Best Brokerage Bonuses for Small Deposits (2026)

You don't need six figures to earn a brokerage bonus. Many top brokerages offer meaningful sign-up bonuses for deposits under $25,000 — sometimes even under $5,000. This guide highlights the best brokerage bonuses accessible to everyday investors who want to earn extra cash when opening a new investment account.

Qualifying Offers

Chase Brokerage Bonus — Up to $1,000

Up to $1,000 bonus

$1000

Merrill Brokerage Bonus — Up to $1,000

Up to $1,000 bonus

$1000

Moomoo Brokerage Bonus — Up to $1,000

Up to $1,000 in NVDA stock

$1000

Charles Schwab Referral Bonus — Up to $1,000

Up to $1,000 bonus

$1000

CIT Bank Brokerage Bonus — Up to $750

Up to $750 bonus

$750

moomoo ACAT Transfer Bonus — Up to $600

Up to $600 with $20,000 ACAT transfer

$600

Robinhood Brokerage Bonus — Up to $200

Up to $200 free stock

$200

SoFi Invest Bonus — Up to $150

$150 digital gift card with $1,000+ deposit

$150

Tips for Maximizing Small-Deposit Bonuses

• Look for offers with low minimum deposit requirements — some start at just $1,000 or less.
• Check the hold period: many bonuses require you to keep the deposit for 6–12 months.
• Consider funding with an ACAT transfer from another brokerage for potentially faster bonus eligibility.
• Stack bonuses: some brokerages offer both new account and referral bonuses.
• Set a calendar reminder before the hold period expires so you can decide whether to keep the account or close it.