What makes this bank offer different
This bank offer is best compared on fee exposure, balance requirements, and how long the account must remain open after payout.
Bank
316 Financial Savings Bonus — Up to $250 + $50
Apply to 316 Financial Savings Bonus and earn up to $300 in combined sign-up and referral bonuses.
Bonus Tiers
| Deposit | Bonus |
|---|---|
| $5,000 | $250 |
Hold Period
150 days
Qualifying Period
Within 20 days of account opening
Payout
Within 30 days after 150-day balance requirement is met
Requirements
- ✓Open new 316 Savings account with promo code CCB
- ✓Deposit at least $5,000 within 20 days of account opening
- ✓Maintain average daily balance of $5,000 for 150 consecutive days
- ✓Account must remain open and in good standing
- ✓Open new 316 Savings account
- ✓Fund account with at least $5,000 within 20 days of opening
- ✓Use promo code CCB at signup
- ✓Fund account with at least $5,000 within 20 days of account opening
- ✓Maintain minimum balance of $5,000 for 150 consecutive days
- ✓Open a new 316 Savings account
- ✓Maintain an average daily balance of $5,000 or more for 150 consecutive days
- ✓Keep account open and in good standing through bonus payout
- ✓Open new 316 Savings account with promo code
- ✓Fund with at least $5,000 within 20 days of opening
- ✓Maintain average daily balance of $5,000 or more for 150 consecutive days
- ✓Open new 316 Savings account with promo code ALEX
- ✓Maintain minimum $5,000 average daily balance for 150 consecutive days
Restrictions
- ⚠New customers only
- ⚠No existing or prior account with Primis Bank or any divisions
- ⚠One promotional bonus per person and per account
- ⚠Previously promotional bonus recipients ineligible
- ⚠Cannot have existing or prior account with Primis Bank or 316 Financial
- ⚠Account must be opened with promo code CCB
- ⚠Account must remain open and in good standing
- ⚠Previously ineligible if received prior bonus from 316 Financial
- ⚠No existing or prior account with Primis Bank or any of its divisions
- ⚠Cannot have previously received a promotional bonus from Primis Bank or any of its divisions
- ⚠Account must be opened using promotional code CCB
- ⚠No prior account with Primis Bank or its divisions
- ⚠No existing or prior account with Primis Bank or its divisions
- ⚠Limit one promotional bonus per person and per account
- ⚠Previously received promotional bonus from 316 Financial are not eligible
- ⚠Account must be opened using the promotional code at the time of application
- ⚠Account must be opened using promotional code ALEX
- ⚠Cannot have existing or prior account with Primis Bank or its divisions
Fees
- $0 monthly account fee
- No monthly account fees
- $0 monthly fee
- Bonus reported as interest on 1099-INT if over $10
- Bonus forfeited if account closed, restricted, or not in good standing before bonus credited
- Offer may be modified or terminated at any time by 316 Financial
- Promotional credit may be reported as interest on 1099-INT if over $10
- Account must remain open and in good standing or bonus forfeited
- 316 Financial is a division of Primis Bank, Member FDIC
- Promotional credit may be reported as interest on a 1099-INT if over $10
- Account must remain open and in good standing to receive bonus
- Promotional code CCB must be used at account opening
- If account is closed or not in good standing before bonus is credited, bonus may be forfeited
- Bonus is treated as income and may be reported on 1099-INT if over $10
- Bank reserves right to modify or terminate promotion and withhold bonus in cases of fraud or abuse
- Account must be funded with $5,000 at time of bonus payout or bonus forfeited
- If account closed, restricted, or not in good standing before bonus credited, bonus may be forfeited
- Account must be opened using promotional code ALEX at time of application
- If account is closed, restricted, or not in good standing prior to bonus credit, bonus may be forfeited
- Deposits at 316 Financial, Primis Bank, and any divisions are aggregated for FDIC coverage
- Account must be funded with at least $5,000 at the time of bonus payout, or the bonus will be forfeited
- If the account is closed, restricted, or otherwise not in good standing prior to the bonus being credited, the promotional bonus may be forfeited
- If account is closed, restricted, or not in good standing prior to bonus being credited, bonus may be forfeited
- Bonus treated as income/interest and subject to tax reporting on 1099-INT if over $10
- Promotional bonus will be forfeited if account closed or not in good standing before bonus posts
- Bonus is reportable as income/interest on 1099-INT if over $10
- Account must be funded with at least $5,000 within 20 days of account opening
- If account is closed, restricted, or not in good standing before bonus is credited, bonus may be forfeited
Total potential bonus
$300
Additional Referral Bonus (how it works)
$50
Your 50% share of $100 paid directly by the referrer
View Referral Terms →$250 (sign-up) + $50 (referral) = $300 total
ExpiredOffer expired July 23, 2026
Last updated August 16, 2026
Saved source PDFs
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How to evaluate 316 Financial Savings Bonus
Before opening this account, compare the bonus against direct deposit rules, monthly fees, minimum balance requirements, and any clawback period after payout.
Qualification checklist
Timing
- Qualifying period
- Within 20 days of account opening
- Payout timeline
- Within 30 days after 150-day balance requirement is met
- Hold period
- 150 days
How to qualify
- Open new 316 Savings account with promo code CCB
- Deposit at least $5,000 within 20 days of account opening
- Maintain average daily balance of $5,000 for 150 consecutive days
- Account must remain open and in good standing
Common pitfalls
- New customers only
- No existing or prior account with Primis Bank or any divisions
- One promotional bonus per person and per account
- Previously promotional bonus recipients ineligible
What makes this offer different
Bonus value versus similar offers
The sign-up bonus is below the current nearby $1,500 median, so the requirements and any referral or portal stack matter more.
Stacking potential
The tracked value can include $250 sign-up bonus, $50 referral share for a total displayed potential of $300. Confirm which apply path you use before assuming every component stacks.
Requirement clarity
Credolix has extracted 4 requirements for this offer, so compare the bonus against the actual steps rather than the headline payout alone.
Frequently Asked Questions
When does 316 Financial Savings Bonus expire?
316 Financial Savings Bonus expires on July 23, 2026.
