Before opening this account, compare the bonus against direct deposit rules, monthly fees, minimum balance requirements, and any clawback period after payout.
90 days from coupon enrollment (direct deposit to checking); 30 days from coupon enrollment (deposit to savings)
Payout timeline
Within 15 days after completing requirements
Hold period
90 days (balance maintenance required for 90 days from enrollment)
How to qualify
Open Chase Total Checking account
Direct deposit required to checking (no minimum amount)
Open Chase Savings account (for $200 bonus)
Deposit $15,000+ in new money to savings within 30 days
Common pitfalls
New customers only (not available to existing Chase checking or savings customers)
Not available if accounts closed within 90 days or with negative balance within last 3 years
One new checking and one new savings bonus every 2 years
Coupon one-time use only
What makes this offer different
What makes this bank offer different
This is a bank-bonus fit for users who can satisfy a deposit rule quickly; the key comparison point is whether the required deposit type matches your normal cash flow.
Bonus value versus similar offers
The sign-up bonus is below the current nearby $1,500 median, so the requirements and any referral or portal stack matter more.
Stacking potential
The tracked value can include $900 sign-up bonus, $25 referral share for a total displayed potential of $925. Confirm which apply path you use before assuming every component stacks.
Requirement clarity
Credolix has extracted 4 requirements for this offer, so compare the bonus against the actual steps rather than the headline payout alone.
Frequently Asked Questions
When does Chase Checking & Savings Bonus expire?
Chase Checking & Savings Bonus expires on October 13, 2026.
✓Deposit $15,000+ to savings account (within 30 days of coupon enrollment)
✓Maintain $15,000 balance in savings for 90 days
✓Both accounts must remain open at time of payout
✓Open Chase Total Checking account (requires approval)
✓Direct deposit of any amount to checking within 90 days of coupon enrollment
✓Open Chase Savings account (requires approval)
✓Deposit $15,000+ in new money to savings within 30 days of coupon enrollment
✓Maintain $15,000 balance in savings for 90 days from coupon enrollment
✓For $900 combo: must open both accounts at same time and complete all requirements for both bonuses
✓Accounts must remain open and not restricted at time of payout
✓Direct deposit of $1,000 or more within 90 days (for $400 bonus)
✓For savings: deposit $10,000+ within 30 days and maintain for 90 days
✓Open Chase Total Checking account (checking bonus)
✓Set up direct deposit within 90 days of coupon enrollment (checking bonus)
✓Open Chase Savings account (savings bonus)
✓Deposit $15,000 or more in new money within 30 days of coupon enrollment (savings bonus)
✓Maintain $15,000 balance for 90 days from coupon enrollment (savings bonus)
✓New money cannot be existing Chase funds
✓Open a Chase Total Checking account
✓$1,000+ in direct deposits within 90 days of checking coupon enrollment
✓Open a Chase Savings account (separate)
✓Deposit qualifying new money within 30 days of savings enrollment
✓Maintain new money for 90 days in savings account
✓$1,000+ direct deposit to checking within 90 days of enrollment
✓Open Chase Savings account
✓$15,000+ new money deposit to savings within 30 days of enrollment
✓Maintain $15,000 balance in savings for 90 days from enrollment
✓Account must not be closed or restricted at payout time
✓$1,000+ direct deposit required for checking (within 90 days of enrollment)
✓$15,000+ new money deposit into savings (within 30 days of enrollment)
✓Direct deposit (paycheck, pension, or government benefits) within 90 days for checking bonus
✓Deposit $5,000+ in new money within 30 days for deposit-based bonuses
✓Maintain required balance for 90 days from coupon enrollment for savings bonus ($15,000)
✓Set up direct deposit of paycheck, pension, or government benefits within 90 days of coupon enrollment
✓Open new Chase Savings account
✓Deposit $15,000+ new money to savings within 30 days
✓Open both accounts at the same time to qualify for $400 extra bonus
✓Direct deposit (any amount) to checking within 90 days
✓$15,000 deposit to savings within 30 days (for combo/savings bonus)
✓Accounts subject to approval
✓Open a new Chase Total Checking account and set up a direct deposit within 90 days of coupon enrollment
✓Open a new Chase Savings account and deposit $15,000+ in new money within 30 days, then maintain $15,000 balance for 90 days (for the tiered bonuses shown)
✓For $900 combo bonus: Must open both checking and savings at the same time and complete all requirements for both
✓Open new Chase Total Checking account and receive direct deposit within 90 days of coupon enrollment
✓Open new Chase Savings account and deposit $15,000+ in new money within 30 days and maintain for 90 days
✓New money cannot be funds held at Chase or its affiliates
✓For combo bonus: complete both checking and savings requirements
✓Open new Chase Total Checking account and a new Chase Savings account
✓Have direct deposit made to checking account within 90 days of coupon enrollment
✓Deposit $15,000+ in new money into savings account within 30 days of coupon enrollment
✓Deposit $15,000 or more in new money into savings account within 30 days of coupon enrollment
✓Maintain at least $15,000 balance in savings for 90 days from coupon enrollment
✓Open new Chase Total Checking account and new Chase Savings account
✓Direct deposit made to checking account within 90 days of coupon enrollment
✓Deposit $15,000+ in new money to savings account within 30 days and maintain for 90 days
✓New money cannot be funds held at Chase or affiliates
✓Open Chase Total Checking account and receive direct deposits (paycheck, pension, or government benefits) totaling at least $1,000 within 90 days of coupon enrollment
✓Open Chase Savings account and deposit $15,000+ in new money within 30 days of coupon enrollment
✓Both accounts must be opened at the same time for $900 bonus
⚠One checking bonus and one savings bonus per account every 2 years
⚠Not available to existing Chase savings customers
⚠One checking bonus and one savings bonus per account every two years from last coupon enrollment date
⚠Coupon valid one time only
⚠Not available to existing Chase checking customers or those closed within 90 days or with negative balance in last 3 years
⚠One bonus per account, one per household every 2 years
⚠Not available if account closed within 90 days or closed with negative balance within 3 years
⚠One new checking bonus every 2 years from coupon enrollment date
⚠New customers only (not existing Chase checking customers)
⚠Accounts closed within 90 days or with negative balance within 3 years ineligible
⚠One new checking bonus every 2 years from last coupon enrollment date
⚠New customers only (not for existing Chase checking/savings customers)
⚠Accounts closed within 90 days or closed with negative balance within last 3 years ineligible
⚠One new checking bonus every two years from last coupon enrollment
⚠One new savings bonus every two years from last coupon enrollment
⚠New customers only — offer not available to existing Chase checking customers
⚠Accounts closed within 90 days or closed with negative balance within last 3 years are not eligible
⚠One new checking account opening bonus every two years from last coupon enrollment
⚠New customers only (not available to existing Chase checking/savings customers)
⚠Not available if account closed within 90 days or closed with negative balance within last 3 years
⚠One new checking bonus every two years from last coupon enrollment date
⚠One new savings bonus every two years from last coupon enrollment date
⚠Coupon good for one-time use only
⚠New customers only — not available to existing Chase checking or savings customers
⚠Not available to accounts closed within 90 days or closed with negative balance within 3 years
⚠One new checking and one new savings bonus every two years from last coupon enrollment date
⚠Coupon code required — targeted offer
⚠Not available to existing Chase checking/savings customers
⚠One checking bonus and one savings bonus per account every two years
⚠Accounts cannot have been closed within 90 days or closed with a negative balance within the last 3 years
⚠One checking and one savings bonus every two years from last coupon enrollment date
⚠Coupon good for one-time use
⚠Accounts closed within 90 days or closed with negative balance within 3 years are ineligible
⚠One new checking and one new savings account opening bonus every two years from last coupon enrollment date
⚠Accounts closed within 90 days or closed with negative balance within last 3 years are ineligible
⚠Not available to those whose accounts have been closed within 90 days or closed with a negative balance within the last 3 years
⚠One new checking and one new savings account opening related bonus every two years from the last coupon enrollment date
⚠Coupon is good for one-time use
⚠Not available if accounts closed within 90 days or with negative balance in last 3 years
⚠One checking and one savings bonus per two years from last coupon enrollment
⚠Accounts closed within 90 days ineligible
⚠Accounts closed with negative balance within 3 years ineligible
⚠One checking and one savings bonus per person every two years from last coupon enrollment date
⚠Coupon code required (one-time use)
Chase Total Checking: $15 monthly fee (waived with $500+ monthly direct deposits or $1,500+ minimum daily balance)
$15 monthly service fee on Chase Total Checking (waived with $500+ monthly direct deposits or $1,500+ minimum average daily balance)
Chase Total Checking: $15 monthly service fee (waived with $500+ monthly direct deposits, $1,500+ minimum daily balance, or $5,000+ average daily balance across qualifying accounts)
Chase Savings: $5 monthly service fee (waived with $300+ minimum daily balance, $25+ recurring automatic transfers, or certain linked account conditions)
Chase Total Checking: $15/month (waived with $500+ direct deposits monthly or $1,500+ daily balance)
Chase Savings: $5/month (waived with $300+ balance or other qualifying conditions)
Chase Total Checking: $15 monthly service fee (waived with $500+ monthly direct deposits or $1,500+ daily balance)
Chase Savings: $5 monthly service fee
Chase Total Checking: $15 monthly service fee (waived with $500+ monthly direct deposits or $1,500+ average daily balance)
Chase Savings: Monthly service fee structure varies based on account links and balances
$15 monthly service fee for checking (waived with $500+ direct deposits, $1,500+ minimum balance, or $5,000+ average daily balance in combination with linked accounts)
$5 monthly service fee for savings (waived with $300+ minimum balance, $25+ automatic transfers, or linked qualifying checking account)
Account must remain open and not restricted at time of payout
Bonus requires direct deposit (defined as electronic paycheck, pension, or government benefits)
Zelle, external transfers, and tax refunds do not qualify as direct deposit
Direct deposit must post (not just be scheduled) within 90 days for checking bonus
$15,000 in new money must be maintained for 90 days in savings to keep bonus
Bonus is not paid if account is closed or restricted at time of payout
New money cannot be existing deposits at Chase or its affiliates
Direct deposit must be from employer or government (Social Security, tax refunds, etc.) — external transfers and peer-to-peer payments do not qualify
New money cannot be funds held at Chase or its affiliates
Account must not be closed or restricted at time of bonus payout
Person-to-Person payments (Zelle) do not qualify as direct deposit
Micro-deposits do not qualify as direct deposit
Direct deposit must be electronic deposit of paycheck, pension, or government benefits; excludes Zelle, check deposits, micro-deposits, external transfers, tax refunds, dividends, wire transfers
New money cannot be existing Chase deposits or funds
Account must remain open and not be restricted at time of payout
Bonus is reported as interest income on Form 1099-INT
Bonus paid separately for each account component
Direct deposit must be from employer/government (not Zelle, external transfers, or micro-deposits)
New money cannot be existing Chase funds
Account must remain open and in good standing at payout
Account must remain open and unrestricted at time of payout
No hold period after bonus is paid – funds can be withdrawn after bonus posts
Direct deposit must be paycheck, pension, or government benefits – not Zelle or micro-deposits
Offers are targeted and require coupon code from email or mailer
Direct deposit must be paycheck, pension, or government benefits (not Zelle, micro-deposits, or external transfers)
Bonus must not be closed or restricted at time of payout
Bonus is considered interest income and taxable on Form 1099-INT
Offer extended to July 15, 2026
Direct deposit must be electronic deposit of paycheck, pension, or government benefits from employer or government — not Zelle or P2P payments
Enrolled account must remain open and unrestricted at time of bonus payout
New money cannot be funds held by you at Chase or its affiliates
Direct deposit must be electronic deposit of paycheck, pension, or government benefits from employer or government
Person to Person payments (such as Zelle) do not qualify as direct deposit
Coupon is good for one-time use only
Account must not be closed or restricted at payout time
Direct deposit means paycheck, pension, or government benefits from employer/government
Zelle and person-to-person payments do not qualify as direct deposits
New money cannot be funds already held at Chase
Bonuses reported as interest on IRS Form 1099-INT
Accounts must remain open and in good standing at payout
Geographic restrictions may apply (branch availability in state or bordering state)
Can Chase Checking & Savings Bonus stack with a referral?
Credolix tracks a referral path for this offer. The displayed user share is $25 based on 50% of the listed referral payout.
How long do I have to qualify for Chase Checking & Savings Bonus?
The qualifying period listed for Chase Checking & Savings Bonus is 90 days from coupon enrollment (direct deposit to checking); 30 days from coupon enrollment (deposit to savings).
When does Chase Checking & Savings Bonus pay out?
The payout timeline listed for Chase Checking & Savings Bonus is Within 15 days after completing requirements.
