Bank
BMO Checking Bonus — Up to $400 Sign-Up Bonus
Sign up for BMO Checking Bonus — Up to $400 and earn a bonus.
Bonus Tiers
| Deposit | Bonus |
|---|---|
| $4,000 in qualifying direct deposits | $400 |
Hold Period
90 days
Qualifying Period
90 days
Payout
Approximately 100 days after account opening
Requirements
- ✓Open a new BMO Smart Money Checking, BMO Smart Advantage Checking, or BMO Relationship Checking account
- ✓Have a cumulative total of $4,000 in qualifying direct deposits within 90 days of account opening
- ✓Minimum opening deposit of $25
- ✓Account must be open, in good standing, and have a balance greater than zero when bonus is paid
Restrictions
- ⚠New customers only
- ⚠One per customer and account (including trustees and signers on joint accounts)
- ⚠Not available for existing BMO personal checking customers
- Not available for those who closed a BMO personal checking account within the past 12 months
Sign-Up Bonus
$400
Offer expires May 4, 2026
Last updated April 11, 2026
