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PNC Checking Bonus — Up to $400
Bank

PNC Checking Bonus — Up to $400 Sign-Up Bonus

Sign up for PNC Checking Bonus — Up to $400 and earn a bonus.

Apply Now

Bonus Tiers

DepositBonus
$2,000$200
$5,000$400

Qualifying Period

60 days

Payout

60-90 days after conditions met

Requirements

  • ✓Open Virtual Wallet with Performance Spend OR Virtual Wallet with Performance Select account
  • ✓$2,000 total qualifying direct deposits for $200 bonus
  • ✓$5,000 total qualifying direct deposits for $400 bonus
  • ✓Direct deposits must be received within 60 days of opening
  • ✓Account must remain open to receive reward
  • ✓Qualifying direct deposits defined as paycheck, pension, Social Security or regular income electronically deposited by employer or outside agency

Restrictions

  • ⚠New customers only
  • ⚠Cannot have existing PNC checking account
  • Cannot have closed a PNC account within past 12 months

Sign-Up Bonus

$400

View Promo Terms →

Offer expires May 28, 2026

Last updated April 11, 2026

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⚠
  • ⚠Cannot have received PNC promotional premium in past 24 months
  • ⚠One bonus per signer
  • ⚠Trust, Estate and specialty titled accounts excluded
  • ⚠Offer contingent on product availability and may vary by ZIP code
  • Fees

    • $7 monthly fee for Virtual Wallet (waivable with $500 monthly balance or $500 direct deposit)
    • $15 monthly fee for Virtual Wallet with Performance Spend (waivable with $2,000 balance or requirements)
    • $25 monthly fee for Virtual Wallet with Performance Select (waivable with $5,000 balance or $5,000 direct deposit)
    • Credit card cash advances, wire transfers, person-to-person transfers, transfers between accounts, and deposits at branch/ATM/mobile/mail do not qualify
    • Virtual Wallet is not available nationwide; availability varies by ZIP code
    • Product type at account opening determines bonus eligibility
    • No minimum deposit to open online