Chase vs Wells Fargo: Bank Bonus Comparison
Updated April 2026 — See which bank bonus is better for you.
Chase Bank Checking & Savings Bonus — Up to $900
$900 bonus
- Hold Period
- 90 days
- Qualifying Period
- 90 days for checking (direct deposit); 30 days for savings deposit
- Requirements
- Open Chase Total Checking account and receive direct deposit within 90 days; Open Chase Savings account and deposit $15,000+ in new money within 30 days; Maintain $15,000 balance in savings for 90 days; Both accounts must be opened simultaneously for $400 extra bonus; Coupon code required (one-time use)
- Expires
- July 15, 2026
Wells Fargo Premier Checking Bonus — Up to $2,500
$2,500 bonus
- Hold Period
- 90 days
- Qualifying Period
- 45 days to deposit, 90 days total hold
- Requirements
- Open new or upgrade to Premier Checking account by April 14, 2026; Provide bonus offer code at account opening; Deposit $250,000 or more in new deposits to qualifying linked accounts by Day 45; Maintain $250,000+ balance through Day 90; Account must remain open through bonus payout; Qualifying accounts: bank deposits, savings, CDs, IRAs, or brokerage accounts through Wells Fargo Advisors; Account must be opened/upgraded in branch; Minimum opening deposit of $25
- Expires
- April 14, 2026
Bottom Line
Wells Fargo offers a higher bonus ($2,500 vs $900). However, be sure to compare hold periods and requirements before deciding.