance requirement is met
- Hold period
- 150 days
How to qualify
- Open new 316 Savings account
- Fund account with at least $5,000 within 20 days of account opening
- Maintain minimum balance of $5,000 for 150 consecutive days
- Open a new 316 Savings account
Common pitfalls
- New customers only
- Account must be opened with promo code CCB
- One promotional bonus per person and per account
- Previously ineligible if received prior bonus from 316 Financial
What makes this offer different
Bonus value versus similar offers
The sign-up bonus is below the current nearby $2,000 median, so the requirements and any referral or portal stack matter more.
Stacking potential
The tracked value can include $250 sign-up bonus, $50 referral share for a total displayed potential of $300. Confirm which apply path you use before assuming every component stacks.
Requirement clarity
Credolix has extracted 4 requirements for this offer, so compare the bonus against the actual steps rather than the headline payout alone.
Frequently Asked Questions
When does 316 Financial Savings Bonus expire?
316 Financial Savings Bonus expires on July 23, 2026.
