Bank
Capital One Checking Bonus — Up to $300
Sign up for Capital One Checking Bonus and earn up to $300 in bonus rewards.
Bonus Tiers
| Deposit | Bonus |
|---|---|
| No deposit requirement | $300 |
Qualifying Period
Within 75 days of account opening
Payout
Within 135 days
Requirements
- ✓Open a 360 Checking account with promo code OFFER300
- ✓Set up and receive at least 2 Qualifying Direct Deposits each of $500 or more within 75 days of account opening
Restrictions
- ⚠New customers only
- ⚠If you have or had an open 360 Checking, Simply Checking, or Total Control Checking account as a primary or secondary account holder with Capital One on or after January 1, 2022, you are ineligible
Fees
- $0 monthly account fee
- No minimum balance requirement
- Bonus is taxable income, reported as interest to the IRS
- Wire transfers, ACH credits, and fund transfers initiated via Capital One's website or mobile app do not count as qualifying direct deposits
- Account must be in good standing to receive bonus
Last updated April 27, 2026
