What makes this bank offer different
This is a bank-bonus fit for users who can satisfy a deposit rule quickly; the key comparison point is whether the required deposit type matches your normal cash flow.
Bank
Lighthouse Credit Union Checking Bonus — Up to $100 + $50
Apply to Lighthouse Credit Union Checking Bonus and earn up to $250 in combined sign-up and referral bonuses.
Qualifying Period
60 days of checking account opening
Payout
Upon verification of qualifying actions
Requirements
- ✓Be referred with matching email address
- ✓Open Lighthouse Savings account ($5 minimum deposit)
- ✓Open personal checking account
- ✓Complete 5+ debit card purchases within 60 days
- ✓Maintain checking account open for 60 days
Restrictions
- ⚠Referral-only bonus
- ⚠New customers only (not been member within 6 months)
- ⚠Both referrer and referee must be 18+
- ⚠Both must be in good standing
- ⚠Promotional $100 applies only to referrals submitted 06/15/2026-07/17/2026
Fees
- Lighthouse Checking: No monthly fees
- Lighthouse Rewards Checking: $5 monthly fee (waived with $2,500 avg daily balance)
- Virtual Visa Prepaid Card paid as reward
- Bonus treated as income/interest for tax purposes
- Referrer annual cap: $550 per calendar year
- No direct deposit required
Total potential bonus
$250
Additional Referral Bonus (how it works)
$50
Your 50% share of $100 paid directly by the referrer
View Referral Terms →$100 (sign-up) + $100 (via referral link) + $50 (referral) = $250 total
Offer expires July 16, 2026
Last updated July 15, 2026
Saved source PDFs
Jul 15, 2026
How to evaluate Lighthouse Credit Union Checking Bonus
Before opening this account, compare the bonus against direct deposit rules, monthly fees, minimum balance requirements, and any clawback period after payout.
Qualification checklist
Timing
- Qualifying period
- 60 days of checking account opening
- Payout timeline
- Upon verification of qualifying actions
How to qualify
- Be referred with matching email address
- Open Lighthouse Savings account ($5 minimum deposit)
- Open personal checking account
- Complete 5+ debit card purchases within 60 days
Common pitfalls
- Referral-only bonus
- New customers only (not been member within 6 months)
- Both referrer and referee must be 18+
- Both must be in good standing
What makes this offer different
Bonus value versus similar offers
The sign-up bonus is below the current nearby $1,750 median, so the requirements and any referral or portal stack matter more.
Stacking potential
The tracked value can include $100 sign-up bonus, $100 referral sign-up bonus, $50 referral share for a total displayed potential of $250. Confirm which apply path you use before assuming every component stacks.
Requirement clarity
Credolix has extracted 4 requirements for this offer, so compare the bonus against the actual steps rather than the headline payout alone.
Frequently Asked Questions
When does Lighthouse Credit Union Checking Bonus expire?
Lighthouse Credit Union Checking Bonus expires on July 16, 2026.
Can Lighthouse Credit Union Checking Bonus stack with a referral?
Credolix tracks a referral path for this offer. The displayed user share is $50 based on 50% of the listed referral payout.
How long do I have to qualify for Lighthouse Credit Union Checking Bonus?
The qualifying period listed for Lighthouse Credit Union Checking Bonus is 60 days of checking account opening.
When does Lighthouse Credit Union Checking Bonus pay out?
The payout timeline listed for Lighthouse Credit Union Checking Bonus is Upon verification of qualifying actions.
