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Chase vs Wells Fargo: Bank Bonus Comparison

Updated October 2026 — See which bank bonus is better for you.

Chase Checking and Savings Bonus

$900 bonus

Hold Period
90 days
Qualifying Period
Checking: direct deposit within 90 days; Savings: deposit within 30 days
Requirements
Open new Chase Total Checking account; Direct deposit of any amount within 90 days; Open new Chase Savings account; Deposit $15,000 minimum in new money within 30 days; Maintain $15,000 balance for 90 days from enrollment; Make direct deposits totaling $1,000 or more within 90 days of enrollment; Deposit $15,000 or more in new money within 30 days; Chase Total Checking: Set up direct deposit within 90 days; Chase Savings: Deposit $15,000 or more within 30 days and maintain $15,000 for 90 days; For $900 combo: Open both accounts at same time and complete both sets of requirements; Open Chase Total Checking account; Direct deposit required to checking (no minimum amount); Open Chase Savings account (for $200 bonus); Deposit $15,000+ in new money to savings within 30 days; Maintain $15,000+ balance in savings for 90 days; Open Chase Total Checking account and Chase Savings account; Direct deposit required to checking account; Deposit $15,000 into savings account within 30 days of offer enrollment; Maintain $15,000 in savings for 90 days from offer enrollment; Checking: Direct deposit of $1,000+ within 90 days of account opening; Savings: Deposit $15,000+ in new money within 30 days of account opening and maintain $15,000 balance for 90 days from enrollment; $1,000+ direct deposit within 90 days of offer enrollment; Open new Chase Savings account at same time as checking; Deposit $15,000+ new money within 30 days of offer enrollment; Maintain $15,000+ balance in savings for 90 days from offer enrollment; Direct deposit to checking account (within 90 days of coupon enrollment); Deposit $15,000+ to savings account (within 30 days of coupon enrollment); Maintain $15,000 balance in savings for 90 days; Both accounts must remain open at time of payout; Open Chase Total Checking account (requires approval); Direct deposit of any amount to checking within 90 days of coupon enrollment; Open Chase Savings account (requires approval); Deposit $15,000+ in new money to savings within 30 days of coupon enrollment; Maintain $15,000 balance in savings for 90 days from coupon enrollment; For $900 combo: must open both accounts at same time and complete all requirements for both bonuses; Accounts must remain open and not restricted at time of payout; Direct deposit of $1,000 or more within 90 days (for $400 bonus); For savings: deposit $10,000+ within 30 days and maintain for 90 days; Open Chase Total Checking account (checking bonus); Set up direct deposit within 90 days of coupon enrollment (checking bonus); Open Chase Savings account (savings bonus); Deposit $15,000 or more in new money within 30 days of coupon enrollment (savings bonus); Maintain $15,000 balance for 90 days from coupon enrollment (savings bonus); New money cannot be existing Chase funds; Open a Chase Total Checking account; $1,000+ in direct deposits within 90 days of checking coupon enrollment; Open a Chase Savings account (separate); Deposit qualifying new money within 30 days of savings enrollment; Maintain new money for 90 days in savings account; $1,000+ direct deposit to checking within 90 days of enrollment; Open Chase Savings account; $15,000+ new money deposit to savings within 30 days of enrollment; Maintain $15,000 balance in savings for 90 days from enrollment; Account must not be closed or restricted at payout time; $1,000+ direct deposit required for checking (within 90 days of enrollment); $15,000+ new money deposit into savings (within 30 days of enrollment); Direct deposit (paycheck, pension, or government benefits) within 90 days for checking bonus; Deposit $5,000+ in new money within 30 days for deposit-based bonuses; Maintain required balance for 90 days from coupon enrollment for savings bonus ($15,000); Set up direct deposit of paycheck, pension, or government benefits within 90 days of coupon enrollment; Deposit $15,000+ new money to savings within 30 days; Open both accounts at the same time to qualify for $400 extra bonus; Direct deposit (any amount) to checking within 90 days; $15,000 deposit to savings within 30 days (for combo/savings bonus); Accounts subject to approval; Open a new Chase Total Checking account and set up a direct deposit within 90 days of coupon enrollment; Open a new Chase Savings account and deposit $15,000+ in new money within 30 days, then maintain $15,000 balance for 90 days (for the tiered bonuses shown); For $900 combo bonus: Must open both checking and savings at the same time and complete all requirements for both; Open new Chase Total Checking account and receive direct deposit within 90 days of coupon enrollment; Open new Chase Savings account and deposit $15,000+ in new money within 30 days and maintain for 90 days; New money cannot be funds held at Chase or its affiliates; For combo bonus: complete both checking and savings requirements; Open new Chase Total Checking account and a new Chase Savings account; Have direct deposit made to checking account within 90 days of coupon enrollment; Deposit $15,000+ in new money into savings account within 30 days of coupon enrollment; Deposit $15,000 or more in new money into savings account within 30 days of coupon enrollment; Maintain at least $15,000 balance in savings for 90 days from coupon enrollment; Open new Chase Total Checking account and new Chase Savings account; Direct deposit made to checking account within 90 days of coupon enrollment; Deposit $15,000+ in new money to savings account within 30 days and maintain for 90 days; New money cannot be funds held at Chase or affiliates; Open Chase Total Checking account and receive direct deposits (paycheck, pension, or government benefits) totaling at least $1,000 within 90 days of coupon enrollment; Open Chase Savings account and deposit $15,000+ in new money within 30 days of coupon enrollment; Both accounts must be opened at the same time for $900 bonus
Expires
January 26, 2027
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Wells Fargo Premier Checking Bonus

$2,500 bonus

Hold Period
90 days
Qualifying Period
45 days
Requirements
$250,000 new deposits to qualifying linked accounts within 45 days; Maintain $250,000 balance through day 90; Bring $250,000 or more in new deposits to qualifying linked accounts by Day 45; Maintain at least $250,000 balance through Day 90; Must open/upgrade account in branch with offer code by July 14, 2026; Account must remain open through bonus payout; Open or upgrade to Premier Checking account by July 14, 2026; Minimum $25 opening deposit; Bring $250,000+ in new deposits to qualifying linked accounts by Day 45; Maintain $250,000+ balance through Day 90 after account opening; Use bonus offer code at time of account opening; Maintain at least $250,000 balance through day 90 after account opening; Must use bonus offer code when opening/upgrading account; Open or upgrade to Premier Checking account with $25 minimum opening deposit; Must use bonus offer code (obtained via email) at branch by July 14, 2026; Deposit $250,000 or more in qualifying linked accounts by Day 45; Maintain at least $250,000 balance in linked accounts through day 90 after account opening; Use personalized bonus offer code at account opening; Qualifying linked accounts include consumer bank deposits (checking, savings, CDs, FDIC-insured IRAs) and investment account balances through Wells Fargo Advisors; Open new or upgrade existing checking account to Premier Checking; Must bring bonus offer code to branch by July 14, 2026; Deposit and maintain $250,000+ in qualifying linked balances; $250,000+ must be deposited by day 45 and maintained through day 90; Qualifying balances include bank deposits (checking, savings, CDs, FDIC-insured IRAs) and investment accounts (Wells Fargo Advisors); Min $25 opening deposit; Deposit $250,000+ in new deposits to qualifying linked accounts by day 45; Qualifying linked accounts: bank deposits (checking, savings, CDs, FDIC IRAs) and investment accounts (Wells Fargo Advisors/WellsTrade); $25 minimum opening deposit; $250,000 or more in new deposits to qualifying linked accounts by day 45; Maintain at least $250,000 in linked accounts through day 90; Use bonus offer code at time of account opening/upgrade; $250,000 minimum deposit to qualifying linked accounts; Deposit $250,000+ by day 45 after account opening; Maintain $250,000+ balance through day 90; Minimum opening deposit of $25; Must use bonus offer code at branch; Maintain $250,000+ balance in linked accounts through day 90; Bonus offer code required at branch; Open or upgrade to Wells Fargo Premier Checking account; Must provide bonus offer code at time of account opening; Deposit minimum $25 at account opening; Maintain at least $250,000 balance in linked accounts through Day 90; Open new or upgrade to Premier Checking account; Deposit and link $250,000+ in new deposits to qualifying accounts by day 45; Open new Premier Checking account or upgrade existing consumer checking to Premier; Use bonus offer code at account opening; Open or upgrade to Premier Checking account with $25 minimum deposit; Use bonus offer code at account opening/upgrade; Deposit $250,000 or more in new deposits to qualifying linked accounts by Day 45; Account must remain open through bonus deposit; Open or upgrade to Premier Checking account by July 14, 2026 using bonus offer code; Qualifying accounts: bank deposits (checking, savings, CDs, FDIC-insured IRAs) and investment accounts through Wells Fargo Advisors; Provide bonus offer code at time of account opening/upgrade; Minimum $25 opening deposit to checking account; Open or upgrade to Premier Checking account; Provide bonus offer code at branch; Open a Premier Checking account or upgrade existing consumer checking account; Deposit $250,000 in new qualifying linked deposits by day 45; Qualifying linked accounts include bank deposits (checking, savings, CDs, IRAs) and investments through Wells Fargo Advisors; Must use bonus offer code at time of opening or upgrading account; Must deposit $250,000 in qualifying linked accounts by Day 45; Must maintain at least $250,000 balance through Day 90; Qualifying accounts include bank deposits (checking, savings, CDs, FDIC-insured IRAs) and investment accounts (Wells Fargo Advisors brokerage); $250,000 in new deposits to qualifying linked accounts by Day 45; Qualifying accounts: bank deposit accounts (checking, savings, CDs, IRAs) and investment accounts through Wells Fargo Advisors; Use bonus offer code at branch by July 14, 2026; Bring $250,000 or more in new deposits to qualifying linked accounts by Day 45 after account opening; Account must remain open until bonus is deposited
Expires
January 12, 2027
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Bottom Line

Wells Fargo offers a higher bonus ($2,500 vs $900). However, be sure to compare hold periods and requirements before deciding.

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