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Citi Checking Bonus — Up to $1,600
Apply to Citi Checking Bonus and earn up to $1,600 in combined sign-up and referral bonuses.
Bonus Tiers
| Deposit | Bonus |
|---|---|
| $30,000 | $750 |
| $200,000 | $1,500 |
Hold Period
45 days
Qualifying Period
45 days
Payout
Between 90th and 120th day after account opening
Requirements
- ✓Deposit new-to-Citibank funds within 45 days of account opening
- ✓Maintain balance for additional 45 days (from day 46)
- ✓Keep account open for minimum 120 days
Restrictions
- ⚠New customers only
- ⚠New-to-Citibank funds only
- ⚠Account must be open and in good standing
- Balance on 45th day determines bonus tier
- Must maintain balance through day 90 to receive bonus
Total potential bonus
$1,600
Additional Referral Bonus (how it works)
$100
Your 50% share of $200 paid directly by the referrer
View Referral Terms →$1,500 (sign-up) + $100 (referral) = $1,600 total
ExpiredOffer expired October 26, 2026
Last updated April 26, 2026
