✓Open/enroll a Citi Personal Wealth Management account
✓Fund account with minimum $50,000 New-to-Citi funds within 2 months of account opening
✓Enroll in eDelivery of statements within 2 months of account opening
✓Maintain New-to-Citi funds through end of month following funding month (approximately 3 months total)
✓Open new or existing eligible Citi Personal Wealth Management account
✓Contact Citi Financial Advisor to enroll
✓Fund with New-to-Citi funds (external funds from non-Citi accounts)
✓Minimum $50,000 deposit required
✓Deposit and enroll in eDelivery within 2 months of account opening
✓Maintain deposited funds through maintenance deadline (end of month following funding period)
✓Contact Citi to open/enroll new or existing eligible account
✓Fund account with new-to-Citi funds within 2 months of account opening
✓Enroll in eDelivery of statements within 2 months
✓Maintain funds through end of month following funding month (approximately 3 months total)
✓Fund new or existing eligible Citi Personal Wealth Management account with minimum qualifying New-To-Citi funds
Contact Financial Advisor or National Investor Center at 1-833-350-2258 to enroll
Restrictions
⚠New or existing eligible account holders
⚠One bonus per customer per promotion cycle
⚠Individual and joint accounts eligible; corporate, business, trust (except Living/Family Revocable), retirement (except IRAs/SEPs on new accounts), estate, UGMA/UTMA, 529, Citi Wealth Builder, and Citi Self Invest accounts not eligible
⚠New or existing Citi Personal Wealth Management account holders
⚠Individual or joint accounts only
⚠Not eligible for corporate, business entity, trust (except Living Revocable and Family Revocable Trusts), retirement plans (except new IRA/SEP accounts), estate, UGMA/UTMA, 529, Wealth Builder, Self Invest, or insurance product accounts
⚠Limit one bonus per customer
⚠If multiple accounts opened, bonus applies to account with highest balance
⚠Must enroll in eDelivery of statements
⚠New-to-Citi funds only (from external non-Citi accounts)
⚠One bonus per customer
⚠Individual and joint accounts eligible
⚠Excludes: corporate/business accounts, most trust accounts (except living/family revocable trusts), retirement accounts (except IRAs and SEPs), 529 plans, UGMA/UTMA, Citi Wealth Builder accounts, insurance products
⚠New eligible accounts only
⚠Citi Wealth Builder and Citi Self Invest accounts excluded
⚠Limited to certain account types (individual, joint, IRA, SEP)
Fees
$75 annual account fee (may be waived based on account type and asset level)
$100 fee applies if minimum account requirements not met (exemptions for $25,000+ assets or Citigold/Citi Priority checking products)
$0 account fee
New-to-Citi funds are cash or securities from external non-Citi accounts
If multiple accounts are opened/funded, bonus applies to account with highest balance
Bonus credited when account is open and in good standing
Distributions, interest, and dividends do not count toward funding calculation
Market fluctuations do not affect bonus eligibility once funding requirement met
New-to-Citi funds defined as cash or securities from external non-Citi accounts
Multiple account balances in same beneficial owner name not aggregated, except managed and non-managed brokerage accounts may be aggregated
Account must be open and in good standing when bonus is credited
Offer valid for clients 18+ years old
Historically extended every quarter; evergreen promotion
Bonus amount based on total new funding during promotional period
If multiple accounts opened, bonus applies to highest balance account
Cannot be combined with other offers
Taxable income; 1099-MISC issued if aggregate bonus ≥$600
U.S. citizens or resident aliens only (valid Form W-9 required)
If multiple accounts opened, offer applies to account with highest balance
Market fluctuations do not impact bonus eligibility
Distributions, interest, and dividends from investments not counted toward funding requirement
Multiple account balances in name of same beneficial owner not aggregated for bonus, except non-managed brokerage and managed accounts may be aggregated
Offer cannot be combined with any other offer
New-to-Citi funds are cash or securities from external non-Citi sources
Cash deposits, Citi Global Transfers, international ACH, and P2P services do not qualify
If multiple accounts are opened, bonus applies to highest balance account
Bonus amount depends on total new funding during promotional period
Market fluctuation does not impact bonus eligibility
One bonus per individual customer
New-to-Citi funds must come from external accounts via ACH, wire, check, trustee-to-trustee transfer, or ACAT
How to evaluate Citi Personal Wealth Management Bonus
Before transferring assets, compare the bonus tier against the deposit amount, required hold period, transfer fees, and whether IRA or taxable accounts qualify.
Open/enroll a Citi Personal Wealth Management account
Fund account with minimum $50,000 New-to-Citi funds within 2 months of account opening
Enroll in eDelivery of statements within 2 months of account opening
Maintain New-to-Citi funds through end of month following funding month (approximately 3 months total)
Common pitfalls
New or existing eligible account holders
One bonus per customer per promotion cycle
Individual and joint accounts eligible; corporate, business, trust (except Living/Family Revocable), retirement (except IRAs/SEPs on new accounts), estate, UGMA/UTMA, 529, Citi Wealth Builder, and Citi Self Invest accounts not eligible
New or existing Citi Personal Wealth Management account holders
What makes this offer different
What makes this brokerage offer different
This brokerage offer is transfer-oriented, so the practical value depends on the asset tier, transfer friction, and required hold period.
Bonus value versus similar offers
The sign-up bonus is below the current nearby $6,750 median, so the requirements and any referral or portal stack matter more.
Requirement clarity
Credolix has extracted 4 requirements for this offer, so compare the bonus against the actual steps rather than the headline payout alone.
Frequently Asked Questions
When does Citi Personal Wealth Management Bonus expire?
Citi Personal Wealth Management Bonus expires on September 29, 2026.
How long do I have to qualify for Citi Personal Wealth Management Bonus?
The qualifying period listed for Citi Personal Wealth Management Bonus is within 2 months of account opening.
How long do I need to keep funds or the account for Citi Personal Wealth Management Bonus?
✓Enroll and maintain enrollment in eDelivery of statements
✓Maintain new-to-Citi funds for approximately 3 months after account enrollment
✓Contact a Financial Advisor to enroll
✓Deposit minimum $50,000 in New-to-Citi funds within 2 months of account opening
✓Maintain funds through hold period
✓Fund account with minimum New-to-Citi funds ($50,000+)
✓Maintain funds through end of 3rd month after account opening
✓Contact Financial Advisor or National Investor Center to enroll
✓Maintain New-to-Citi funds through end of month shown in terms
✓Deposit new-to-Citi funds (external sources) via ACH, wire, check, ACAT, or Direct Deposit
✓Meet minimum deposit tier
✓Maintain funds through required deadline
✓Minimum deposit of $50,000 in New-to-Citi funds
✓Maintain New-to-Citi funds for 3 months after account opening
✓Minimum $50,000 in New-to-Citi funds during funding period
✓Enroll or maintain enrollment in eDelivery of statements within 2 months of account opening
✓Contact a Financial Advisor to enroll by offer expiration date
✓Maintain New-to-Citi funds through specified Maintain Funds deadline
✓Contact a Financial Advisor to enroll in the promotion
✓Fund account with minimum $50,000 in New-to-Citi funds within 2 months of account opening
✓Maintain New-to-Citi funds through end of month specified in terms based on account opening month
✓Account must be open and in good standing at time bonus is credited
✓Contact Citi to enroll in offer
✓Open new or existing eligible Personal Wealth Management account
✓Maintain funds through end of month (approximately 3 months after account enrollment)
✓Maintain funds for approximately 2 months post-funding
✓Enroll in eDelivery of statements
✓Account must be open and in good standing when bonus is credited
✓Fund account with minimum $50,000 in New-to-Citi funds
✓Funds must come from external non-Citi source (ACH, wire, ACAT, check, direct deposit)
✓Maintain funds through designated deadline
✓Min $50,000 in New-to-Citi funds (deposit varies by bonus tier)
✓Enroll in e-delivery of statements within 2 months of account opening
✓Maintain deposited funds through the end of the next month after enrollment
✓Contact Financial Advisor to enroll new or existing eligible Citi Personal Wealth Management account
✓Fund with minimum $50,000 in New-to-Citi funds within 2 months of account opening
✓Maintain New-to-Citi funds through end of month following funding deadline
⚠Cannot be combined with other offers
⚠New customers only
⚠Corporate accounts, trust accounts (except Living Revocable and Family Revocable Trusts), retirement plan accounts other than IRAs and SEPs, estate accounts, UGMA/UTMA accounts, 529 accounts, robo-advisory accounts, and insurance products not eligible
⚠New or existing eligible Personal Wealth Management account
⚠Individual and joint accounts only
⚠New customers or existing account holders
⚠Citi Wealth Builder accounts excluded
⚠New or existing Citi Personal Wealth Management account holders only
⚠New-to-Citi funds required
⚠Not eligible for corporate, business entity, trust (except Living Revocable/Family Revocable), retirement plan (except IRA/SEP), estate, UGMA/UTMA, 529, robo-advisory, or insurance accounts
⚠New or existing eligible Citi Personal Wealth Management accounts only
⚠New or existing Citi Personal Wealth Management account eligible
⚠Must maintain funds through end of month following funding period
⚠Account must be open and in good standing at time of bonus credit
⚠Cannot be combined with any other offer
⚠Excludes: Citi Wealth Builder, Citi Self Invest, business/entity accounts, most trust accounts, most retirement plans (except IRAs and SEPs for new accounts), estate accounts, UGMA/UTMA, 529 plans, insurance products
⚠Account must be in good standing at time of bonus credit
⚠New-to-Citi funds only
⚠Available for new and existing eligible Citi Personal Wealth Management accounts
⚠Accounts not eligible include corporate accounts, most trusts (except Living Revocable and Family Revocable), most retirement plans (401(k), ERISA), estate accounts, UGMA/UTMA, 529 plans, Wealth Builder accounts
⚠New customers and existing Citi Personal Wealth Management account holders eligible
⚠Not available for corporate/business entity accounts
⚠Not available for retirement plan accounts (except IRAs and SEPs for new accounts)
⚠Not available for UGMA/UTMA accounts, 529 college savings plans, Citi Wealth Builder accounts, or insurance products
⚠This offer cannot be combined with any other offer
⚠New customers only (account must be new or existing eligible Citi Personal Wealth Management account)
Ineligible accounts include corporate/business accounts (except individual), most trust accounts, most retirement plans except IRAs/SEPs, estate accounts, UGMA/UTMA, 529 plans, Citi Wealth Builder accounts, and insurance products
For new accounts, funds are credited after all requirements are met and account is open and in good standing
Cash bonus is taxable income
Multiple accounts are not aggregated; bonus applies to highest balance account only
Ineligible account types: corporate/business accounts, most trust accounts, 401(k) and other ERISA plan accounts, UGMA/UTMA, 529 plans, Citi Wealth Builder accounts
Eligible Living Revocable Trusts and Family Revocable Trusts
For existing accounts (non-IRA), bonus applies to the account with highest balance if multiple accounts are opened
Cannot combine with other Citi offers
New-to-Citi funds defined as cash or securities from external non-Citi accounts via ACH, wire transfer, check, direct deposit, ACAT, or trustee-to-trustee transfer
Cash deposits, Citi Global Transfers, and peer-to-peer services (Apple Pay, PayPal, Venmo, Zelle) do not qualify
Bonus amount based on total funding received minus withdrawals and transfers
Distributions, interest, and dividends not counted for bonus tier determination
If multiple accounts opened by same customer, offer applies to account with highest balance
Bonus is taxable income; 1099-MISC issued if aggregate misc. income exceeds $600
New-to-Citi funds must come from external, non-Citi sources through standard transfer methods (ACH, Direct Deposit, checks, wire transfer, trustee-to-trustee, ACAT securities)
Cash deposits, Citi Global Transfers, international ACH, Apple Pay, PayPal, Venmo, and Zelle do not qualify as New-to-Citi funds
If multiple accounts opened by customer, offer applies to account with highest balance
Account opening process is manual and can take 2-4+ weeks
Bonus constitutes taxable income; 1099-MISC issued if aggregate bonus ≥$600 in calendar year
Limit one bonus per individual customer
If multiple accounts opened, bonus applies to account with highest balance
Ineligible account types: corporate/business accounts, most trust accounts (except Living Revocable/Family Revocable), most retirement accounts (IRAs and SEPs eligible for new accounts only), estate accounts, UGMA/UTMA, 529 plans, Citi Wealth Builder, Citi Self Invest, insurance products
If both IRA and non-IRA funded, bonus allocated pro-rata
Taxable income; Form 1099-MISC issued if applicable
Bonus credited based on date account was initially funded
Multiple account balances in same beneficial owner's name will not be aggregated except managed + non-managed brokerage accounts
Bonus allocation between IRA and non-IRA accounts on pro-rata basis if both funded
Cannot be combined with any other offer
Funds must come from external non-Citi sources via ACH, Direct Deposit, check, wire, trustee-to-trustee, or ACAT
Ineligible account types: corporate accounts, most trust accounts, 401(k)s, IRAs (existing only), estate accounts, UGMA/UTMA, 529 plans, Citi Wealth Builder, Citi Self Invest, insurance/annuities
Bonus cannot be combined with other offers
Bonus value is taxable income
Bonus applies to the eligible account with the highest balance if multiple accounts are opened
New-to-Citi funds must come from external non-Citi sources via ACH, wire, check, ACAT, or similar approved transfer methods
Funds deposited via Citi Global Transfers, international ACH, Apple Pay, PayPal, Venmo, or Zelle do not qualify
Bonus based on funding amount received during promotional period
Contact Financial Advisor to enroll in promotion
Accounts not eligible: corporate/business accounts, most trust accounts (except Living Revocable and Family Revocable Trusts), most retirement plans (except IRAs and SEPs for new accounts), estate accounts, UGMA/UTMA, 529 plans, Citi Wealth Builder robo-advisory accounts, and insurance products
Market fluctuation will not impact eligibility
Distributions, interest, and dividends from investments not counted toward bonus
Offer cannot be combined with other offers
New-to-Citi funds are cash or securities from external non-Citi sources via ACH, direct deposit, wire transfer, check, trustee-to-trustee transfer, or ACAT
Offer valid for clients 18 years or older
Citi Personal Wealth Management reserves the right to change or cancel this offer at any time
