Chase vs Merrill: Brokerage Bonus Comparison

Updated July 2026 — See which brokerage bonus is better for you.

Chase J.P. Morgan Self-Directed Investing Bonus

$1,000 bonus

Hold Period: 90 days from enrollment
Qualifying Period: 45 days from coupon enrollment
Requirements: Transfer $5,000+ qualifying new money from external institution; Can be cash, securities, or retirement account rollover; Must open account from offer page; Deposit/transfer $5,000 minimum in qualifying new money; Maintain new funds for 90 days from enrollment date; Fund account within 45 days of coupon enrollment; Can transfer cash, securities, or roll over retirement assets from non-Chase institutions; Fund account with qualifying new money of $5,000 or more; Qualifying new money must be from outside J.P. Morgan Chase & Co. or affiliates; Can transfer cash, securities, or roll over retirement assets; Maintain funds for 90 days from coupon enrollment; Must open account through the promotion page; Open J.P. Morgan Self-Directed Investing account (General, Traditional IRA, or Roth IRA); Fund account with $5,000+ in qualifying new money; Transfer cash, securities, or rollover retirement assets from non-Chase/non-J.P. Morgan institution; Complete funding within 45 days of coupon enrollment; Maintain funds for 90 days (market losses do not disqualify); Open account through promotional page or coupon code; Fund with new money from non-Chase/non-J.P. Morgan sources; Maintain qualifying funds for 90 days (trading losses do not disqualify); Must be at least $5,000 new money minimum; Minimum $5,000 deposit; Qualifying new money must be from non-Chase or non-J.P. Morgan account; Must fund account within 45 days of coupon enrollment; Must maintain funds for 90 days from enrollment (trading losses do not disqualify); Open account via promotional page/coupon code; Fund with qualifying new money (non-Chase/non-JPMorgan assets); Maintain funds for 90 days from enrollment; Open a J.P. Morgan Self-Directed Investing account (General Investment, Traditional IRA, or Roth IRA); Fund account with qualifying new money within 45 days of enrollment; Maintain new money balance for 90 days from enrollment; Qualifying new money cannot be existing deposits or funds held at JPMorgan Chase or affiliates; Market losses and trading fluctuations do not affect bonus qualification; Open new J.P. Morgan Self-Directed Investing account (General, Traditional IRA, or Roth IRA); Fund account with minimum $5,000 qualifying new money within 45 days; New money must come from outside J.P. Morgan Chase & Co. or affiliates; Open account through promotional page or with coupon code; Fund with qualifying new money within 45 days; Maintain new funds for 90 days; Qualifying new money cannot be existing deposits, funds, or securities held by you at Chase or its affiliates; Minimum $5,000 qualifying new money deposit; Qualifying new money must come from non-Chase/non-JPMorgan institution; Maintain funds for 90 days from enrollment (market losses do not count against you); Fund account with $5,000 or more in qualifying new money; Fund within 45 days of coupon enrollment; Maintain new funds for 90 days from enrollment; Available account types: General Investing, Traditional IRA, Roth IRA, Trust accounts; Fund account with qualifying new money ($5,000 minimum); Funds must come from non-Chase or non-J.P. Morgan institution; Fund within 45 days of account opening; Deposit/transfer minimum $5,000 of qualifying new money; New money must be transferred within 45 days of account opening; Money must come from outside J.P. Morgan Chase or its affiliates; Deposit/transfer $5,000 or more in qualifying new money within 45 days of account opening; Funds can be cash transfer, securities transfer, or retirement account rollover from outside institutions; Open J.P. Morgan Self-Directed Investing account; Fund with $5,000+ in qualifying new money (cash, securities, or IRA rollovers) from non-Chase/non-JPMorgan institution; Maintain funds for 90 days from coupon enrollment (trading/market losses do not disqualify); Must open account through promotional page with coupon code; Deposit/transfer minimum $5,000 from external institution; Account types eligible: General Investment, Traditional IRA, or Roth IRA; New money must be transferred within 45 days of coupon enrollment date; Cannot transfer from existing Chase/J.P. Morgan accounts
Expires: July 20, 2026

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Merrill Brokerage Bonus

$1,000 bonus

Hold Period: 90 days
Qualifying Period: Within 45 days of account opening
Requirements: Fund account with at least $20,000 in qualifying net new assets within 45 days of account opening; Maintain balance for 90 days from funding; Must be enrolled in BofA Rewards as of 90 days from meeting funding criteria; Minimum $20,000 in qualifying net new assets; Promo code 1000PR required at account opening; Assets must be transferred from external accounts (internal transfers do not qualify); Must be enrolled in Bank of America Preferred Rewards as of 90 days after funding; Minimum $20,000 qualifying net new assets deposit; Must enroll in offer code at account opening; Must be enrolled in Preferred Rewards as of 90 days from funding; Assets must originate outside Bank of America; Min $20,000 qualifying net new deposit/transfer; Deposit must be made within 45 days of account opening; Must maintain balance for 90 days; Offer code 1000PR must be entered at account opening; Minimum $20,000 in qualifying net new assets within 45 days; Enroll in Preferred Rewards within 90 days of funding; Assets from BofA, MLPF&S, BofA Private Bank, or 401(k) accounts administered by MLPF&S do not count; Deposit/transfer $20,000+ in qualifying net new assets within 45 days of account opening; Maintain balance for 90 days from funding date; Enrolled in Bank of America Preferred Rewards program; Must use promo code 1000PR during account opening; Must have or open eligible Bank of America personal checking account; Enroll in Preferred Rewards Program within 90 days of funding; Fund account with qualifying net new assets within 45 days; Maintain balance for 90 days; Enroll using offer code PR1000 during account opening; Must be enrolled in Preferred Rewards as of 90 days from meeting funding criteria to receive up to $1,000 bonus (can enroll as part of promotional early enrollment); Use promo code 1000PR at account opening; Assets transferred from other BofA, MLPF&S, or 401(k) accounts administered by MLPF&S do not count toward qualifying assets; Enroll in Preferred Rewards within 90 days of funding (can enroll early as part of promotion); Must have or open eligible Bank of America personal checking Advantage Banking account to enroll in Preferred Rewards; Must enroll using offer code PR1000; Minimum $20,000 qualifying net new assets; Fund account within 45 days of account opening; Must be enrolled in Preferred Rewards as of 90 days after funding; Maintain balance for at least 90 days; For code 1000PR: Must be enrolled in Bank of America Preferred Rewards as of 90 days after funding; Enroll using offer code 1000PR at account opening; Deposit minimum $20,000 in qualifying net new assets within 45 days of account opening; Maintain the deposit for at least 90 days; Be enrolled in Preferred Rewards as of 90 days after funding; Must enroll using offer code 1000PR; Assets transferred from other MLPF&S, Bank of America Private Bank, or 401(k) accounts do not count as qualifying; Assets from MLPF&S, Bank of America Private Bank, or 401(k) accounts administered by MLPF&S do not count as qualifying; Enroll in Preferred Rewards program within 90 days of funding (promotional early enrollment available); Use promo code 1000PR at account opening or provide to Merrill Financial Solutions Advisor; Qualifying net new assets calculated by adding total incoming assets/transfers from external accounts and subtracting assets withdrawn within preceding 24 weeks

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Bottom Line

Both offer the same bonus amount ($1,000). Compare the hold periods, requirements, and other terms to decide which is best for you.

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Chase vs Merrill: Brokerage Bonus Comparison

Updated July 2026 — See which brokerage bonus is better for you.

Chase J.P. Morgan Self-Directed Investing Bonus

$1,000 bonus

Hold Period: 90 days from enrollment
Qualifying Period: 45 days from coupon enrollment
Requirements: Transfer $5,000+ qualifying new money from external institution; Can be cash, securities, or retirement account rollover; Must open account from offer page; Deposit/transfer $5,000 minimum in qualifying new money; Maintain new funds for 90 days from enrollment date; Fund account within 45 days of coupon enrollment; Can transfer cash, securities, or roll over retirement assets from non-Chase institutions; Fund account with qualifying new money of $5,000 or more; Qualifying new money must be from outside J.P. Morgan Chase & Co. or affiliates; Can transfer cash, securities, or roll over retirement assets; Maintain funds for 90 days from coupon enrollment; Must open account through the promotion page; Open J.P. Morgan Self-Directed Investing account (General, Traditional IRA, or Roth IRA); Fund account with $5,000+ in qualifying new money; Transfer cash, securities, or rollover retirement assets from non-Chase/non-J.P. Morgan institution; Complete funding within 45 days of coupon enrollment; Maintain funds for 90 days (market losses do not disqualify); Open account through promotional page or coupon code; Fund with new money from non-Chase/non-J.P. Morgan sources; Maintain qualifying funds for 90 days (trading losses do not disqualify); Must be at least $5,000 new money minimum; Minimum $5,000 deposit; Qualifying new money must be from non-Chase or non-J.P. Morgan account; Must fund account within 45 days of coupon enrollment; Must maintain funds for 90 days from enrollment (trading losses do not disqualify); Open account via promotional page/coupon code; Fund with qualifying new money (non-Chase/non-JPMorgan assets); Maintain funds for 90 days from enrollment; Open a J.P. Morgan Self-Directed Investing account (General Investment, Traditional IRA, or Roth IRA); Fund account with qualifying new money within 45 days of enrollment; Maintain new money balance for 90 days from enrollment; Qualifying new money cannot be existing deposits or funds held at JPMorgan Chase or affiliates; Market losses and trading fluctuations do not affect bonus qualification; Open new J.P. Morgan Self-Directed Investing account (General, Traditional IRA, or Roth IRA); Fund account with minimum $5,000 qualifying new money within 45 days; New money must come from outside J.P. Morgan Chase & Co. or affiliates; Open account through promotional page or with coupon code; Fund with qualifying new money within 45 days; Maintain new funds for 90 days; Qualifying new money cannot be existing deposits, funds, or securities held by you at Chase or its affiliates; Minimum $5,000 qualifying new money deposit; Qualifying new money must come from non-Chase/non-JPMorgan institution; Maintain funds for 90 days from enrollment (market losses do not count against you); Fund account with $5,000 or more in qualifying new money; Fund within 45 days of coupon enrollment; Maintain new funds for 90 days from enrollment; Available account types: General Investing, Traditional IRA, Roth IRA, Trust accounts; Fund account with qualifying new money ($5,000 minimum); Funds must come from non-Chase or non-J.P. Morgan institution; Fund within 45 days of account opening; Deposit/transfer minimum $5,000 of qualifying new money; New money must be transferred within 45 days of account opening; Money must come from outside J.P. Morgan Chase or its affiliates; Deposit/transfer $5,000 or more in qualifying new money within 45 days of account opening; Funds can be cash transfer, securities transfer, or retirement account rollover from outside institutions; Open J.P. Morgan Self-Directed Investing account; Fund with $5,000+ in qualifying new money (cash, securities, or IRA rollovers) from non-Chase/non-JPMorgan institution; Maintain funds for 90 days from coupon enrollment (trading/market losses do not disqualify); Must open account through promotional page with coupon code; Deposit/transfer minimum $5,000 from external institution; Account types eligible: General Investment, Traditional IRA, or Roth IRA; New money must be transferred within 45 days of coupon enrollment date; Cannot transfer from existing Chase/J.P. Morgan accounts
Expires: July 20, 2026

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Merrill Brokerage Bonus

$1,000 bonus

Hold Period: 90 days
Qualifying Period: Within 45 days of account opening
Requirements: Fund account with at least $20,000 in qualifying net new assets within 45 days of account opening; Maintain balance for 90 days from funding; Must be enrolled in BofA Rewards as of 90 days from meeting funding criteria; Minimum $20,000 in qualifying net new assets; Promo code 1000PR required at account opening; Assets must be transferred from external accounts (internal transfers do not qualify); Must be enrolled in Bank of America Preferred Rewards as of 90 days after funding; Minimum $20,000 qualifying net new assets deposit; Must enroll in offer code at account opening; Must be enrolled in Preferred Rewards as of 90 days from funding; Assets must originate outside Bank of America; Min $20,000 qualifying net new deposit/transfer; Deposit must be made within 45 days of account opening; Must maintain balance for 90 days; Offer code 1000PR must be entered at account opening; Minimum $20,000 in qualifying net new assets within 45 days; Enroll in Preferred Rewards within 90 days of funding; Assets from BofA, MLPF&S, BofA Private Bank, or 401(k) accounts administered by MLPF&S do not count; Deposit/transfer $20,000+ in qualifying net new assets within 45 days of account opening; Maintain balance for 90 days from funding date; Enrolled in Bank of America Preferred Rewards program; Must use promo code 1000PR during account opening; Must have or open eligible Bank of America personal checking account; Enroll in Preferred Rewards Program within 90 days of funding; Fund account with qualifying net new assets within 45 days; Maintain balance for 90 days; Enroll using offer code PR1000 during account opening; Must be enrolled in Preferred Rewards as of 90 days from meeting funding criteria to receive up to $1,000 bonus (can enroll as part of promotional early enrollment); Use promo code 1000PR at account opening; Assets transferred from other BofA, MLPF&S, or 401(k) accounts administered by MLPF&S do not count toward qualifying assets; Enroll in Preferred Rewards within 90 days of funding (can enroll early as part of promotion); Must have or open eligible Bank of America personal checking Advantage Banking account to enroll in Preferred Rewards; Must enroll using offer code PR1000; Minimum $20,000 qualifying net new assets; Fund account within 45 days of account opening; Must be enrolled in Preferred Rewards as of 90 days after funding; Maintain balance for at least 90 days; For code 1000PR: Must be enrolled in Bank of America Preferred Rewards as of 90 days after funding; Enroll using offer code 1000PR at account opening; Deposit minimum $20,000 in qualifying net new assets within 45 days of account opening; Maintain the deposit for at least 90 days; Be enrolled in Preferred Rewards as of 90 days after funding; Must enroll using offer code 1000PR; Assets transferred from other MLPF&S, Bank of America Private Bank, or 401(k) accounts do not count as qualifying; Assets from MLPF&S, Bank of America Private Bank, or 401(k) accounts administered by MLPF&S do not count as qualifying; Enroll in Preferred Rewards program within 90 days of funding (promotional early enrollment available); Use promo code 1000PR at account opening or provide to Merrill Financial Solutions Advisor; Qualifying net new assets calculated by adding total incoming assets/transfers from external accounts and subtracting assets withdrawn within preceding 24 weeks

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Bottom Line

Both offer the same bonus amount ($1,000). Compare the hold periods, requirements, and other terms to decide which is best for you.