What makes this bank offer different
This is a bank-bonus fit for users who can satisfy a deposit rule quickly; the key comparison point is whether the required deposit type matches your normal cash flow.
Bank
Bank of Hawaii Checking Bonus — Up to $300
Sign up for Bank of Hawaii Checking Bonus and earn up to $300 in bonus rewards.
Bonus Tiers
| Deposit | Bonus |
|---|---|
| $500 | $300 |
| $7,500 | $200 |
Hold Period
150 days
Qualifying Period
60 days (checking) or 30 days (savings)
Payout
Within 120 days (checking) or within 30 days (savings)
Requirements
- ✓Bankohana I Checking: Min $500 initial deposit + $3,500 in direct deposits within 60 days
- ✓Savings accounts: $7,500 deposit within 30 days + maintain $7,500 daily balance Days 31-150
Restrictions
- ⚠New customers only
- ⚠One per account per customer
- ⚠Cannot be combined with other savings/checking promotions
- ⚠Account must remain open and in good standing at time of bonus award
- ⚠Accounts closed within 180 days assessed early closing fee
Fees
- $40-$70 early closing fee if closed within 180 days
- Bonuses are treated as income and subject to 1099-INT reporting
- Customers are responsible for taxes on bonus amounts
Last updated August 8, 2026
Saved source PDFs
Aug 8, 2026
How to evaluate Bank of Hawaii Checking Bonus
Before opening this account, compare the bonus against direct deposit rules, monthly fees, minimum balance requirements, and any clawback period after payout.
Qualification checklist
Timing
- Qualifying period
- 60 days (checking) or 30 days (savings)
- Payout timeline
- Within 120 days (checking) or within 30 days (savings)
- Hold period
- 150 days
How to qualify
- Bankohana I Checking: Min $500 initial deposit + $3,500 in direct deposits within 60 days
- Savings accounts: $7,500 deposit within 30 days + maintain $7,500 daily balance Days 31-150
Common pitfalls
- New customers only
- One per account per customer
- Cannot be combined with other savings/checking promotions
- Account must remain open and in good standing at time of bonus award
What makes this offer different
Bonus value versus similar offers
The sign-up bonus is below the current nearby $2,000 median, so the requirements and any referral or portal stack matter more.
Requirement clarity
Credolix has extracted 2 requirements for this offer, so compare the bonus against the actual steps rather than the headline payout alone.
Frequently Asked Questions
How long do I have to qualify for Bank of Hawaii Checking Bonus?
The qualifying period listed for Bank of Hawaii Checking Bonus is 60 days (checking) or 30 days (savings).
When does Bank of Hawaii Checking Bonus pay out?
The payout timeline listed for Bank of Hawaii Checking Bonus is Within 120 days (checking) or within 30 days (savings).
