Bank
Upgrade Rewards Checking Bonus — Up to $200 Sign-Up Bonus
Sign up for Upgrade Rewards Checking Bonus — Up to $200 and earn a bonus.
Bonus Tiers
| Deposit | Bonus |
|---|---|
| New account opening | $200 |
Qualifying Period
60 days
Payout
Within 60 days of meeting requirements
Requirements
- ✓Open and fund a new Rewards Checking Plus account
- ✓Apply for an Upgrade Card
- ✓Make 3 qualifying debit card transactions within 60 days
Restrictions
- ⚠New customers only
- ⚠Must not have previously opened a checking account through Upgrade
- ⚠Account must remain open and in good standing to receive bonus
Fees
- $0 monthly maintenance fee
- ATM transactions do not count toward the 3 debit card transaction requirement
- Bonus is treated as income and reported on IRS Form 1099-INT
- Offer cannot be combined, substituted, or applied retroactively to other Upgrade checking promotions
Sign-Up Bonus
$200
Last updated April 11, 2026
