Credolix
Credit CardsBanksBrokerageBonuses by CompanyTop ReferralsGuidesCompareSuggestions
Sign In

Credolix

Discover deals, bonuses, and promotions to maximize your rewards.

How It WorksContactFeedbackCompare OffersGuides
© 2026 Credolix. All rights reserved.

Chase vs Citi: Bank Bonus Comparison

Updated September 2026 — See which bank bonus is better for you.

Chase Checking & Savings Bonus

$900 bonus

Hold Period
90 days (balance maintenance required for 90 days from enrollment)
Qualifying Period
90 days from coupon enrollment (direct deposit to checking); 30 days from coupon enrollment (deposit to savings)
Requirements
Open Chase Total Checking account; Direct deposit required to checking (no minimum amount); Open Chase Savings account (for $200 bonus); Deposit $15,000+ in new money to savings within 30 days; Maintain $15,000+ balance in savings for 90 days; Open Chase Total Checking account and Chase Savings account; Direct deposit required to checking account; Deposit $15,000 into savings account within 30 days of offer enrollment; Maintain $15,000 in savings for 90 days from offer enrollment; Checking: Direct deposit of $1,000+ within 90 days of account opening; Savings: Deposit $15,000+ in new money within 30 days of account opening and maintain $15,000 balance for 90 days from enrollment; Open new Chase Total Checking account; $1,000+ direct deposit within 90 days of offer enrollment; Open new Chase Savings account at same time as checking; Deposit $15,000+ new money within 30 days of offer enrollment; Maintain $15,000+ balance in savings for 90 days from offer enrollment; Direct deposit to checking account (within 90 days of coupon enrollment); Deposit $15,000+ to savings account (within 30 days of coupon enrollment); Maintain $15,000 balance in savings for 90 days; Both accounts must remain open at time of payout; Open Chase Total Checking account (requires approval); Direct deposit of any amount to checking within 90 days of coupon enrollment; Open Chase Savings account (requires approval); Deposit $15,000+ in new money to savings within 30 days of coupon enrollment; Maintain $15,000 balance in savings for 90 days from coupon enrollment; For $900 combo: must open both accounts at same time and complete all requirements for both bonuses; Accounts must remain open and not restricted at time of payout; Direct deposit of $1,000 or more within 90 days (for $400 bonus); For savings: deposit $10,000+ within 30 days and maintain for 90 days; Open Chase Total Checking account (checking bonus); Set up direct deposit within 90 days of coupon enrollment (checking bonus); Open Chase Savings account (savings bonus); Deposit $15,000 or more in new money within 30 days of coupon enrollment (savings bonus); Maintain $15,000 balance for 90 days from coupon enrollment (savings bonus); New money cannot be existing Chase funds; Open a Chase Total Checking account; $1,000+ in direct deposits within 90 days of checking coupon enrollment; Open a Chase Savings account (separate); Deposit qualifying new money within 30 days of savings enrollment; Maintain new money for 90 days in savings account; $1,000+ direct deposit to checking within 90 days of enrollment; Open Chase Savings account; $15,000+ new money deposit to savings within 30 days of enrollment; Maintain $15,000 balance in savings for 90 days from enrollment; Account must not be closed or restricted at payout time; $1,000+ direct deposit required for checking (within 90 days of enrollment); $15,000+ new money deposit into savings (within 30 days of enrollment); Direct deposit (paycheck, pension, or government benefits) within 90 days for checking bonus; Deposit $5,000+ in new money within 30 days for deposit-based bonuses; Maintain required balance for 90 days from coupon enrollment for savings bonus ($15,000); Set up direct deposit of paycheck, pension, or government benefits within 90 days of coupon enrollment; Open new Chase Savings account; Deposit $15,000+ new money to savings within 30 days; Open both accounts at the same time to qualify for $400 extra bonus; Direct deposit (any amount) to checking within 90 days; $15,000 deposit to savings within 30 days (for combo/savings bonus); Accounts subject to approval; Open a new Chase Total Checking account and set up a direct deposit within 90 days of coupon enrollment; Open a new Chase Savings account and deposit $15,000+ in new money within 30 days, then maintain $15,000 balance for 90 days (for the tiered bonuses shown); For $900 combo bonus: Must open both checking and savings at the same time and complete all requirements for both; Open new Chase Total Checking account and receive direct deposit within 90 days of coupon enrollment; Open new Chase Savings account and deposit $15,000+ in new money within 30 days and maintain for 90 days; New money cannot be funds held at Chase or its affiliates; For combo bonus: complete both checking and savings requirements; Open new Chase Total Checking account and a new Chase Savings account; Have direct deposit made to checking account within 90 days of coupon enrollment; Deposit $15,000+ in new money into savings account within 30 days of coupon enrollment; Deposit $15,000 or more in new money into savings account within 30 days of coupon enrollment; Maintain at least $15,000 balance in savings for 90 days from coupon enrollment; Open new Chase Total Checking account and new Chase Savings account; Direct deposit made to checking account within 90 days of coupon enrollment; Deposit $15,000+ in new money to savings account within 30 days and maintain for 90 days; New money cannot be funds held at Chase or affiliates; Open Chase Total Checking account and receive direct deposits (paycheck, pension, or government benefits) totaling at least $1,000 within 90 days of coupon enrollment; Open Chase Savings account and deposit $15,000+ in new money within 30 days of coupon enrollment; Both accounts must be opened at the same time for $900 bonus
Expires
October 13, 2026
View full details →

Citi Business Checking Bonus

$2,000 bonus

Hold Period
45 days after the 46th day of account opening (90 days total from account opening)
Qualifying Period
45 days from account opening
Requirements
Open new CitiBusiness Streamlined or Flexible Checking account; Enroll with a Citibank Business Specialist; Deposit new-to-Citibank funds within 45 days of account opening; Maintain required qualifying balance for 45 consecutive days after initial deposit period; Deposit $5,000 or more in new-to-Citibank funds within 45 days of account opening; Maintain required minimum balance for 45 consecutive days starting from day 46 of account opening; Account must remain open and in good standing; Min $5,000 deposit of new-to-Citibank funds within 45 days; Maintain required minimum balance for additional 45 days; Open new eligible business checking account; Enroll in offer within same day as account opening; Deposit minimum qualifying amount within 45 days of opening; Maintain balance for additional 45 consecutive days starting day 46; Deposit minimum qualifying amount within 45 days of account opening; Maintain required minimum balance for 45 consecutive days starting on day 46; Open eligible CitiBusiness Streamlined or Flexible Checking Account; Make qualifying deposit of stated amount within 45 days; Maintain required minimum balance for 45 consecutive days starting day 46; Open CitiBusiness Analyzed, Streamlined, or Flexible Checking account; Deposit minimum $5,000 in new-to-Citibank funds within 45 days; Maintain deposit balance from Day 46 through Day 90; Open a CitiBusiness Analyzed, Streamlined, or Flexible Checking Account; Enroll in offer with Citibank Business Specialist during application; Deposit minimum $5,000 to $200,000 in new-to-Citibank funds within 45 days; Maintain deposited balance for 45 consecutive days after Day 45; Open new CitiBusiness Analyzed, Streamlined, or Flexible Checking Account; Enroll with Citibank Business Specialist; Deposit minimum $5,000+ in New-to-Citibank funds within 45 days of account opening; Maintain required balance for additional 45 days; Open a new CitiBusiness (Analyzed), Streamlined, or Flexible Checking Account; Deposit qualifying amount of New-to-Citibank funds within 45 days of account opening; Maintain required minimum balance for 45 consecutive calendar days after the initial 45-day funding period; Open new CitiBusiness Checking account (Analyzed, Streamlined, or Flexible); Deposit qualifying balance within 45 calendar days of opening; Maintain qualifying balance for 45 consecutive calendar days after funding period
Expires
October 5, 2026
View full details →

Bottom Line

Citi offers a higher bonus ($2,000 vs $900). However, be sure to compare hold periods and requirements before deciding.

← View all bank offers