What makes this bank offer different
This bank offer is best compared on fee exposure, balance requirements, and how long the account must remain open after payout.
Bank
Capital One 360 Performance Savings Bonus — Up to $1,500
Sign up for Capital One 360 Performance Savings Bonus and earn up to $1,500 in bonus rewards.
Bonus Tiers
| Deposit | Bonus |
|---|---|
| $20,000 | $300 |
| $50,000 | $750 |
| $100,000 | $1,500 |
Hold Period
90 days after the 15-day Initial Funding Period
Qualifying Period
Deposit within 15 days of account opening
Payout
Within 60 days after meeting all requirements
Requirements
- ✓Open 360 Performance Savings account with promo code BONUS1500
- ✓Deposit at least $20,000 of new external funds within 15 days of account opening
- ✓Maintain the deposit amount for 90 days following the Initial Funding Period
- ✓External funds only (transfers between Capital One accounts do not qualify)
- ✓Open a 360 Performance Savings account with promo code BONUS1500
- ✓Deposit $20,000 or more of external funds within 15 days of account opening
- ✓Deposit $20,000+ of new external funds within 15 days of account opening
- ✓Maintain the deposited amount for 90 days following the Initial Funding Period
- ✓Deposit new money from external sources (not transfers between Capital One accounts)
- ✓Deposit must be made within 15 days of account opening (Initial Funding Period)
- ✓Maintain deposit amount for 90 days following the Initial Funding Period
- ✓If balance drops below $20,000 during hold period, bonus is forfeited
- ✓Deposit minimum $20,000 from external bank within 15 days of account opening
- ✓Maintain deposit amount for 90 days following the 15-day funding period
- ✓Deposit $20,000-$100,000+ of external funds within first 15 days
- ✓Maintain deposit amount for 90 days after Initial Funding Period
- ✓Open new 360 Performance Savings account
- ✓Deposit $20,000+ from external (non-Capital One) sources within 15 days of account opening
- ✓Maintain deposited amount for 90 days after initial funding period
- ✓Account must be open and in good standing at time of bonus deposit
- ✓Open a new 360 Performance Savings account using promo code BONUS1500
- ✓Deposit new money from external source within 15 days of account opening
- ✓Maintain deposited amount for 90 days following Initial Funding Period
- ✓Deposit $20,000 or more of new money from external sources (not transfers between Capital One accounts) within 15 days of account opening (Initial Funding Period)
- ✓Open a new 360 Performance Savings account
- ✓Deposit a total of $20,000 or more of new money from external bank sources within first 15 days of account opening
- ✓Use promo code BONUS1500
Restrictions
- ⚠New customers only
- ⚠No prior Capital One 360 Performance Savings, 360 Savings, 360 Money Market, Savings Now, or Confidence Savings account since January 1, 2022
- ⚠One promotional code per account
- ⚠Account must be in good standing
- ⚠Cannot have held a 360 Performance Savings, 360 Savings, 360 Money Market, Savings Now, or Confidence Savings account on or after January 1, 2022
- ⚠One promo code per account
- ⚠Cannot be combined with other 360 Performance Savings opening offers
- ⚠Must not have had eligible Capital One savings accounts open on or after January 1, 2024
- ⚠External funds only - transfers from other Capital One accounts do not qualify
- ⚠Cannot have held certain Capital One savings accounts (360 Performance Savings, 360 Savings, 360 Money Market, Savings Now, or Confidence Savings) as primary or secondary account holder on or after January 1, 2022
- ⚠One promotional code accepted per account
- ⚠Bonus valid for one new 360 Performance Savings account only
- ⚠One bonus per account
- ⚠Must deposit from external sources (non-Capital One accounts)
- ⚠If held eligible Capital One savings accounts on or after January 1, 2024, ineligible
- ⚠New 360 Performance Savings customers only
- ⚠External funds required
- ⚠Ineligible if held eligible Capital One savings accounts on or after January 1, 2024
- ⚠Only one bonus per customer (one new 360 Performance Savings account)
- ⚠Must use promo code BONUS1500 at account opening
- ⚠If had open 360 Performance Savings, 360 Savings, 360 Money Market, Savings Now or Confidence Savings account with Capital One on or after January 1, 2024, ineligible
- ⚠Not eligible if you have had a 360 Performance Savings, 360 Savings, 360 Money Market, Savings Now, or Confidence Savings account on or after January 1, 2022
- ⚠Cannot have opened 360 Performance Savings, 360 Savings, 360 Money Market, Savings Now, or Confidence Savings account on or after January 1, 2024 as primary or secondary account holder
- ⚠Not eligible if you have or had an open 360 Performance Savings, 360 Savings, 360 Money Market, Savings Now, or Confidence Savings account as a primary or secondary account holder with Capital One on or after January 1, 2024
- ⚠Bonus is only valid for one new 360 Performance Savings account
Fees
- $0 monthly fee
- $0 minimum balance requirement
- $0 monthly account fee
- $0 monthly fees
- No monthly fees
- No minimum balance required
- If balance drops below the threshold tier during the 90-day hold period, you receive the lower tier bonus
- If balance drops below $20,000, no bonus is earned
- Additional deposits during hold period do not qualify for higher tier
- Cannot be combined with other 360 Performance Savings account opening offers
- Bonuses are considered interest and reported on IRS form 1099-INT
- Deposits must be from external sources (transfers between Capital One accounts do not qualify)
- If deposit amount drops into a lower tier during the 90-day hold period, bonus is reduced to that tier
- Account must be in good standing; no bonus if account is closed, suspended, or in default
- If account balance drops into a lower tier during the hold period, you will receive that lower tier's bonus
- Account must be in good standing to receive bonus
- If deposit amount drops into a lower tier during the 90-day hold period, the lower tier bonus will be paid
- Transfers between Capital One accounts do not qualify as external deposits
- Offer cannot be combined with other 360 Performance Savings account opening offers
- Bonus is treated as income and reported on IRS Form 1099-INT
- If deposit amount drops below tier minimum during 90-day hold, bonus reduces to lower tier
- If deposit drops below $20,000, no bonus paid
- Cannot combine with other 360 Performance Savings opening offers
- Promo code BONUS1500 required
- If balance drops below $20,000 during 90-day hold period, bonus will be at lower tier
- Additional deposits during hold period do not qualify for higher tier bonus
- Capital One reserves right to end or change offer terms with or without notice
- If deposit amount drops into a lower tier during the 90-day hold period, you receive that tier's bonus
- Account must be open and in good standing to receive bonus
- Bonuses treated as taxable income
- If account balance drops below the tier threshold during the 90-day hold period, you receive the lower tier bonus
- Bonus is considered interest and reported on IRS Form 1099-INT
- Offer valid for one new account per person
- Transfers between Capital One accounts do not qualify as new money
- If deposit amount drops into a lower tier during the 90-day hold period, you receive the lower tier bonus
- If deposit amount decreases below $20,000, you forfeit the bonus
- Bonus cannot be combined with other 360 Performance Savings account opening offers
- Bonuses are treated as income/interest and reported on IRS form 1099-INT
- Account must be in good standing; closed, defaulted, or suspended accounts forfeit the bonus
Last updated June 5, 2026
How to evaluate Capital One 360 Performance Savings Bonus
Before opening this account, compare the bonus against direct deposit rules, monthly fees, minimum balance requirements, and any clawback period after payout.
Qualification checklist
Timing
- Qualifying period
- Deposit within 15 days of account opening
- Payout timeline
- Within 60 days after meeting all requirements
- Hold period
- 90 days after the 15-day Initial Funding Period
How to qualify
- Open 360 Performance Savings account with promo code BONUS1500
- Deposit at least $20,000 of new external funds within 15 days of account opening
- Maintain the deposit amount for 90 days following the Initial Funding Period
- External funds only (transfers between Capital One accounts do not qualify)
Common pitfalls
- New customers only
- No prior Capital One 360 Performance Savings, 360 Savings, 360 Money Market, Savings Now, or Confidence Savings account since January 1, 2022
- One promotional code per account
- Account must be in good standing
What makes this offer different
Bonus value versus similar offers
The sign-up bonus is below the current nearby $2,250 median, so the requirements and any referral or portal stack matter more.
Requirement clarity
Credolix has extracted 4 requirements for this offer, so compare the bonus against the actual steps rather than the headline payout alone.
Frequently Asked Questions
How long do I have to qualify for Capital One 360 Performance Savings Bonus?
The qualifying period listed for Capital One 360 Performance Savings Bonus is Deposit within 15 days of account opening.
When does Capital One 360 Performance Savings Bonus pay out?
The payout timeline listed for Capital One 360 Performance Savings Bonus is Within 60 days after meeting all requirements.
How long do I need to keep funds or the account for Capital One 360 Performance Savings Bonus?
The hold period listed for Capital One 360 Performance Savings Bonus is 90 days after the 15-day Initial Funding Period.
