What makes this brokerage offer different
This brokerage offer is transfer-oriented, so the practical value depends on the asset tier, transfer friction, and required hold period.
Brokerage
Ally Invest Bonus — Up to $200
Sign up for Ally Invest Bonus and earn up to $200 in bonus rewards.
Bonus Tiers
| Deposit | Bonus |
|---|---|
| $1,000 | $200 (from external account) or $100 (from Ally Bank account) |
Hold Period
90 days
Qualifying Period
Within 30 days of account opening
Payout
Within 30 days of completing the 90-day hold period
Requirements
- ✓Open eligible new Self-Directed Trading or Robo Portfolio account
- ✓Transfer minimum $1,000 in cash and/or securities within 30 days
- ✓Keep $1,000+ in account for minimum 90 days
- ✓Keep account open and in good standing
Restrictions
- ⚠Existing Ally Bank or Ally Auto customers only
- ⚠New to Ally Invest only (never had account before)
- ⚠Self-Directed Trading or Robo Portfolio accounts only
- ⚠One bonus per customer
- ⚠Must use promotional links to qualify
Fees
- $0 commission on trades
- If transferring from both Ally Bank and external account, $100 bonus applies (not $200)
- Market gains above $1,000 do not count toward funding requirement
- Market losses below $1,000 do not disqualify the bonus
- IRAs, trust accounts, and Personal Advice accounts excluded
- Bonus is taxable income
Offer expires December 30, 2026
Last updated June 21, 2026
How to evaluate Ally Invest Bonus
Before transferring assets, compare the bonus tier against the deposit amount, required hold period, transfer fees, and whether IRA or taxable accounts qualify.
Qualification checklist
Timing
- Qualifying period
- Within 30 days of account opening
- Payout timeline
- Within 30 days of completing the 90-day hold period
- Hold period
- 90 days
How to qualify
- Open eligible new Self-Directed Trading or Robo Portfolio account
- Transfer minimum $1,000 in cash and/or securities within 30 days
- Keep $1,000+ in account for minimum 90 days
- Keep account open and in good standing
Common pitfalls
- Existing Ally Bank or Ally Auto customers only
- New to Ally Invest only (never had account before)
- Self-Directed Trading or Robo Portfolio accounts only
- One bonus per customer
What makes this offer different
Bonus value versus similar offers
The sign-up bonus is below the current nearby $7,500 median, so the requirements and any referral or portal stack matter more.
Requirement clarity
Credolix has extracted 4 requirements for this offer, so compare the bonus against the actual steps rather than the headline payout alone.
Frequently Asked Questions
When does Ally Invest Bonus expire?
Ally Invest Bonus expires on December 30, 2026.
How long do I have to qualify for Ally Invest Bonus?
The qualifying period listed for Ally Invest Bonus is Within 30 days of account opening.
When does Ally Invest Bonus pay out?
The payout timeline listed for Ally Invest Bonus is Within 30 days of completing the 90-day hold period.
How long do I need to keep funds or the account for Ally Invest Bonus?
The hold period listed for Ally Invest Bonus is 90 days.
