What makes this bank offer different
This is a bank-bonus fit for users who can satisfy a deposit rule quickly; the key comparison point is whether the required deposit type matches your normal cash flow.
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Affinity Federal Credit Union Refer a Friend Bonus — Up to $100 + $50
Apply to Affinity Federal Credit Union Refer a Friend Bonus and earn up to $250 in combined sign-up and referral bonuses.
See all Affinity Federal Credit Union offers →
Hold Period
6 months
Qualifying Period
Within 60 days of account opening
Payout
By the last business day of the month following completion of all qualifying criteria
Requirements
- ✓Direct deposit of $100 or more (for new member receiving $100)
- ✓Qualifying direct deposit is ACH of paycheck, Social Security, pension, or other recurring income
- ✓Must be completed within 60 days of account opening
- ✓Referrer must be Affinity member in good standing, 18+, with active checking or savings account
Restrictions
- ⚠New members only
- ⚠Referral link required
- ⚠Account must remain open for 6 months or bonus is forfeited
- ⚠Must open Affinity Cash Back Debit account
- Bonus reported as taxable income on IRS 1099 Form if applicable
- Offer subject to change without notice
- Employees of Affinity FCU and subsidiaries cannot participate
Total potential bonus
$250
Additional Referral Bonus (how it works)
$50
Your 50% share of $100 paid directly by the referrer
View Referral Terms →$100 (sign-up) + $100 (via referral link) + $50 (referral) = $250 total
Last updated September 12, 2026
Saved source PDFs
Sep 12, 2026
How to evaluate Affinity Federal Credit Union Refer a Friend Bonus
Before opening this account, compare the bonus against direct deposit rules, monthly fees, minimum balance requirements, and any clawback period after payout.
Qualification checklist
Timing
- Qualifying period
- Within 60 days of account opening
- Payout timeline
- By the last business day of the month following completion of all qualifying criteria
- Hold period
- 6 months
How to qualify
- Direct deposit of $100 or more (for new member receiving $100)
- Qualifying direct deposit is ACH of paycheck, Social Security, pension, or other recurring income
- Must be completed within 60 days of account opening
- Referrer must be Affinity member in good standing, 18+, with active checking or savings account
Common pitfalls
- New members only
- Referral link required
- Account must remain open for 6 months or bonus is forfeited
- Must open Affinity Cash Back Debit account
What makes this offer different
Bonus value versus similar offers
The sign-up bonus is below the current nearby $1,500 median, so the requirements and any referral or portal stack matter more.
Stacking potential
The tracked value can include $100 sign-up bonus, $100 referral sign-up bonus, $50 referral share for a total displayed potential of $250. Confirm which apply path you use before assuming every component stacks.
Requirement clarity
Credolix has extracted 4 requirements for this offer, so compare the bonus against the actual steps rather than the headline payout alone.
