What makes this bank offer different
This bank offer is best compared on fee exposure, balance requirements, and how long the account must remain open after payout.
Bank
United MileagePlus Debit Card Bonus — Up to 10,000 Miles
Sign up for United MileagePlus Debit Card Bonus and earn up to $120 in bonus rewards.
See all United Airlines offers →
Qualifying Period
120 days of account opening
Payout
Within 10 days of earning (generally); up to 8 weeks in some cases
Requirements
- ✓Minimum $500 in Net Purchases within 120 days of card account opening
- ✓Net Purchases exclude returns, refunds, cash-like transactions, money orders, gift cards, peer-to-peer payments, lottery tickets
- ✓Minimum $500 in Net Purchases within 120 days of account opening
- ✓Active MileagePlus account linked to Card Account
- ✓Min $500 in Net Purchases within 120 days of account opening
- ✓Must be an eligible MileagePlus program member
- ✓$500 minimum in net purchases within 120 days of account opening
- ✓Make at least $500 in Net Purchases using the Card within 120 days of account opening
- ✓MileagePlus Program member (can be created during application)
- ✓No credit check required
Restrictions
- ⚠New customers only
- ⚠Must be United MileagePlus member or able to link to active account within 90 days
- ⚠New cardholders only
- ⚠One-time bonus per account
- ⚠Card Account must be open and in good standing at payout
- ⚠New cardmembers only
- ⚠One-time bonus per eligible cardholder
- ⚠Card Account must be open and in good standing at time of fulfillment
- ⚠Limited-time launch offer
- ⚠Net Purchases exclude returns, refunds, purchases subject to pending or final dispute, adjustments, ATM withdrawals, cash back, quasi-cash transactions, money orders, gift cards, peer-to-peer payments, lottery tickets, and certain other transactions
Fees
- $4 monthly fee, waived with average daily balance of $2,000 or more
- $4 monthly fee (waived with $2,000 average daily balance)
- $4 monthly fee (waived with $2,000+ average daily balance)
- $4 monthly fee (waived with $2,000 or higher average daily balance)
- Card account must remain open and in good standing to earn miles
- Account must be linked to active MileagePlus account; miles older than 90 days expire if not linked
- Bank reserves right to suspend earning for fraud, abuse, misuse, or gaming
- FDIC insured up to $250,000 through Sunrise Banks, N.A.
- Issued by Sunrise Banks, N.A.; powered by Galileo (SoFi's tech platform)
- No credit check required
- Funds FDIC-insured up to $250,000 through Sunrise Banks, N.A.
- Card issued by Sunrise Banks, N.A.
- Powered by Galileo (SoFi's Technology Platform)
- Net Purchases exclude returns, refunds, disputed or pending disputes, adjustments
- Bonus Miles transferred to MileagePlus account within 6-8 weeks after meeting spend requirement
- Funds FDIC insured up to $250,000 through Sunrise Banks, N.A.
- Card issued by Sunrise Banks, N.A., powered by Galileo (SoFi)
- Miles earned through use of the Card cannot be combined with other discount or reward offers
- Bonus miles excluded from earning on ATM withdrawals, cash back, quasi-cash, money orders, gift cards, peer-to-peer payments, lottery tickets
- Funds FDIC insured up to $250,000
- Miles transferred to MileagePlus account upon qualification
- If MileagePlus account not linked within 90 days of earning Miles, any Miles older than 90 days will expire
- Bank reserves right to suspend Miles earning if fraud, abuse, misuse, or gaming is determined
Last updated May 16, 2026
How to evaluate United MileagePlus Debit Card Bonus
Before opening this account, compare the bonus against direct deposit rules, monthly fees, minimum balance requirements, and any clawback period after payout.
Qualification checklist
Timing
- Qualifying period
- 120 days of account opening
- Payout timeline
- Within 10 days of earning (generally); up to 8 weeks in some cases
How to qualify
- Minimum $500 in Net Purchases within 120 days of card account opening
- Net Purchases exclude returns, refunds, cash-like transactions, money orders, gift cards, peer-to-peer payments, lottery tickets
- Minimum $500 in Net Purchases within 120 days of account opening
- Active MileagePlus account linked to Card Account
Common pitfalls
- New customers only
- Must be United MileagePlus member or able to link to active account within 90 days
- New cardholders only
- One-time bonus per account
What makes this offer different
Bonus value versus similar offers
The sign-up bonus is below the current nearby $2,250 median, so the requirements and any referral or portal stack matter more.
Requirement clarity
Credolix has extracted 4 requirements for this offer, so compare the bonus against the actual steps rather than the headline payout alone.
Frequently Asked Questions
How long do I have to qualify for United MileagePlus Debit Card Bonus?
The qualifying period listed for United MileagePlus Debit Card Bonus is 120 days of account opening.
When does United MileagePlus Debit Card Bonus pay out?
The payout timeline listed for United MileagePlus Debit Card Bonus is Within 10 days of earning (generally); up to 8 weeks in some cases.
