What makes this bank offer different
This bank offer is best compared on fee exposure, balance requirements, and how long the account must remain open after payout.
Bank
United MileagePlus Debit Bonus — Up to 10,000 Miles
Sign up for United MileagePlus Debit Bonus and earn up to $150 in bonus rewards.
See all United Airlines offers →
Qualifying Period
Within 120 days of account opening
Payout
Generally within 10 days of earning, but up to 8 weeks in some cases
Requirements
- ✓Minimum $500 in Net Purchases within 120 days of account opening
- ✓Make at least $500 in Net Purchases within 120 days of account opening
- ✓Min $500 in net purchases within 120 days of card account opening
- ✓Spend at least $500 in net purchases within 120 days of account opening
- ✓Active MileagePlus account
Restrictions
- ⚠New customers only
- ⚠One-time bonus per account
- ⚠Card Account must be open and in good standing at time of bonus credit
- ⚠Must be linked to active MileagePlus account
- ⚠New cardmembers only
- ⚠One-time bonus per eligible account
- ⚠MileagePlus member required
- ⚠Limited-time launch offer
Fees
- $4 monthly fee (waived with $2,000 average daily balance)
- $4 monthly fee, waived with $2,000 average daily balance
- $4 monthly fee, waived with average daily account balance of $2,000 or more
- $4 monthly fee (waived with $2,000+ average daily balance)
- Miles not earned on ATM withdrawals, cash back, quasi-cash transactions, money orders, gift cards, peer-to-peer payments, lottery tickets, or disputed transactions
- Card issued by Sunrise Banks, N.A.; FDIC insured up to $250,000
- Limited-time launch offer (specific end date not documented in terms)
- Limited-time launch offer
- FDIC insured up to $250,000 through Sunrise Banks, N.A.
- Net Purchases exclude returns and refunds
- Non-card transactions (bank transfers, routing-number transactions) do not qualify
- Net purchases exclude returns, refunds, ATM withdrawals, cash back at point of sale, quasi-cash transactions, money orders, gift cards, peer-to-peer payments, lottery tickets, disputed/unauthorized purchases, errors, and fees
- Debit card issued by Sunrise Banks, N.A., member FDIC
- No credit check required
- Funds FDIC insured up to $250,000
- Issued by Sunrise Banks, N.A. and powered by Galileo Financial Technologies
- Miles earned appear within 10 days but may take up to 8 weeks in some cases
Last updated July 29, 2026
Saved source PDFs
Jul 29, 2026
Jul 15, 2026
How to evaluate United MileagePlus Debit Bonus
Before opening this account, compare the bonus against direct deposit rules, monthly fees, minimum balance requirements, and any clawback period after payout.
Qualification checklist
Timing
- Qualifying period
- Within 120 days of account opening
- Payout timeline
- Generally within 10 days of earning, but up to 8 weeks in some cases
How to qualify
- Minimum $500 in Net Purchases within 120 days of account opening
- Make at least $500 in Net Purchases within 120 days of account opening
- Min $500 in net purchases within 120 days of card account opening
- Spend at least $500 in net purchases within 120 days of account opening
Common pitfalls
- New customers only
- One-time bonus per account
- Card Account must be open and in good standing at time of bonus credit
- Must be linked to active MileagePlus account
What makes this offer different
Bonus value versus similar offers
The sign-up bonus is below the current nearby $2,000 median, so the requirements and any referral or portal stack matter more.
Requirement clarity
Credolix has extracted 4 requirements for this offer, so compare the bonus against the actual steps rather than the headline payout alone.
Frequently Asked Questions
How long do I have to qualify for United MileagePlus Debit Bonus?
The qualifying period listed for United MileagePlus Debit Bonus is Within 120 days of account opening.
When does United MileagePlus Debit Bonus pay out?
The payout timeline listed for United MileagePlus Debit Bonus is Generally within 10 days of earning, but up to 8 weeks in some cases.
