What makes this bank offer different
This bank offer is best compared on fee exposure, balance requirements, and how long the account must remain open after payout.
Bank
United Debit Card Bonus — Up to 10,000 Miles
Sign up for United Debit Card Bonus and earn up to $120 in bonus rewards.
Qualifying Period
120 days of account opening
Payout
Within 6 to 8 weeks after qualifying
Requirements
- ✓Minimum $500 in net purchases within 120 days of account opening
Restrictions
- ⚠New account opening required
- ⚠Must make at least $500 in net purchases within 120 days
Fees
- $4 monthly fee (waived with $2,000+ average daily balance)
- Funds FDIC insured up to $250,000 through Sunrise Banks, N.A.
- Card issued by Sunrise Banks, N.A., runs on Visa network
- No credit check required
- Earn 1 mile per $1 on United purchases, 1 mile per $2 on other purchases
- Additional 2,500 bonus miles annually after spending $10,000 in calendar year
- Bonus miles for account balance (up to 70,000 miles annually based on qualifying balance)
Last updated July 18, 2026
Saved source PDFs
Jul 18, 2026
How to evaluate United Debit Card Bonus
Before opening this account, compare the bonus against direct deposit rules, monthly fees, minimum balance requirements, and any clawback period after payout.
Qualification checklist
Timing
- Qualifying period
- 120 days of account opening
- Payout timeline
- Within 6 to 8 weeks after qualifying
How to qualify
- Minimum $500 in net purchases within 120 days of account opening
Common pitfalls
- New account opening required
- Must make at least $500 in net purchases within 120 days
- $4 monthly fee (waived with $2,000+ average daily balance)
- Funds FDIC insured up to $250,000 through Sunrise Banks, N.A.
What makes this offer different
Bonus value versus similar offers
The sign-up bonus is below the current nearby $1,750 median, so the requirements and any referral or portal stack matter more.
Requirement clarity
Credolix has extracted 1 requirement for this offer, so compare the bonus against the actual steps rather than the headline payout alone.
Frequently Asked Questions
How long do I have to qualify for United Debit Card Bonus?
The qualifying period listed for United Debit Card Bonus is 120 days of account opening.
When does United Debit Card Bonus pay out?
The payout timeline listed for United Debit Card Bonus is Within 6 to 8 weeks after qualifying.
