SoFi Checking and Savings Bonus — Up to $400 + $25 + $200 cashback

Bonus Tiers

Requirements

• ✓Open SoFi Checking and Savings account
• ✓Receive at least one eligible direct deposit of $1,000+ for $50 bonus or $5,000+ for $400 bonus
• ✓Eligible direct deposit must be from employer, payroll provider, benefits provider, or government agency via ACH
• ✓Open new SoFi Checking and Savings account
• ✓Set up eligible direct deposit of at least $1,000 for $50 bonus, or $5,000 for $400 bonus
• ✓Deposits must arrive within 25 calendar days of first eligible direct deposit
• ✓Direct deposit of at least $1,000 (for $50) or $5,000 (for $400) within 25 calendar days of first qualifying deposit
• ✓First direct deposit must be $1 or more
• ✓Open a SoFi Checking & Savings account
• ✓Receive eligible direct deposits of $1,000-$4,999 for $50 bonus OR $5,000+ for $400 bonus within 25 calendar days of first eligible direct deposit of $1 or more
• ✓Open a SoFi Checking and Savings account
• ✓Receive at least one eligible direct deposit of $1 or more
• ✓Accumulate qualifying direct deposits within 25 calendar days of first eligible deposit
• ✓Eligible Direct Deposit (minimum $1,000 in first deposit)
• ✓Total qualifying direct deposits of $1,000–$4,999 for $50 bonus OR $5,000+ for $400 bonus

Restrictions

• ⚠New customers only (or existing members who have never set up direct deposit with SoFi)
• ⚠One bonus per SoFi member
• ⚠Account must be in good standing at time of bonus payment
• ⚠New customers only
• ⚠Must be new to SoFi Checking and Savings or have not previously set up direct deposit
• ⚠New and existing SoFi members who have never set up direct deposit with SoFi are eligible
• ⚠Direct deposit must be from employer, payroll provider, benefits provider, or government agency
• ⚠New and existing members who have never set up direct deposit with SoFi
• ⚠New and existing SoFi members who have never set up direct deposit with SoFi
• ⚠New and existing members who have never previously set up direct deposit with SoFi
• ⚠New and existing customers who have never set up direct deposit with SoFi
• ⚠Direct deposits must be from employer, payroll, benefits provider, or government agency via ACH
• ⚠Must have account in good standing at time of bonus payment
• ⚠Must have open SoFi Checking account in good standing at time of bonus payment
• ⚠Direct deposit must be from employer, payroll provider, benefits provider, or government agency via ACH
• ⚠New and existing SoFi Checking & Savings members who have not previously enrolled in Direct Deposit
• For joint accounts, only primary account holder's direct deposit activity counts

Fees

• $0 account, service, and maintenance fees
• $0 account fee
• $0 service fee
• $0 maintenance fee
• $0 monthly account fee
• No overdraft fees
• Transaction fees apply for wire transfers, Instant Transfers, and global remittance transfers
• $0 monthly maintenance fee
• $0 account, service, or maintenance fees
• No monthly fees
• $0 account maintenance fees
• Fees charged for wire transfers, Instant Transfers, and global remittance transfers
• Wire transfer fees apply
• $0 account/service/maintenance fees
• Outgoing wire transfer fees apply
• $0 monthly fee
• Wire transfer fees apply (outgoing only)
• $0 account fees
• Fee for outgoing wire transfers applies
• Wire transfer fees apply for outgoing transfers
• $0 account maintenance fee
• $0 overdraft fee