Credolix
Credit CardsBanksBrokerageBonuses by CompanyTop ReferralsGuidesCompareSuggestions
Sign In

Credolix

Discover deals, bonuses, and promotions to maximize your rewards.

How It WorksContactFeedbackCompare OffersGuides
© 2026 Credolix. All rights reserved.

SoFi vs Chase: Bank Bonus Comparison

Updated July 2026 — See which bank bonus is better for you.

SoFi Checking & Savings Bonus

$400 bonus

Qualifying Period
Within 25 days of first eligible direct deposit
Requirements
Eligible Direct Deposit (minimum $1,000 in first deposit); Total qualifying direct deposits of $1,000–$4,999 for $50 bonus OR $5,000+ for $400 bonus; Direct deposits must be received within 25 calendar days of first eligible direct deposit; Eligible direct deposit of $1,000+ total within 25 calendar days of initial deposit; Open a new SoFi Checking and Savings account; Receive at least one eligible direct deposit; Meet minimum qualifying direct deposit within 25 calendar days of first deposit; Open new SoFi Checking and Savings account; Receive at least one Eligible Direct Deposit of $1 or more; Minimum $1,000 total Eligible Direct Deposits within 25 calendar days to qualify for $50 bonus; Minimum $5,000 total Eligible Direct Deposits within 25 calendar days to qualify for $400 bonus; Open SoFi Checking & Savings account; Receive eligible direct deposits (minimum $1 for qualification, total amount within 25 days determines bonus tier); Open new SoFi Checking & Savings account; Receive at least one eligible direct deposit of $1+ within promotion period; Total eligible direct deposits determine bonus tier (evaluated over 25 days from first deposit); Receive total eligible direct deposits meeting tier threshold within 25 calendar days of first deposit; Open SoFi Checking and Savings account; Receive Eligible Direct Deposit (from employer, payroll provider, benefits provider, or government agency) of $1 or more; Minimum total Eligible Direct Deposits within 25 calendar days determines tier ($1,000 for $50 or $5,000 for $400); Open SoFi Checking and Savings account online; Meet direct deposit thresholds ($1,000 for $50 bonus, $5,000 for $400 bonus) within 25 calendar days of first eligible direct deposit; Open a SoFi Checking and Savings account; Receive at least one Eligible Direct Deposit of $1 or more within the promotion period; Receive $5,000+ in total Eligible Direct Deposits within 25 calendar days of first Eligible Direct Deposit for $400 bonus, or $1,000+ for $50 bonus; Accumulate qualifying direct deposits within 25 calendar days of first deposit; Set up first eligible direct deposit of at least $1,000; Eligible direct deposits must be from employer, payroll, or benefits provider via ACH; Receive at least $1,000 (for $50 bonus) or $5,000 (for $400 bonus) in eligible direct deposits within 25 calendar days of first deposit; Minimum $1,000 in eligible direct deposits within 25 days for $50 bonus; Minimum $5,000 in eligible direct deposits within 25 days for $400 bonus; Set up eligible direct deposit; Receive minimum qualifying direct deposits within 25 calendar days of first direct deposit; Receive at least one qualifying direct deposit of $1 or more
Expires
December 30, 2026
View full details →

Chase Checking & Savings Bonus

$900 bonus

Hold Period
90 days (savings deposit balance must be maintained)
Qualifying Period
90 days (checking direct deposit); 30 days (savings deposit)
Requirements
Direct deposit to checking account (within 90 days of coupon enrollment); Deposit $15,000+ to savings account (within 30 days of coupon enrollment); Maintain $15,000 balance in savings for 90 days; Both accounts must remain open at time of payout; Open Chase Total Checking account (requires approval); Direct deposit of any amount to checking within 90 days of coupon enrollment; Open Chase Savings account (requires approval); Deposit $15,000+ in new money to savings within 30 days of coupon enrollment; Maintain $15,000 balance in savings for 90 days from coupon enrollment; For $900 combo: must open both accounts at same time and complete all requirements for both bonuses; Accounts must remain open and not restricted at time of payout; Open Chase Total Checking account; Direct deposit of $1,000 or more within 90 days (for $400 bonus); For savings: deposit $10,000+ within 30 days and maintain for 90 days; Open Chase Total Checking account (checking bonus); Set up direct deposit within 90 days of coupon enrollment (checking bonus); Open Chase Savings account (savings bonus); Deposit $15,000 or more in new money within 30 days of coupon enrollment (savings bonus); Maintain $15,000 balance for 90 days from coupon enrollment (savings bonus); New money cannot be existing Chase funds; Open a Chase Total Checking account; $1,000+ in direct deposits within 90 days of checking coupon enrollment; Open a Chase Savings account (separate); Deposit qualifying new money within 30 days of savings enrollment; Maintain new money for 90 days in savings account; $1,000+ direct deposit to checking within 90 days of enrollment; Open Chase Savings account; $15,000+ new money deposit to savings within 30 days of enrollment; Maintain $15,000 balance in savings for 90 days from enrollment; Account must not be closed or restricted at payout time; $1,000+ direct deposit required for checking (within 90 days of enrollment); $15,000+ new money deposit into savings (within 30 days of enrollment); Open new Chase Total Checking account; Direct deposit (paycheck, pension, or government benefits) within 90 days for checking bonus; Deposit $5,000+ in new money within 30 days for deposit-based bonuses; Maintain required balance for 90 days from coupon enrollment for savings bonus ($15,000); Set up direct deposit of paycheck, pension, or government benefits within 90 days of coupon enrollment; Open new Chase Savings account; Deposit $15,000+ new money to savings within 30 days; Open both accounts at the same time to qualify for $400 extra bonus; Direct deposit (any amount) to checking within 90 days; $15,000 deposit to savings within 30 days (for combo/savings bonus); Accounts subject to approval; Open a new Chase Total Checking account and set up a direct deposit within 90 days of coupon enrollment; Open a new Chase Savings account and deposit $15,000+ in new money within 30 days, then maintain $15,000 balance for 90 days (for the tiered bonuses shown); For $900 combo bonus: Must open both checking and savings at the same time and complete all requirements for both; Open new Chase Total Checking account and receive direct deposit within 90 days of coupon enrollment; Open new Chase Savings account and deposit $15,000+ in new money within 30 days and maintain for 90 days; New money cannot be funds held at Chase or its affiliates; For combo bonus: complete both checking and savings requirements; Open new Chase Total Checking account and a new Chase Savings account; Have direct deposit made to checking account within 90 days of coupon enrollment; Deposit $15,000+ in new money into savings account within 30 days of coupon enrollment; Deposit $15,000 or more in new money into savings account within 30 days of coupon enrollment; Maintain at least $15,000 balance in savings for 90 days from coupon enrollment; Open new Chase Total Checking account and new Chase Savings account; Direct deposit made to checking account within 90 days of coupon enrollment; Deposit $15,000+ in new money to savings account within 30 days and maintain for 90 days; New money cannot be funds held at Chase or affiliates; Open Chase Total Checking account and receive direct deposits (paycheck, pension, or government benefits) totaling at least $1,000 within 90 days of coupon enrollment; Open Chase Savings account and deposit $15,000+ in new money within 30 days of coupon enrollment; Both accounts must be opened at the same time for $900 bonus
Expires
July 14, 2026
View full details →

Bottom Line

Chase offers a higher bonus ($900 vs $400). However, be sure to compare hold periods and requirements before deciding.

← View all bank offers