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SoFi Checking & Savings Bonus — Up to $400 Referral Bonus
Get the SoFi Checking & Savings Bonus — Up to $400 referral bonus. Use a referral link to sign up and both you and the referrer earn rewards.
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Add Your Referral LinkBonus Tiers
| Deposit | Bonus |
|---|---|
| $1,000 in total direct deposits | $50 |
| $5,000 in total direct deposits | $400 |
Qualifying Period
25 calendar days from first direct deposit
Payout
Within 7 business days
Requirements
- ✓Open SoFi Checking and Savings account
- ✓Receive at least one qualifying direct deposit
- ✓Maintain SoFi Checking account in good standing at time of bonus payment
Restrictions
- ⚠New and existing SoFi members who have never set up direct deposit with SoFi
- ⚠One bonus per SoFi member
- ⚠Direct deposits must be from employer, payroll provider, benefits provider, or government agency
- ⚠Primary account holder eligible for joint accounts
Fees
- $0 account fee
Sign-Up Bonus
$400
Offer expires December 31, 2026
Last updated April 11, 2026
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