Capital One Performance Savings Bonus — Up to $1,500
Capital One 360 Performance Savings offers up to $1,500 with promo code BONUS1500. Deposit at least $20,000 in external funds within 15 days and maintain the tier for 90 days.
✓Open a 360 Performance Savings account with promo code BONUS1500
✓Deposit at least $20,000 from external sources within 15 days of account opening
✓Maintain the qualifying deposit amount for 90 days after the initial 15-day funding period
✓Deposit qualifying amount ($20,000-$100,000) from external sources within 15 days of account opening
✓Maintain deposit amount for 90 days following initial funding period
✓Promo code BONUS1500 required
✓Maintain deposit balance for 90 days following the initial funding period
✓Deposit $20,000+ external funds within 15 days of opening
✓Maintain qualifying deposit for 90 days after initial funding period
Restrictions
⚠New customers only (no Capital One 360 Performance Savings, 360 Savings, 360 Money Market, Savings Now, or Confidence Savings account since January 1, 2022)
⚠One promotional code per account
⚠Only valid for one new 360 Performance Savings account
⚠Deposits must be from external bank accounts (Capital One-to-Capital One transfers do not qualify)
⚠New customers only
⚠No prior 360 Performance Savings, 360 Savings, 360 Money Market, Savings Now or Confidence Savings accounts on or after Jan. 1, 2024
⚠Account must be in good standing at bonus issuance
⚠Cannot be combined with other 360 Performance Savings opening offers
⚠Cannot have held certain Capital One savings accounts as primary or secondary holder since January 1, 2024
⚠Transfers between Capital One accounts do not qualify as external deposits
⚠Must use promo code BONUS1500
⚠No prior 360 Performance Savings, 360 Savings, 360 Money Market, Savings Now, or Confidence Savings account on or after January 1, 2024
⚠Online account opening only
⚠One account per person
⚠Cannot combine with other 360 Performance Savings opening offers
⚠New customers only — ineligible if held similar Capital One savings account since January 1, 2024
External funds only — transfers between Capital One accounts do not qualify
Fees
No monthly maintenance fees
No minimum balance requirement
$0 monthly maintenance fee
$0 minimum deposit required
$0 monthly fee
$0 monthly account fee
$0 account fee
No minimum balance required
$0 monthly service fee
$0 minimum balance requirement
$0 account opening fee
$0 minimum to open or maintain
$0 account minimum
$0 minimum to open or maintain account
No monthly fees or minimums
$0 monthly fees
No monthly fees
No monthly account fees
No account opening fees
$0 monthly service charge
$0 minimum balance required
No account opening or closing fees
$30 for outgoing domestic wire transfer
$10 for Cashier's check at Capital One location
$0 opening fee
$30 outgoing domestic wire transfer fee
$10 cashier's check fee
If account balance drops into a lower tier during the 90-day hold period, you receive that lower tier's bonus
If balance drops below $20,000, no bonus is paid
Account must be in good standing when bonus is issued
Bonus is considered interest and reported on IRS form 1099-INT
Offer cannot be combined with other 360 Performance Savings account opening offers
If balance drops into lower tier during 90-day hold, customer receives lower tier bonus
Additional deposits during hold period do not qualify for higher tier bonus
Bonus considered interest, reported on IRS form 1099-INT
If account balance drops below qualifying tier during hold period, bonus is adjusted to lower tier
Account must be in good standing and not closed or suspended
Cannot be combined with other 360 Performance Savings account opening offers
Bonuses are reported as interest income on IRS Form 1099-INT
If deposit amount drops below tier minimum during hold period, bonus reduced to lower tier
Only one promotional code accepted per account
Account must be in good standing to receive bonus
Account must be in good standing
If balance drops into lower tier during hold period, lower bonus applies
If balance drops below $20,000, no bonus
Bonuses reported as interest on IRS Form 1099-INT
If balance drops below tier minimum during 90-day hold, bonus reduces to lower tier
If balance drops below $20,000, no bonus paid
Cannot combine with other 360 Performance Savings opening offers
Bonuses reported on IRS form 1099-INT as interest
Deposits from external sources only; transfers between Capital One accounts do not qualify
If balance drops below required tier during hold period, receive that lower tier's bonus amount
If balance drops below $20,000, bonus is forfeited
Bonus is reported as interest on IRS Form 1099-INT
Account must be in good standing; not in default, closed, or suspended
How to evaluate Capital One Performance Savings Bonus
Before opening this account, compare the bonus against direct deposit rules, monthly fees, minimum balance requirements, and any clawback period after payout.
Within 60 days after completing all requirements, including the 90-day hold period
Hold period
90 days after the 15-day Initial Funding Period ends
How to qualify
Open 360 Performance Savings account with promo code BONUS1500
Deposit $20,000+ of external funds within 15 days of account opening
Maintain deposit amount in the qualifying tier for 90 days after the Initial Funding Period
Open 360 Performance Savings account using promo code BONUS1500
Common pitfalls
New customers only (no Capital One 360 Performance Savings, 360 Savings, 360 Money Market, Savings Now, or Confidence Savings account since January 1, 2022)
One promotional code per account
Only valid for one new 360 Performance Savings account
Deposits must be from external bank accounts (Capital One-to-Capital One transfers do not qualify)
What makes this offer different
What makes this bank offer different
This is a bank-bonus fit for users who can satisfy a deposit rule quickly; the key comparison point is whether the required deposit type matches your normal cash flow.
Bonus value versus similar offers
The sign-up bonus is below the current nearby $2,000 median, so the requirements and any referral or portal stack matter more.
Requirement clarity
Credolix has extracted 4 requirements for this offer, so compare the bonus against the actual steps rather than the headline payout alone.
Frequently Asked Questions
How long do I have to qualify for Capital One Performance Savings Bonus?
The qualifying period listed for Capital One Performance Savings Bonus is 15 days of account opening.
When does Capital One Performance Savings Bonus pay out?
The payout timeline listed for Capital One Performance Savings Bonus is Within 60 days after completing all requirements, including the 90-day hold period.
✓Open new 360 Performance Savings account with promo code BONUS1500
✓Maintain required deposit balance for 90 days after initial 15-day funding period
✓Minimum $20,000 deposit of new external funds during the 15-day initial funding period
✓Maintain the deposit amount for 90 days following the initial funding period
✓Use promo code BONUS1500 at account opening
✓Open a new 360 Performance Savings account with promo code BONUS1500
✓Deposit $20,000+ of external funds (new money from outside Capital One) within first 15 days of account opening
✓Maintain the deposit amount for 90 days following the 15-day initial funding period
✓If balance drops during hold period, bonus is reduced to applicable lower tier; balances below $20,000 disqualify for any bonus
✓Maintain minimum deposit amount for 90 days
✓Deposit qualifying amount of external funds within 15 days of account opening
✓Account must be in good standing (not in default, closed, or suspended)
✓Use promo code BONUS1500 when opening account
✓Deposit minimum $20,000 of external funds within 15 days of account opening
✓Maintain deposit amount for 90 days following the initial 15-day funding period
✓Deposit externally sourced funds (transfers between Capital One accounts do not qualify)
✓Deposit qualifying amount within 15 days of account opening
✓Maintain qualifying deposit amount for 90 days after Initial Funding Period
✓Maintain minimum tier deposit for 90 days after initial 15-day period
✓External funds from other banks only (no internal Capital One transfers)
✓Deposit at least the minimum amount from external sources within 15 days of account opening
✓Maintain the deposit amount through the 90-day hold period
✓Deposit external funds (not from Capital One) within 15 days of opening
✓Maintain qualifying deposit amount for 90 days following the initial 15-day funding period
✓Deposit minimum $20,000 from external sources within 15 days of account opening
✓Account must be in good standing
✓Deposit qualifying amount ($20,000 minimum) within 15 days of account opening
✓Maintain deposit amount for 90 days following the Initial Funding Period
✓Account must be in good standing at time of bonus payout
✓Maintain deposit amount for 90 days after Initial Funding Period
✓Deposit minimum $20,000 external funds within 15 days of account opening
✓If balance drops below tier minimum during hold period, bonus reduces to lower tier; below $20,000 forfeits bonus entirely
✓Deposit external funds meeting the tier minimum within 15 days of opening
✓Maintain minimum deposit amount for 90 days after the 15-day Initial Funding Period
✓Deposit external funds (not from other Capital One accounts)
✓Deposit minimum $20,000 within 15 days of account opening
✓Maintain minimum deposit amount through 90-day hold period
✓Use promo code BONUS1500
✓Maintain deposit amount for 90 days following the 15-day funding period
✓Deposit minimum $20,000 of new external funds within 15 days of account opening
✓Account must remain open and in good standing
✓Deposit external funds (not from Capital One) totaling at least $20,000 during the 15-day Initial Funding Period
✓If deposit drops below $20,000, bonus eligibility is forfeited
✓Deposit external funds (not transfers from other Capital One accounts)
✓Maintain deposit amount for 90 days following the 15-day initial funding period
✓Deposit $20,000+ of external funds within 15 days of opening
✓Maintain deposit for 90 days after the Initial Funding Period
✓Account must not be in default, closed, or suspended
✓Deposit external funds (not from Capital One accounts) during 15-day initial funding period
✓Maintain minimum balance equal to initial deposit for 90 days after initial funding period
✓Bonus tier determined by lowest balance maintained during 90-day hold period
✓Maintain the deposited amount for 90 days following the initial 15-day funding period
✓Deposit specified amount of external funds within 15 days of account opening
✓Maintain minimum deposit amount for 90 days following the Initial Funding Period
✓Maintain the minimum deposit amount for 90 days after the Initial Funding Period
✓If balance drops below the tier threshold, bonus adjusts to lower tier
✓Deposit minimum qualifying amount ($20,000, $50,000, or $100,000) within 15 days of account opening
✓Funds must come from external sources (other banks)
✓Deposit $20,000 minimum of external funds within 15 days
✓Maintain deposit balance for 90 days
✓Maintain deposit amount for 90 days after initial 15-day funding period
✓Deposit $20,000+ of external (non-Capital One) funds within 15 days of account opening
✓Deposit external funds during initial 15-day funding period
✓Deposit external funds (minimum $20,000) within 15 days of account opening
✓Maintain deposit balance for 90 days following the 15-day Initial Funding Period
✓Deposit external funds (transfers from other Capital One accounts do not qualify)
✓Deposit within 15 days of account opening
✓Deposit external funds (not from other Capital One accounts) within 15 days of account opening
✓Maintain the deposited amount for 90 days following the 15-day funding period
✓Account must remain in good standing
✓Deposit $20,000+ of new money from external sources within 15 days of opening
✓Open a new 360 Performance Savings account
✓Enter promo code BONUS1500 at account opening
✓Deposit minimum of $20,000 (for $300 bonus) to $100,000+ (for $1,500 bonus) within 15 days of opening
✓Funds must come from external sources, not transfers between Capital One accounts
✓Maintain the deposited amount for 90 days after the Initial Funding Period
✓Maintain the deposit amount for 90 days following the 15-day funding period
✓Deposit at least $20,000 from external sources (transfers between Capital One accounts do not qualify) within 15 days of account opening
✓Maintain the deposit amount in the applicable tier for 90 days following the Initial Funding Period
✓Deposit minimum $20,000 of external funds within 15 days
✓If balance drops below tier threshold during hold period, bonus reduced to lower tier (minimum $20,000 required to qualify for any bonus)
✓Maintain deposit amount for 90 days after 15-day funding period
✓Deposit minimum $20,000 of new external funds (non-Capital One transfers)
✓Complete deposit within 15 days of account opening
✓Maintain deposit level for 90 days following the initial funding period
✓Maintain deposit amount for 90 days after the Initial Funding Period
✓Account must be in good standing (not closed, suspended, or in default)
✓Deposit external funds within 15 days of account opening
✓Maintain deposit tier amount for 90 days after Initial Funding Period
✓Deposit at least $20,000 of external funds (not from existing Capital One accounts) within 15 days of account opening
✓Maintain minimum deposit for 90 days after the Initial Funding Period
✓Deposit $20,000+ in external funds within 15 days of account opening
✓Maintain the deposit amount for 90 days after the Initial Funding Period
✓Deposit $20,000+ of external funds (not from other Capital One accounts) within 15 days of account opening
✓Maintain the deposit for 90 days following the Initial Funding Period
✓Deposit $20,000 or more in external funds within 15 days of account opening
✓Deposit external funds (not from Capital One currently) during the 15-day Initial Funding Period
✓Deposit $20,000 or more of external funds (not from existing Capital One accounts) within 15 days of account opening
✓Open account with promo code BONUS1500
✓Deposit at least $20,000 of new external funds (not from other Capital One accounts) within 15 days of opening
✓Deposit at least $20,000 of new external funds within 15 days of account opening
✓External funds only (transfers between Capital One accounts do not qualify)
✓Deposit $20,000 or more of external funds within 15 days of account opening
✓Deposit $20,000+ of new external funds within 15 days of account opening
✓Maintain the deposited amount for 90 days following the Initial Funding Period
✓Deposit new money from external sources (not transfers between Capital One accounts)
✓Deposit must be made within 15 days of account opening (Initial Funding Period)
✓If balance drops below $20,000 during hold period, bonus is forfeited
✓Deposit minimum $20,000 from external bank within 15 days of account opening
✓Deposit $20,000-$100,000+ of external funds within first 15 days
✓Open new 360 Performance Savings account
✓Deposit $20,000+ from external (non-Capital One) sources within 15 days of account opening
✓Maintain deposited amount for 90 days after initial funding period
✓Account must be open and in good standing at time of bonus deposit
✓Open a new 360 Performance Savings account using promo code BONUS1500
✓Deposit new money from external source within 15 days of account opening
✓Maintain deposited amount for 90 days following Initial Funding Period
✓Deposit $20,000 or more of new money from external sources (not transfers between Capital One accounts) within 15 days of account opening (Initial Funding Period)
✓Deposit a total of $20,000 or more of new money from external bank sources within first 15 days of account opening
⚠
⚠One account per customer
⚠Must have no open Capital One 360 Performance Savings, 360 Savings, 360 Money Market, Savings Now, or Confidence Savings account as primary or secondary holder since January 1, 2024
⚠One bonus per account
⚠Cannot be combined with other 360 Performance Savings account opening offers
⚠Cannot have held a 360 Performance Savings, 360 Savings, 360 Money Market, Savings Now, or Confidence Savings account as a primary or secondary account holder on or after January 1, 2024
⚠Account must be in good standing
⚠Deposits must be from external sources (not transfers between Capital One accounts)
⚠Cannot have held a 360 Performance Savings, 360 Savings, 360 Money Market, Savings Now, or Confidence Savings account as primary or secondary account holder on or after January 1, 2024
⚠One bonus per new account
⚠Cannot have held a 360 Performance Savings, 360 Savings, 360 Money Market, Savings Now, or Confidence Savings account on or after January 1, 2024
⚠Ineligible if you held or were a secondary account holder of a Capital One 360 Performance Savings, 360 Savings, 360 Money Market, Savings Now, or Confidence Savings account on or after January 1, 2024
⚠External funds only—transfers between Capital One accounts do not qualify
⚠One promo code per account
⚠One bonus per new 360 Performance Savings account
⚠New customers only (no open 360 Performance Savings, 360 Savings, 360 Money Market, Savings Now, or Confidence Savings account as primary/secondary holder with Capital One on or after January 1, 2021)
⚠External funds only (transfers between Capital One accounts do not qualify)
⚠Must maintain deposit amount for 90-day hold; if balance drops to lower tier, lower bonus applies; below $10,000 disqualifies bonus
⚠New customers only — not eligible if you have or had an open 360 Performance Savings, 360 Savings, 360 Money Market, Savings Now, or Confidence Savings account as a primary or secondary account holder with Capital One on or after January 1, 2022
⚠Only one promotional code per account
⚠Ineligible if you held eligible Capital One savings accounts on or after January 1, 2024
⚠External funds required (transfers from other Capital One accounts do not qualify)
⚠Bonus is only valid for one new 360 Performance Savings account
⚠If you have or had certain Capital One savings accounts (360 Performance Savings, 360 Savings, 360 Money Market, Savings Now, Confidence Savings) as primary or secondary account holder on or after January 1, 2024, you are ineligible
⚠Cannot have held Capital One 360 Performance Savings, 360 Savings, 360 Money Market, Savings Now, or Confidence Savings account on or after January 1, 2024
⚠Only one promotional code accepted per account
⚠Cannot have held Capital One savings accounts (360 Performance Savings, 360 Savings, 360 Money Market, Savings Now, or Confidence Savings) on or after January 1, 2024
⚠One bonus per customer
⚠Must deposit externally sourced funds only (transfers between Capital One accounts do not qualify)
⚠Cannot have held a 360 Performance Savings, 360 Savings, 360 Money Market, Savings Now, or Confidence Savings account as primary or secondary holder since January 1, 2024
⚠New customers only — no eligible Capital One savings accounts since January 1, 2024
⚠Ineligible if held a 360 Performance Savings, 360 Savings, 360 Money Market, Savings Now, or Confidence Savings account on or after January 1, 2022
⚠Must be new 360 Performance Savings customer
⚠Ineligible if held certain Capital One savings accounts on or after January 1, 2024
⚠Bonus only valid for one new 360 Performance Savings account
⚠Cannot have held or been a secondary account holder of 360 Performance Savings, 360 Savings, 360 Money Market, Savings Now, or Confidence Savings accounts as a primary or secondary account holder on or after January 1, 2024
⚠Cannot have held 360 Performance Savings, 360 Savings, 360 Money Market, Savings Now, or Confidence Savings account as primary or secondary holder on or after January 1, 2024
⚠One bonus per promo code per account
⚠Must not have had a 360 Performance Savings, 360 Savings, 360 Money Market, Savings Now, or Confidence Savings account on or after January 1, 2024
⚠Cannot combine with other 360 Performance Savings account opening offers
⚠Bonus valid for one new 360 Performance Savings account only
⚠New customers only (no eligible Capital One savings accounts since January 1, 2024)
⚠One per household (one promotional code accepted per account)
⚠Account must remain in good standing
⚠Cannot have held eligible Capital One savings accounts as primary/secondary account holder since January 1, 2024
⚠If you have or had an open 360 Performance Savings, 360 Savings, 360 Money Market, Savings Now or Confidence Savings account as a primary or secondary account holder with Capital One on or after January 1, 2024, you will be ineligible
⚠Valid for one new 360 Performance Savings account only
⚠Ineligible if you held a Capital One 360 Performance Savings, 360 Savings, 360 Money Market, Savings Now, or Confidence Savings account on or after January 1, 2024
⚠Deposits must be from external sources (not internal Capital One transfers)
⚠Cannot have held Capital One savings accounts (360 Performance Savings, 360 Savings, 360 Money Market, Savings Now, or Confidence Savings) as primary or secondary account holder on or after January 1, 2024
⚠External funds required (transfers between Capital One accounts do not qualify)
⚠New 360 Performance Savings customers only
⚠Must not have held eligible Capital One savings accounts on or after January 1, 2024
⚠Only one promo code per account
⚠Cannot have held 360 Performance Savings, 360 Savings, 360 Money Market, Savings Now, or Confidence Savings as primary or secondary account holder on or after January 1, 2024
⚠Cannot have had open 360 Performance Savings, 360 Savings, 360 Money Market, Savings Now, or Confidence Savings account since January 1, 2024
⚠Not eligible if you had a 360 Performance Savings, 360 Savings, 360 Money Market, Savings Now, or Confidence Savings account on or after January 1, 2022
⚠Cannot have held 360 Performance Savings, 360 Savings, 360 Money Market, Savings Now, or Confidence Savings account on or after January 1, 2024
⚠New customers only (cannot have held eligible Capital One savings accounts on or after January 1, 2024)
⚠Only one bonus per new 360 Performance Savings account
⚠No prior Capital One savings accounts held on or after January 1, 2024
⚠Ineligible if you held certain Capital One savings accounts on or after January 1, 2024
⚠Bonus is only paid when using promo code BONUS1500
⚠One promotional code accepted per account
⚠One per household
⚠Ineligible if you held an eligible Capital One savings account on or after January 1, 2024
⚠Cannot have held certain Capital One accounts since January 1, 2024
⚠Only one promo code accepted per account
⚠New customers only — ineligible if you had an eligible Capital One savings account open on or after January 1, 2024
⚠One new 360 Performance Savings account per person
⚠Promo code BONUS1500 required at account opening
⚠Deposits must be external funds (not from other Capital One accounts)
⚠If had an open 360 Performance Savings, 360 Savings, 360 Money Market, Savings Now or Confidence Savings account on or after January 1, 2022, ineligible
⚠Cannot have held eligible Capital One savings accounts (360 Performance Savings, 360 Savings, 360 Money Market, Savings Now, or Confidence Savings) as primary or secondary holder on or after January 1, 2024
⚠If account is in default, closed, suspended, or not in good standing, bonus forfeited
⚠New customers only (cannot have had a 360 Performance Savings, 360 Savings, 360 Money Market, Savings Now, or Confidence Savings account on or after January 1, 2022)
⚠Deposits must be from external funds (transfers between Capital One accounts do not qualify)
⚠New customers only (no prior 360 Performance Savings, 360 Savings, 360 Money Market, Savings Now, or Confidence Savings account as primary or secondary holder on or after January 1, 2024)
⚠Promo code BONUS1500 required
⚠One bonus per person
⚠Ineligible if you had eligible Capital One savings accounts open as primary or secondary holder on or after January 1, 2024
⚠Online account openings only
⚠One per household (one bonus per new 360 Performance Savings account)
⚠Must have no prior 360 Performance Savings, 360 Savings, 360 Money Market, Savings Now, or Confidence Savings accounts as primary/secondary holder since January 1, 2024
⚠Ineligible if held eligible Capital One savings accounts on or after January 1, 2024
⚠No prior Capital One savings accounts since January 1, 2024
⚠No Capital One checking, savings, or money market account open on or after January 1, 2024
⚠Must use promo code BONUS1500 at account opening
⚠Not eligible if you have or had a 360 Performance Savings, 360 Savings, 360 Money Market, Savings Now, or Confidence Savings account as a primary or secondary account holder on or after January 1, 2024
⚠No prior Capital One 360 Performance Savings, 360 Savings, 360 Money Market, Savings Now, or Confidence Savings account since January 1, 2022
⚠Cannot have held a 360 Performance Savings, 360 Savings, 360 Money Market, Savings Now, or Confidence Savings account on or after January 1, 2022
⚠Must not have had eligible Capital One savings accounts open on or after January 1, 2024
⚠External funds only - transfers from other Capital One accounts do not qualify
⚠Cannot have held certain Capital One savings accounts (360 Performance Savings, 360 Savings, 360 Money Market, Savings Now, or Confidence Savings) as primary or secondary account holder on or after January 1, 2022
⚠Must deposit from external sources (non-Capital One accounts)
⚠If held eligible Capital One savings accounts on or after January 1, 2024, ineligible
⚠External funds required
⚠Only one bonus per customer (one new 360 Performance Savings account)
⚠If had open 360 Performance Savings, 360 Savings, 360 Money Market, Savings Now or Confidence Savings account with Capital One on or after January 1, 2024, ineligible
⚠Not eligible if you have had a 360 Performance Savings, 360 Savings, 360 Money Market, Savings Now, or Confidence Savings account on or after January 1, 2022
⚠Cannot have opened 360 Performance Savings, 360 Savings, 360 Money Market, Savings Now, or Confidence Savings account on or after January 1, 2024 as primary or secondary account holder
⚠Not eligible if you have or had an open 360 Performance Savings, 360 Savings, 360 Money Market, Savings Now, or Confidence Savings account as a primary or secondary account holder with Capital One on or after January 1, 2024
Bonus is tiered; if your deposit amount drops into a lower tier during the 90-day hold period, you receive the lower tier bonus
If balance drops below $20,000, you will not qualify for any bonus
Additional deposits made during the hold period do not qualify you for a higher tier bonus
Bonus is reported on IRS Form 1099-INT as interest income
Bonuses are considered interest and reported on IRS Form 1099-INT
If account is closed, in default, or suspended before bonus posts, bonus will not be paid
External transfers may take several days to complete; plan accordingly for the 15-day window
Offer terms were updated 4/18/26, extending eligibility window
Only one bonus per new 360 Performance Savings account
Only one promo code accepted per account
Account must be in good standing; if closed or suspended during hold period, bonus is forfeited
If balance drops during 90-day hold period, bonus drops to the corresponding lower tier
Bonus is considered interest and will be reported on IRS Form 1099-INT
If balance drops below the qualifying tier during the hold period, you receive the lower tier bonus
If balance drops below $20,000, you forfeit the bonus entirely
Additional deposits during the hold period do not qualify for a higher tier bonus
This offer cannot be combined with other 360 Performance Savings account opening offers
Account must remain in good standing throughout qualifying period
If account is closed, suspended, or in default, bonus will not be paid
If deposit amount drops below the tier threshold during the 90-day hold period, customer receives the lower-tier bonus
If account balance drops below $20,000, no bonus is awarded
Additional deposits during the hold period do not qualify for a higher bonus tier
Bonus is treated as interest and reported on IRS Form 1099-INT
Capital One reserves the right to modify or end the offer at any time
If balance drops below tier minimum during 90-day hold, bonus drops to lower tier
Bonus counts as interest, reported on IRS Form 1099-INT
Cannot combine with other 360 Performance Savings offers
Account must be in good standing (not closed, suspended, or in default)
If account balance drops below the tier minimum during the 90-day hold period, bonus reverts to lower tier or disqualified entirely
If balance drops below $20,000, no bonus is earned
Account will not be considered 'opened' until funded
If account balance drops below qualifying tier during the 90-day hold period, bonus is reduced to the lower tier amount
If deposit decreases below $20,000, no bonus is paid
Account must be in good standing; no bonus if account is closed, suspended, or in default
If balance drops to lower tier during hold period, bonus reduced to lower tier amount
Ineligible if you held eligible Capital One savings accounts (360 Performance Savings, 360 Savings, 360 Money Market, Savings Now, Confidence Savings) as primary or secondary account holder on or after January 1, 2024
If balance drops below the tier during the 90-day hold period, bonus will be adjusted to lower tier
Bonus is treated as interest and reported on Form 1099-INT
Account must remain open and in good standing to receive bonus
External funds only; transfers between Capital One accounts do not qualify
If balance drops below threshold during hold period, customer receives lower tier bonus
Bonus considered taxable interest, reported on IRS Form 1099-INT
Account must be in good standing; no default, closure, or suspension
If balance drops during 90-day hold, you receive the lower tier bonus (not cumulative)
If deposit amount drops below tier minimum during 90-day hold, bonus paid at lower tier
If deposit drops below $20,000, no bonus is paid
Cannot be combined with other 360 Performance Savings opening offers
Bonus reported as interest on IRS Form 1099-INT
Account must be in good standing; not closed, suspended, or in default
If account balance drops below deposit tier during 90-day hold period, customer receives lower tier bonus
Funds must come from external accounts; transfers between Capital One accounts do not qualify
If balance drops below current tier threshold during hold period, bonus drops to lower tier
Account must remain in good standing to receive bonus
If account balance drops below deposit tier threshold during hold period, customer receives lower tier bonus
Transfers between Capital One accounts do not count as external funds
If account balance drops below $20,000 during the hold period, no bonus is paid
If balance drops into a lower tier during the 90-day hold period, the lower tier bonus is paid instead
Capital One reserves the right to withdraw or modify the offer at any time
If deposit amount drops into a lower tier during the 90-day hold period, the lower-tier bonus is paid
If deposit amount drops below tier threshold during 90-day hold, bonus reverts to lower tier
If deposit drops below $20,000, no bonus is earned
If account balance drops into a lower tier during the 90-day hold period, you receive the lower tier bonus
Must use promo code BONUS1500 at account opening
If account balance drops during hold period, bonus is reduced to the applicable lower tier
Balance must remain at least $20,000 to qualify for any bonus
Account must be in good standing; closed or suspended accounts forfeit bonus
If deposit amount drops below tier threshold during hold period, bonus drops to lower tier
If deposit falls below $20,000, no bonus is earned
Bonus cannot be combined with other 360 Performance Savings account opening offers
Bonuses are considered interest and will be reported on IRS Form 1099-INT
If account balance drops below tier minimum during 90-day hold period, bonus adjusts downward to matching tier
Balance must remain at least $20,000; below that disqualifies bonus entirely
Deposits must be from external sources (not between Capital One accounts)
If account balance drops below $20,000 during hold period, no bonus is earned
If deposit amount drops below tier threshold during hold period, bonus will be reduced to lower tier
If deposit decreases below $20,000, no bonus is earned
Capital One reserves right to change terms at any time
Bonuses are reported on IRS form 1099-INT as interest
Account must remain in good standing
If balance drops during hold period, bonus adjusts to lower tier
If balance drops below tier threshold during 90-day hold, bonus reduced to lower tier amount
Bonuses treated as interest and reported on IRS Form 1099-INT
Account must be in good standing at time of bonus deposit
If deposit amount drops during 90-day hold period, bonus tier adjusts downward
If deposit drops below $10,000, no bonus is earned
Capital One reserves right to withdraw offer at any time
Bonus paid within 60 days after all requirements met
Bonuses treated as income/interest for tax purposes
If deposit amount drops into a lower tier during the 90-day hold period, bonus is reduced to that tier's amount
If deposit amount drops below $20,000, no bonus is earned
Account must be in good standing; cannot be closed, suspended, or in default before bonus is received
If deposit amount drops into a lower tier during the 90-day hold period, the lower tier bonus is paid
If deposit amount drops below $20,000, no bonus is paid
Additional deposits made during the hold period do not qualify for higher tier bonus
Bonuses are reported as interest (Form 1099-INT)
If balance drops below deposit tier during 90-day hold, customer receives the lower tier bonus
Bonus is reported as interest income on IRS Form 1099-INT
Capital One reserves the right to withdraw this offer at any time
ACH/transfer limits may apply; mobile deposit or push transfers from external banks may be required for deposits exceeding limits
Account must remain in good standing (not in default, closed, or suspended)
If deposit amount drops below tier minimum during hold period, bonus is reduced to lower tier
If account balance drops below deposit tier minimum during hold period, lower tier bonus applies
If account balance drops below $20,000, no bonus is earned
Account must be in good standing (not in default, closed, or suspended)
Bonus considered interest and reported on IRS form 1099-INT
Capital One reserves the right to withdraw this offer with or without notice
If account balance drops below the tier minimum during the 90-day hold period, you will receive the bonus for the lower tier
Bonuses are reported as interest on Form 1099-INT
Transfers between Capital One accounts do not qualify
If balance drops to a lower tier during hold period, you receive that tier's bonus instead
If balance drops below $20,000, you forfeit the bonus
Additional deposits during the hold period do not qualify for higher tier bonus
Bonuses are treated as interest and reported on IRS Form 1099-INT
Bonus cannot be combined with any other 360 Performance Savings account opening offers
If balance drops below tier minimum during hold period, you receive the lower tier bonus
Account must remain in good standing (not defaulted, closed, or suspended)
Bonus amount depends on deposit tier maintained during the 90-day hold period
If balance drops to a lower tier during hold period, customer receives that tier's bonus
If balance drops below $20,000, customer receives no bonus
Deposits must be from externally sourced funds; internal Capital One transfers do not qualify
If account balance drops into a lower tier during the hold period, customer receives the lower tier bonus
If account balance drops below $20,000, customer forfeits the bonus entirely
For new deposits opened on or after May 18, 2025, accounts are counted with other Capital One deposits for FDIC insurance determination
Account must remain in good standing; closed, defaulted, or suspended accounts forfeit bonus
Interest accrues daily on deposits and compounds monthly
If balance drops into lower tier during 90-day hold, bonus adjusts to that tier
Bonus treated as interest, reported on IRS Form 1099-INT
If balance drops below deposit tier during 90-day hold, bonus paid at lower tier level
Deposits must be from external sources; Capital One-to-Capital One transfers do not qualify
Account must remain open and in good standing through bonus payout
If balance drops below $20,000 at any time during the 90-day hold period, you forfeit the bonus
If balance drops into a lower tier during the hold period, you receive the bonus for that lower tier
Only one promo code per account
Transfers between Capital One accounts do not qualify as new external funds
Offer cannot be combined with any other 360 Performance Savings account opening offers
If account is closed, suspended, or not in good standing, bonus forfeited
If deposit amount drops below tier minimum during hold period, you receive the lower tier bonus or no bonus if below $20,000
Bonus is reported on IRS Form 1099-INT
If account balance drops below the tier amount during the 90-day hold period, the lower tier bonus is paid
Additional deposits during the hold period do not qualify for higher tier bonuses
Bonuses are reported as interest on IRS Form 1099-INT
If balance drops below deposit tier during hold period, customer receives the lower tier bonus
Balance must remain at least $20,000 throughout hold period to qualify for any bonus
Bonus is considered taxable interest and will be reported on IRS Form 1099-INT
If deposit amount drops below the tier minimum during the 90-day hold period, bonus drops to lower tier
Bonus valid for only one new 360 Performance Savings account per customer
If account balance drops into a lower tier during the 90-day hold period, the lower tier bonus applies
Balance below $20,000 disqualifies customer from bonus
If balance drops below deposit tier during hold period, bonus reduces to lower tier
If account balance drops into lower tier during 90-day hold period, you receive that tier's bonus amount
If account balance drops below $20,000, no bonus is paid
If balance drops below the tier level during the 90-day hold period, customer receives the lower tier bonus
Bonuses are reported on IRS form 1099-INT
If balance drops below tier minimum during 90-day hold period, bonus is reduced to lower tier amount
Account closure, default, or suspension during hold period forfeits the bonus
If balance drops below the threshold tier during the 90-day hold period, you receive the lower tier bonus
Additional deposits during hold period do not qualify for higher tier
Deposits must be from external sources (transfers between Capital One accounts do not qualify)
If deposit amount drops into a lower tier during the 90-day hold period, bonus is reduced to that tier
If account balance drops into a lower tier during the hold period, you will receive that lower tier's bonus
If deposit amount drops into a lower tier during the 90-day hold period, the lower tier bonus will be paid
Transfers between Capital One accounts do not qualify as external deposits
Bonus is treated as income and reported on IRS Form 1099-INT
If deposit amount drops below tier minimum during 90-day hold, bonus reduces to lower tier
If deposit drops below $20,000, no bonus paid
Promo code BONUS1500 required
If balance drops below $20,000 during 90-day hold period, bonus will be at lower tier
Capital One reserves right to end or change offer terms with or without notice
If deposit amount drops into a lower tier during the 90-day hold period, you receive that tier's bonus
Account must be open and in good standing to receive bonus
Bonuses treated as taxable income
If account balance drops below the tier threshold during the 90-day hold period, you receive the lower tier bonus
Offer valid for one new account per person
Transfers between Capital One accounts do not qualify as new money
If deposit amount drops into a lower tier during the 90-day hold period, you receive the lower tier bonus
If deposit amount decreases below $20,000, you forfeit the bonus
Bonuses are treated as income/interest and reported on IRS form 1099-INT
Account must be in good standing; closed, defaulted, or suspended accounts forfeit the bonus
