What makes this bank offer different
This is a bank-bonus fit for users who can satisfy a deposit rule quickly; the key comparison point is whether the required deposit type matches your normal cash flow.
Bank
FIGFCU Checking Bonus — Up to $250 + $25
Apply to FIGFCU Checking Bonus and earn up to $275 in combined sign-up and referral bonuses.
Bonus Tiers
| Deposit | Bonus |
|---|---|
| $3,000 - $14,999 in direct deposits | $100 |
| $15,000+ in direct deposits | $250 |
Qualifying Period
90 days from account opening
Payout
Within 45 days after the 90-day qualification period
Requirements
- ✓Open account with promo code GHYCHECK
- ✓Post 3+ separate ACH Direct Deposits
- ✓Minimum direct deposit total within 90 days
Restrictions
- ⚠New customers only
- ⚠Not available to existing FIGFCU members
- ⚠Must be 18 years or older
Fees
- $0 monthly account fee
- Eligible direct deposits must be on different days
- Account cannot be combined with other new member or referral offers
- Limited to one bonus per account per new member
- Board of Directors, Officers, Employees and their immediate family ineligible
Total potential bonus
$275
Additional Referral Bonus (how it works)
$25
Your 50% share of $50 paid directly by the referrer
View Referral Terms →$250 (sign-up) + $25 (referral) = $275 total
Last updated October 30, 2026
Saved source PDFs
Oct 30, 2026
How to evaluate FIGFCU Checking Bonus
Before opening this account, compare the bonus against direct deposit rules, monthly fees, minimum balance requirements, and any clawback period after payout.
Qualification checklist
Timing
- Qualifying period
- 90 days from account opening
- Payout timeline
- Within 45 days after the 90-day qualification period
How to qualify
- Open account with promo code GHYCHECK
- Post 3+ separate ACH Direct Deposits
- Minimum direct deposit total within 90 days
Common pitfalls
- New customers only
- Not available to existing FIGFCU members
- Must be 18 years or older
- $0 monthly account fee
What makes this offer different
Bonus value versus similar offers
The sign-up bonus is below the current nearby $2,250 median, so the requirements and any referral or portal stack matter more.
Stacking potential
The tracked value can include $250 sign-up bonus, $25 referral share for a total displayed potential of $275. Confirm which apply path you use before assuming every component stacks.
Requirement clarity
Credolix has extracted 3 requirements for this offer, so compare the bonus against the actual steps rather than the headline payout alone.
Frequently Asked Questions
Can FIGFCU Checking Bonus stack with a referral?
Credolix tracks a referral path for this offer. The displayed user share is $25 based on 50% of the listed referral payout.
