Before transferring assets, compare the bonus tier against the deposit amount, required hold period, transfer fees, and whether IRA or taxable accounts qualify.
✓Fund account with at least $20,000 in qualifying net new assets within 45 days of account opening
✓Must be enrolled in Preferred Rewards as of 90 days from meeting funding criteria
✓Assets transferred from other MLPF&S, Bank of America Private Bank, or 401(k) accounts do not count
✓Maintain balance for 90 days from funding
✓Must be enrolled in BofA Rewards as of 90 days from meeting funding criteria
✓Promo code 1000PR required at account opening
✓Assets must be transferred from external accounts (internal transfers do not qualify)
✓Minimum $20,000 qualifying net new assets deposit
✓Must enroll in offer code at account opening
✓Must be enrolled in Preferred Rewards as of 90 days from funding
✓Assets must originate outside Bank of America
✓Min $20,000 qualifying net new deposit/transfer
✓Deposit must be made within 45 days of account opening
✓Must maintain balance for 90 days
✓Offer code 1000PR must be entered at account opening
✓Minimum $20,000 in qualifying net new assets within 45 days
✓Enroll in Preferred Rewards within 90 days of funding
✓Assets from BofA, MLPF&S, BofA Private Bank, or 401(k) accounts administered by MLPF&S do not count
✓Deposit/transfer $20,000+ in qualifying net new assets within 45 days of account opening
✓Maintain balance for 90 days from funding date
✓Enrolled in Bank of America Preferred Rewards program
✓Must use promo code 1000PR during account opening
✓Must have or open eligible Bank of America personal checking account
✓Enroll in Preferred Rewards Program within 90 days of funding
✓Fund account with qualifying net new assets within 45 days
✓Maintain balance for 90 days
✓Enroll using offer code PR1000 during account opening
✓Must be enrolled in Preferred Rewards as of 90 days from meeting funding criteria to receive up to $1,000 bonus (can enroll as part of promotional early enrollment)
✓Use promo code 1000PR at account opening
✓Assets transferred from other BofA, MLPF&S, or 401(k) accounts administered by MLPF&S do not count toward qualifying assets
✓Enroll in Preferred Rewards within 90 days of funding (can enroll early as part of promotion)
✓Must have or open eligible Bank of America personal checking Advantage Banking account to enroll in Preferred Rewards
✓Must enroll using offer code PR1000
✓Minimum $20,000 qualifying net new assets
✓Fund account within 45 days of account opening
✓Must be enrolled in Preferred Rewards as of 90 days after funding
✓Maintain balance for at least 90 days
✓For code 1000PR: Must be enrolled in Bank of America Preferred Rewards as of 90 days after funding
✓Enroll using offer code 1000PR at account opening
✓Deposit minimum $20,000 in qualifying net new assets within 45 days of account opening
✓Maintain the deposit for at least 90 days
✓Be enrolled in Preferred Rewards as of 90 days after funding
✓Must enroll using offer code 1000PR
✓Assets transferred from other MLPF&S, Bank of America Private Bank, or 401(k) accounts do not count as qualifying
✓Assets from MLPF&S, Bank of America Private Bank, or 401(k) accounts administered by MLPF&S do not count as qualifying
✓Enroll in Preferred Rewards program within 90 days of funding (promotional early enrollment available)
✓Use promo code 1000PR at account opening or provide to Merrill Financial Solutions Advisor
✓Qualifying net new assets calculated by adding total incoming assets/transfers from external accounts and subtracting assets withdrawn within preceding 24 weeks
⚠Not eligible if owned or co-owned a Bank of America personal checking account within last 12 months
⚠Preferred Rewards members only (must enroll within 90 days of funding)
⚠Valid for new and existing individual Merrill IRAs or Cash Management Accounts
⚠Assets from Bank of America, MLPF&S, or MLPF&S-administered 401(k) do not count
⚠Does not apply to business/corporate, investment club, partnership accounts
⚠Preferred Rewards membership required for $1,000 tier
⚠Offer does not apply to business/corporate, investment club, partnership, or certain fiduciary accounts
⚠Bank of America Preferred Rewards membership required (or must enroll at account opening)
⚠New Merrill Edge Self-Directed account required
⚠Offer code PR1000 must be entered at application
⚠Assets must be qualifying net new assets (not transfers from other MLPF&S, BofA, or 401k accounts)
⚠Preferred Rewards membership required or must enroll during account opening
⚠One CMA and one IRA per account holder, max 2 enrolled accounts
⚠Funds must originate from outside Bank of America and MLPF&S
⚠Cannot transfer from MLPF&S 401(k) accounts
⚠Requires enrollment in Bank of America Preferred Rewards program
⚠Requires Bank of America Preferred Rewards membership as of 90 days from funding
⚠New and existing individual Merrill IRAs or Cash Management Accounts only
⚠Not applicable to business/corporate accounts, investment club accounts, partnership accounts, or certain fiduciary accounts
⚠Must be enrolled in Bank of America Preferred Rewards as of 90 days from meeting funding criteria
⚠Limited to one CMA and one IRA per accountholder, max two enrolled accounts per accountholder
⚠Eligible IRAs: Traditional, Roth, and owner-only SEP IRA only
⚠Does not apply to business/corporate accounts, investment club accounts, partnership accounts, UTMA/UGMA accounts, 529 Plans, or other business units of MLPF&S
Bonus subject to investment advisory program fees if account enrolled in advisory program
Cash reward credited within 2 weeks after 90-day hold period ends
Bonus may be taxable income; Merrill may issue Form 1099
Cash reward deposited into investment advisory program accounts subject to program fees
Qualifying net new assets calculated by adding incoming transfers and subtracting withdrawals within preceding 52 weeks
Assets from other MLPF&S, Bank of America Private Bank, or 401(k) accounts do not count as qualifying net new assets
Assets transferred from other MLPF&S accounts, Bank of America Private Bank, or 401(k) accounts do not count toward qualifying assets
Bonus based on net new assets irrespective of trading gains or losses
If not enrolled in Preferred Rewards at 90 days, non-Preferred Rewards tier applies (max $600)
Qualifying net new assets exclude assets transferred from other MLPF&S, Bank of America Private Bank, or 401(k) accounts
Bonus eligible IRAs: Traditional, Roth, SEP IRA (owner-only)
For Preferred Rewards members only
Qualifying net new assets exclude transfers from existing BofA/Merrill accounts
Cash reward may be taxable income; IRS Form 1099 may be issued
If account enrolled in investment advisory program, cash reward subject to program fee
Qualifying net new assets exclude transfers from other Bank of America, MLPF&S, Bank of America Private Bank, or 401(k) accounts administered by MLPF&S
Assets are calculated net of any losses or gains due to trading or market volatility
Cash reward subject to investment advisory program fees if account is enrolled in advisory programs
Early enrollment in Preferred Rewards program may be offered as part of promotion
Qualifying net new assets exclude transfers from other Bank of America, Merrill, or MLPF&S accounts
Bonus is calculated on qualifying assets after 90 days regardless of trading gains/losses
Bonus may be subject to investment advisory program fees if account is enrolled in such a program
Reward may be taxable income; Form 1099 may be issued
Assets transferred from other accounts at MLPF&S, Bank of America Private Bank, or 401(k) accounts administered by MLPF&S do not count towards qualifying net new assets
For purposes of this offer, qualifying net new assets are calculated by adding total incoming assets or transfers from external accounts and subtracting assets withdrawn or transferred out within preceding 24 weeks
Cash reward credited as investment earnings to account; IRS Form 1099 may be issued
Bonus is credited as investment earnings and may be taxable; Merrill may issue Form 1099
If enrolled in advisory program, bonus subject to program fee and terms
Bonus may be taxed as ordinary income
Merrill may change or cancel offer without notice
Qualifying net new assets calculated by adding incoming transfers and subtracting withdrawals within preceding 24 weeks
Assets transferred from other MLPF&S, Bank of America Private Bank, or 401(k) accounts administered by MLPF&S do not count toward qualifying net new assets
Bonus is credited as investment earnings and may be subject to 1099 reporting
If bonus is credited to an IRA, IRS may view it as taxable income or excess contribution (subject to 6% excise tax if not timely distributed)
If account is enrolled in advisory program, bonus will be subject to program fees
Merrill reserves the right to change or cancel this offer at any time without notice
Bonus may be taxable income; Merrill may issue IRS Form 1099
For Preferred Rewards offer (1000PR): Early enrollment in Preferred Rewards available; usual 3-month average balance requirement waived if you meet funding requirement at time of account opening
Bonus amount is determined by qualifying net new assets, calculated independent of trading gains/losses
Offer valid for Self-Directed, Advisory, Guided Investing, or Guided Investing with Advisor account types
If account enrolled in investment advisory program, bonus subject to program fee
Cash reward determined by qualifying net new assets regardless of trading or market volatility
May be subject to investment advisory program fees if enrolled in advisory accounts
Merrill may issue an IRS Form 1099 reflecting reward value
Offer valid for Merrill Edge Self-Directed, Advisory, Guided Investing, and Guided Investing with Advisor accounts
Bonus is taxable income; Merrill may issue IRS Form 1099
Bonus is subject to investment advisory program fees if account is enrolled in advisory program
Offer valid for Merrill Edge Self-Directed accounts, Advisory Accounts, and Merrill Guided Investing accounts
Merrill reserves right to change or cancel offer at any time without notice
Promotional early enrollment in Preferred Rewards: when you enroll in this offer, you consent to early enrollment; you will be enrolled within 45 days based on current balances rather than usual 3-month average requirement
