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E*TRADE IRA Bonus — Up to $10,000
Brokerage

E*TRADE IRA Bonus — Up to $10,000 Sign-Up Bonus

Sign up for E*TRADE IRA Bonus — Up to $10,000 and earn a bonus.

Bonus Tiers

DepositBonus
$1,000Varies by amount (minimum $1,000 required to qualify)

Hold Period

12 months

Qualifying Period

60 days

Payout

Within 7 business days after 60-day period

Requirements

  • ✓Open new eligible IRA (Traditional, Roth, Rollover, SEP, SIMPLE)
  • ✓Fund account within 60 days of opening with $1,000+ of new funds or securities
  • ✓Funds must be from external accounts
  • ✓Maintain funds for 12 months

Restrictions

  • ⚠New E*TRADE customers only
  • ⚠One new eligible retirement account per customer
  • ⚠Limited-time offer
  • Promo code RETIRE26 required at account opening
  • Must enroll by 06/30/26

Sign-Up Bonus

$10,000

View Promo Terms →

Offer expires June 30, 2026

Last updated April 11, 2026

Discussion

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Questions & Answers

How much is the bonus for $500K deposit?

I don't have enough information about that based on the available deal details. The bonus tier provided only specifies that a minimum of $1,000 is required to qualify, with the bonus varying by amount up to $10,000 total. The specific bonus amount for a $500,000 deposit isn't listed in the deal data. You would need to check E*TRADE's promotional terms or contact them directly for exact bonus amounts at higher deposit levels.

How soon can I withdraw the amount?

According to the deal terms, you must maintain the deposited funds for 12 months. If you withdraw the funds before the 12-month hold period ends, you may forfeit the bonus. The bonus itself will be paid within 7 business days after the 60-day qualifying period, but the actual deposit amount needs to stay in the account for the full year.

Is this FDIC insured?

I don't have enough information about that based on the available deal details. The deal data doesn't specify whether E*TRADE IRA accounts are FDIC insured. You would need to check E*TRADE's account protection policies or contact them directly for information about insurance coverage on this retirement account.

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  • Cash credits based on deposits of new funds or securities from external accounts
  • If funds withdrawn before 12-month hold, bonus may be forfeited