What makes this brokerage offer different
This brokerage offer is transfer-oriented, so the practical value depends on the asset tier, transfer friction, and required hold period.
Brokerage
Bank of America Merrill Brokerage Bonus — Up to $1,000
Sign up for Bank of America Merrill Brokerage Bonus and earn up to $1,000 in bonus rewards.
See all Bank of America Merrill offers →
Bonus Tiers
| Deposit | Bonus |
|---|---|
| $20,000 | $100 |
| $50,000 | $200 |
| $100,000 | $400 |
| $250,000 | $1,000 |
Hold Period
90 days
Qualifying Period
within 45 days of account opening
Payout
Within 2 weeks following the end of the 90-day period
Requirements
- ✓Fund account with at least $20,000 in qualifying net new assets within 45 days
- ✓Hold qualifying assets for 90 days after meeting deposit requirements
- ✓Use promotion code (varies by tier/membership level)
Restrictions
- ⚠New or existing Merrill customers
- ⚠Valid for Merrill IRAs or Cash Management Accounts (CMAs)
- ⚠Limited to one CMA and one IRA per accountholder
- ⚠Assets must originate outside Bank of America, Bank of America Private Bank, or MLPF&S
- ⚠401(k) accounts administered by MLPF&S do not qualify
Fees
- $0 online stock and ETF trades
- $0 options trades (plus $0.65 per-contract fee)
- $29.95 broker-assisted trades
- Higher bonus tiers available with Bank of America Preferred Rewards membership (up to $1,000 using code 1000PR)
- Standard non-Preferred Rewards bonus caps at $600
- Bonus calculated on qualifying net new assets irrespective of trading gains/losses
- Tax implications may apply; consult a tax advisor
Last updated August 5, 2026
Saved source PDFs
Aug 5, 2026
How to evaluate Bank of America Merrill Brokerage Bonus
Before transferring assets, compare the bonus tier against the deposit amount, required hold period, transfer fees, and whether IRA or taxable accounts qualify.
Qualification checklist
Timing
- Qualifying period
- within 45 days of account opening
- Payout timeline
- Within 2 weeks following the end of the 90-day period
- Hold period
- 90 days
How to qualify
- Fund account with at least $20,000 in qualifying net new assets within 45 days
- Hold qualifying assets for 90 days after meeting deposit requirements
- Use promotion code (varies by tier/membership level)
Common pitfalls
- New or existing Merrill customers
- Valid for Merrill IRAs or Cash Management Accounts (CMAs)
- Limited to one CMA and one IRA per accountholder
- Assets must originate outside Bank of America, Bank of America Private Bank, or MLPF&S
What makes this offer different
Bonus value versus similar offers
The sign-up bonus is below the current nearby $7,500 median, so the requirements and any referral or portal stack matter more.
Requirement clarity
Credolix has extracted 3 requirements for this offer, so compare the bonus against the actual steps rather than the headline payout alone.
Frequently Asked Questions
How long do I have to qualify for Bank of America Merrill Brokerage Bonus?
The qualifying period listed for Bank of America Merrill Brokerage Bonus is within 45 days of account opening.
When does Bank of America Merrill Brokerage Bonus pay out?
The payout timeline listed for Bank of America Merrill Brokerage Bonus is Within 2 weeks following the end of the 90-day period.
