What makes this bank offer different
This bank offer is best compared on fee exposure, balance requirements, and how long the account must remain open after payout.
Bank
United Debit Card Bonus — Up to 10,000 Miles
Sign up for United Debit Card Bonus and earn up to $100 in bonus rewards.
See all United Airlines offers →
Qualifying Period
120 days
Requirements
- ✓Min $500 in Net Purchases within 120 days of account opening
- ✓Minimum $500 in net purchases within 120 days of account opening
- ✓Open an account
- ✓Make at least $500 in net purchases within 120 days of account opening
- ✓$500 in Net Purchases within 120 days of card account opening
- ✓Min $500 in qualifying purchases
- ✓Card account must be open and in good standing
- ✓$500 minimum spend in first 120 days of account opening
- ✓$500 in net purchases within 120 days of account opening
- ✓Min $500 spend within 120 days
- ✓Minimum $500 in net purchases within 120 days of card account opening
- ✓Minimum $500 in Net Purchases
- ✓Active MileagePlus account must be linked within 90 days of earning miles
- ✓Min $500 in net purchases within 120 days of card account opening
- ✓Spend at least $500 in net purchases within 120 days of account opening
- ✓Active MileagePlus account
Restrictions
- ⚠New customers only
- ⚠Account must remain open and in good standing
- ⚠One-time bonus per account
- ⚠MileagePlus members or must join to be eligible
- ⚠New MileagePlus Debit Rewards Card members only
- ⚠One per person
- ⚠New cardmembers only
- ⚠Card account must be open and in good standing at time of payout
- ⚠New MileagePlus members only
- ⚠MileagePlus members only
- ⚠Limited-time launch offer
- ⚠Limited-time offer
- ⚠No credit check required
- ⚠MileagePlus member eligibility required
- ⚠One-time bonus per customer
- ⚠One per household (likely, based on card terms)
- ⚠Card Account must be open and in good standing at time of bonus credit
- ⚠Must be linked to active MileagePlus account
- ⚠One-time bonus per eligible account
- ⚠MileagePlus member required
Fees
- $0 monthly fee if average daily balance is $2,000+
- $4 monthly fee if average daily balance is under $2,000
- $4 monthly fee (waived with $2,000 average daily account balance or higher)
- $4 monthly fee (waived with $2,000 average daily balance)
- $4 monthly fee (waived with $2,000+ average monthly balance)
- $4 monthly fee, waivable with $2,000+ average monthly balance
- $4 monthly fee (waived with $2,000+ average daily balance)
- $4 monthly fee (waived with average daily balance of $2,000 or more)
- $4 monthly fee (waived with average daily account balance of $2,000 or more)
- $4 monthly fee, waived with $2,000 average daily balance
- $4 monthly fee (waived with $2,000 average daily account balance)
- $4 monthly fee, waived with average daily balance of $2,000 or more
- $4 monthly fee, waived with average daily account balance of $2,000 or more
- Net Purchases exclude returns, refunds, cash-like transactions, money orders, gift cards, peer-to-peer payments, lottery tickets, disputed/unauthorized purchases
- Bonus miles only paid once per account
- Balance rewards available: earn up to 70,000 bonus miles per year based on average daily account balance
- Net Purchases exclude returns, refunds, ATM withdrawals, cash back, quasi-cash transactions, money orders, gift cards, peer-to-peer payments, lottery tickets, and disputed/unauthorized purchases
- Miles transferred to MileagePlus account on weekly basis
- Net purchases exclude returns and refunds
- Miles transferred to MileagePlus account and subject to MileagePlus terms
- No credit check required
- Issued by Sunrise Banks, N.A., member FDIC
- Card issued by Sunrise Banks, N.A., Member FDIC
- FDIC insured up to $250,000
- Funds are FDIC insured through Sunrise Banks, N.A.
- Miles must be transferred to active MileagePlus account within 90 days or they expire
- Miles transferred to MileagePlus account weekly, appearing within 10 days but may take up to 8 weeks
- Card account must remain open and in good standing to earn and receive miles
- MileagePlus account must be linked within 90 days or miles expire
- Net Purchases exclude returns, refunds, purchases subject to pending or final dispute, or adjustments
- Miles earned on weekly basis, generally appearing within 10 days but may take up to 8 weeks
- No miles earned on ATM withdrawals, cash back, quasi-cash transactions, money orders, gift cards, lottery tickets, or disputed/unauthorized purchases
- Net Purchases exclude returns, refunds, disputed purchases, and adjustments
- FDIC insured up to $250,000 through Sunrise Banks, N.A.
- Visa debit card issued by Sunrise Banks, N.A.
- No overdraft fees
- Issued by Sunrise Banks, N.A.
- Net Purchases exclude returns, cash-like transactions, gift cards, peer-to-peer payments, lottery tickets
- Visa debit card issued through Sunrise Banks and powered by Galileo
Last updated September 12, 2026
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How to evaluate United Debit Card Bonus
Before opening this account, compare the bonus against direct deposit rules, monthly fees, minimum balance requirements, and any clawback period after payout.
Qualification checklist
Timing
- Qualifying period
- 120 days
How to qualify
- Min $500 in Net Purchases within 120 days of account opening
- Minimum $500 in net purchases within 120 days of account opening
- Open an account
- Make at least $500 in net purchases within 120 days of account opening
Common pitfalls
- New customers only
- Account must remain open and in good standing
- One-time bonus per account
- MileagePlus members or must join to be eligible
What makes this offer different
Bonus value versus similar offers
The sign-up bonus is below the current nearby $1,500 median, so the requirements and any referral or portal stack matter more.
Requirement clarity
Credolix has extracted 4 requirements for this offer, so compare the bonus against the actual steps rather than the headline payout alone.
Frequently Asked Questions
How long do I have to qualify for United Debit Card Bonus?
The qualifying period listed for United Debit Card Bonus is 120 days.
