✓$500 in Net Purchases within 120 days of account opening
✓U.S. citizen or permanent resident
✓At least 18 years old
✓Valid Social Security number
✓Min $500 in Net Purchases
✓Active United MileagePlus account
✓Card Account must be open and in good standing at time of payout
✓Spend $500 on purchases within the first 4 months
✓Spend $500 within first 4 months of account opening
✓Minimum $500 spend within 120 days of account opening
✓$500 spend within the first four months
✓Min $500 in Net Purchases within 120 days of account opening
✓Card Account must be open and in good standing at time of transfer
✓Spend $500 on net purchases within the first 4 months of account opening
✓Minimum $500 in Net Purchases within 120 days of account opening
✓Minimum $500 in net purchases within 120 days of card account opening
✓Card account must be open and in good standing at time of bonus transfer
Spend $500 within first four months of card membership
Restrictions
⚠New customers only
⚠One-time welcome bonus per account
⚠One-time bonus per Card Account
⚠Limited-time launch offer
⚠New customer only
⚠No credit check required
⚠Must make at least $500 in Net Purchases within 120 days of Card Account opening
⚠One-time bonus per account
⚠Card account must be open and in good standing at time of transfer
⚠Limited time offer
⚠MileagePlus members
⚠One bonus per account
⚠New cardmembers only
⚠One-time bonus per cardholder
⚠Card account must remain open and in good standing at time of payout
⚠Eligible MileagePlus program members
⚠One-time bonus
⚠Limited-time offer
⚠MileagePlus members only
⚠Account must be open and in good standing at time of bonus payout
⚠Account must remain open and in good standing
Fees
$4 monthly fee (waived with $2,000 average daily account balance)
$4 monthly fee (waived with $2,000+ average daily balance)
$4 monthly fee, waived with $2,000 average daily account balance
$4 monthly fee, waived with average daily account balance of $2,000 or more
$4 monthly fee
$4 monthly fee waived with $2,000 average daily balance
$4 monthly fee (waived if average daily balance is $2,000 or more)
$4 monthly fee (waived with $2,000 average daily balance)
$4 monthly fee (waived with average daily account balance of $2,000 or more)
$4 monthly fee (waived with average daily balance of $2,000 or more)
Fee waived with average monthly balance of $2,000 or more
$4 monthly fee (waived with average monthly balance of $2,000 or more)
$4 monthly fee (waived with $2,000 average monthly balance)
$4 monthly fee (waived with average daily balance of $2,000+)
$4 monthly maintenance fee
$4 monthly fee (waived with $2,000+ average monthly balance)
$0 monthly fee if average daily balance is $2,000+
$4 monthly fee if average daily balance is under $2,000
$4 monthly fee (waived with $2,000 average daily account balance or higher)
$4 monthly fee, waivable with $2,000+ average monthly balance
$4 monthly fee, waived with $2,000 average daily balance
$4 monthly fee, waived with average daily balance of $2,000 or more
Limited-time launch offer
FDIC insured up to $250,000
No credit check required
Account opening subject to identity verification and application requirements
Net Purchases exclude returns, refunds, pending/final disputes, adjustments, cash-like transactions, gift cards, money orders, lottery tickets, and peer-to-peer payments
Miles can be earned on qualifying purchases after bonus is awarded
FDIC insured up to $250,000 through Sunrise Banks
Miles subject to United MileagePlus program rules
Card issued by Sunrise Banks N.A.
Visa debit card
No overdraft fees
Checkless banking account
Net Purchases exclude returns, refunds, purchases subject to pending or final dispute, and adjustments
Card Account must be open and in good standing at time of bonus transfer
FDIC insured up to $250,000 through Sunrise Banks, N.A.
Funds FDIC insured up to $250,000 through Sunrise Banks, N.A.
Visa debit card issued by Sunrise Banks, N.A.
Net Purchases exclude returns, refunds, purchases subject to pending or final dispute, or adjustments
Bonus is described as a limited-time launch offer
Must have an active MileagePlus account linked to the Card Account within 90 days of earning miles or miles older than 90 days will expire
Issued by Sunrise Banks, N.A., member FDIC
Card earns 1 mile per $1 on United purchases and 1 mile per $2 on all other purchases
Account balance bonus available: up to 70,000 miles annually based on average daily balance
Annual spend bonus: 2,500 miles after $10,000 in calendar year purchases
Net purchases exclude returns, refunds, purchases subject to pending/final dispute, or adjustments
Bonus excludes ATM withdrawals, cash back at point of sale, quasi-cash transactions, money orders, gift cards, peer-to-peer payments, lottery tickets, and disputed/unauthorized purchases
Issued by Sunrise Banks, N.A.
Issued by Sunrise Banks, powered by Galileo (SoFi's tech platform)
How to evaluate United MileagePlus Debit Rewards Bonus
Before opening this account, compare the bonus against direct deposit rules, monthly fees, minimum balance requirements, and any clawback period after payout.
✓Spend at least $500 in Net Purchases within 120 days of account opening
✓Make at least $500 in net purchases within 120 days of account opening
✓Min $500 spend within 120 days of account opening
✓$500 in Net Purchases using the Card within 120 days of Card Account opening
✓$500 in Net Purchases within 120 days of Card Account opening
✓Min $500 in net purchases within 120 days of card account opening
✓Spend $500 in Net Purchases within 120 days of account opening
✓Net purchases exclude returns, refunds, and certain transaction types
✓Account must be open and in good standing at time of bonus posting
✓Open an account
✓Min $500 in qualifying purchases
✓Card account must be open and in good standing
✓$500 minimum spend in first 120 days of account opening
✓Min $500 spend within 120 days
✓Minimum $500 in Net Purchases
✓Active MileagePlus account must be linked within 90 days of earning miles
✓Active MileagePlus account
⚠MileagePlus members or must join to be eligible
⚠New MileagePlus Debit Rewards Card members only
⚠One per person
⚠Card account must be open and in good standing at time of payout
⚠New MileagePlus members only
⚠MileagePlus member eligibility required
⚠One-time bonus per customer
⚠One per household (likely, based on card terms)
⚠Card Account must be open and in good standing at time of bonus credit
⚠Must be linked to active MileagePlus account
⚠One-time bonus per eligible account
⚠MileagePlus member required
Earn additional 2,500 miles annually after $10,000 annual spend
Earn up to 70,000 bonus miles per year based on average daily account balance
Card must be open and in good standing when bonus Miles are transferred
Net Purchases exclude returns, refunds, cash-like transactions, money orders, gift cards, peer-to-peer payments, lottery tickets, disputed/unauthorized purchases, errors, and fees
Banking services provided by Sunrise Banks, N.A.; funds FDIC insured up to $250,000
Miles transferred to MileagePlus Account subject to MileagePlus Program terms
Net Purchases exclude returns, refunds, pending/final disputes, or adjustments
No miles earned on ATM withdrawals, cash back, quasi-cash, money orders, gift cards, peer-to-peer payments, lottery tickets, or disputed/unauthorized purchases
Miles transferred to MileagePlus account weekly, generally appearing within 10 days of earning but may take up to 8 weeks
Bonus may be forfeited if fraudulent activity, misuse, or gaming is detected
Net Purchases exclude returns, refunds, purchases subject to dispute, or adjustments
Miles will not be earned on ATM withdrawals, cash back, quasi-cash transactions, money orders, gift cards, peer-to-peer payments, lottery tickets, disputed/unauthorized purchases, or fees
One-time bonus only
Funds FDIC insured up to $250,000
Issued by Sunrise Banks, N.A., Member FDIC, pursuant to license from Visa
Net Purchases exclude returns, refunds, disputed/unauthorized purchases
Miles exclude ATM withdrawals, cash back, quasi-cash, money orders, gift cards, P2P payments, lottery tickets, disputed/unauthorized purchases, and fees
Net Purchases exclude returns, refunds, and various transaction types
Miles earned on a weekly basis, generally appearing within 10 days but may take up to 8 weeks
Net purchases exclude returns, refunds, and purchases subject to dispute
Card issued by Sunrise Banks, N.A., Member FDIC
Card must be linked to active MileagePlus account to earn and retain miles
Net Purchases exclude returns, refunds, ATM withdrawals, cash back, quasi-cash transactions, money orders, gift cards, peer-to-peer payments, lottery tickets, disputed/unauthorized purchases, and fees
Banking services provided by Sunrise Banks, N.A.
Offer described as limited-time launch offer
Card Account must remain open and in good standing when bonus posts
Net Purchases exclude returns, refunds, and certain transaction types
Net Purchases exclude returns, refunds, cash-like transactions, money orders, gift cards, peer-to-peer payments, lottery tickets, disputed/unauthorized purchases
Bonus miles only paid once per account
Balance rewards available: earn up to 70,000 bonus miles per year based on average daily account balance
Net Purchases exclude returns, refunds, ATM withdrawals, cash back, quasi-cash transactions, money orders, gift cards, peer-to-peer payments, lottery tickets, and disputed/unauthorized purchases
Miles transferred to MileagePlus account on weekly basis
Net purchases exclude returns and refunds
Miles transferred to MileagePlus account and subject to MileagePlus terms
Funds are FDIC insured through Sunrise Banks, N.A.
Miles must be transferred to active MileagePlus account within 90 days or they expire
Miles transferred to MileagePlus account weekly, appearing within 10 days but may take up to 8 weeks
Card account must remain open and in good standing to earn and receive miles
MileagePlus account must be linked within 90 days or miles expire
Miles earned on weekly basis, generally appearing within 10 days but may take up to 8 weeks
No miles earned on ATM withdrawals, cash back, quasi-cash transactions, money orders, gift cards, lottery tickets, or disputed/unauthorized purchases
Net Purchases exclude returns, refunds, disputed purchases, and adjustments
Net Purchases exclude returns, cash-like transactions, gift cards, peer-to-peer payments, lottery tickets
Visa debit card issued through Sunrise Banks and powered by Galileo
No miles earned on ATM withdrawals, cash back, quasi-cash transactions, money orders, gift cards, peer-to-peer payments, lottery tickets, or disputed purchases
Bonus miles credited to MileagePlus account
Card issued by Sunrise Banks, N.A.
No credit check
Earn 1 mile per $1 on United purchases, 1 mile per $2 on all other purchases
Card account must be open and in good standing at time of bonus posting
Miles earned through debit card use transfer weekly to MileagePlus account
Net Purchases exclude returns, refunds, disputed purchases
Miles must be linked to MileagePlus account within 90 days or they expire
Net Purchases exclude returns, refunds, cash-like transactions, money orders, gift cards, peer-to-peer payments, lottery tickets, and disputed purchases
Issuer reserves right to deny miles for ineligible transactions or fraud/abuse
Miles not earned on ATM withdrawals, cash back, quasi-cash transactions, money orders, gift cards, peer-to-peer payments, lottery tickets, or disputed transactions
Card issued by Sunrise Banks, N.A.; FDIC insured up to $250,000
Limited-time launch offer (specific end date not documented in terms)
Non-card transactions (bank transfers, routing-number transactions) do not qualify
Net purchases exclude returns, refunds, ATM withdrawals, cash back at point of sale, quasi-cash transactions, money orders, gift cards, peer-to-peer payments, lottery tickets, disputed/unauthorized purchases, errors, and fees
Debit card issued by Sunrise Banks, N.A., member FDIC
Issued by Sunrise Banks, N.A. and powered by Galileo Financial Technologies
Miles earned appear within 10 days but may take up to 8 weeks in some cases
