What makes this credit card offer different
This credit card offer should be judged by net value after annual fees and required spend, not just the welcome-bonus headline.
Credit Card
Amegy Bank AmaZing Business Bonus — Up to $500
Sign up for Amegy Bank AmaZing Business Bonus and earn up to $500 in bonus rewards.
Bonus Tiers
| Deposit | Bonus |
|---|---|
| $5,000 spending | $1,000 |
Qualifying Period
120 days from account opening
Payout
As statement credit
Requirements
- ✓Minimum $5,000 in purchases within first 120 days
- ✓$5,000 spend in first 120 days from account opening
- ✓$5,000 minimum spend in first 120 days (or $7,500 in first 90 days depending on promotion cycle)
- ✓Min $5,000 in spending in the first 120 days of account opening
- ✓Minimum $5,000 spend in first 120 days
- ✓$5,000 spend in first 120 days
- ✓$5,000 in qualifying purchases within 120 days of account opening
- ✓Spend $5,000 in the first 120 days from account opening
- ✓Minimum $5,000 spending in first 120 days
- ✓$5,000 in purchases within first 120 days of account opening
Restrictions
- ⚠New accounts only
- ⚠One bonus per business, not per account or per card
- ⚠New customers only
- ⚠One bonus per business
- ⚠Available in select states only (NM, AZ, CO, CA, ID, TX, UT, WY)
- ⚠One bonus payment per business, not per account or per card
- ⚠Must have no existing business or commercial credit card account with the same issuer
- ⚠Bonus not available to clients with existing business/commercial card account
- ⚠New business customers only
- ⚠One bonus per business (not per account or card)
- ⚠Available in select states: TX, AZ, CA, CO, ID, NM, UT, WY
- ⚠New cardmember only
- ⚠Available in select states: NM, AZ, CO, CA, ID, TX, UT, WY
Fees
- $0 annual fee
- Bonus amount varies by state and issuing bank
- Bonus is applied as a statement credit
- Bonus paid as statement credit
- One bonus payment per business, not per account or per card
- Card details vary by issuing bank (Amegy Bank for TX, Zions Bank for UT/ID/WY, National Bank of Arizona for AZ, Vectra Bank for CO/NM, California Bank & Trust for CA)
- Offer varies by state and issuing bank
- 3% balance transfer fee applies
- Transactional items such as cash advances, balance transfers, and returned merchandise do not qualify toward spend requirement
- Bonus cash applied as statement credit
- Certain terms, conditions and restrictions apply
- Available in select states only (NM, AZ, CO, CA, ID, TX, UT, WY) depending on issuing bank
- Card available in select states only: NM, AZ, CO, CA, ID, TX, UT, WY
- Bonus applied as statement credit
- Offer varies by state and issuing bank within Zions Bancorp family
- 0% intro APR for 6 months on purchases (then variable APR applies)
Last updated August 16, 2026
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Aug 16, 2026Change detected
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Aug 2, 2026Change detected
How to evaluate Amegy Bank AmaZing Business Bonus
Before applying, compare the welcome bonus against the annual fee, minimum spend, rewards currency, and issuer eligibility rules for repeat cardholders.
Qualification checklist
Timing
- Qualifying period
- 120 days from account opening
- Payout timeline
- As statement credit
How to qualify
- Minimum $5,000 in purchases within first 120 days
- $5,000 spend in first 120 days from account opening
- $5,000 minimum spend in first 120 days (or $7,500 in first 90 days depending on promotion cycle)
- Min $5,000 in spending in the first 120 days of account opening
Common pitfalls
- New accounts only
- One bonus per business, not per account or per card
- New customers only
- One bonus per business
What makes this offer different
Bonus value versus similar offers
The sign-up bonus is below the current nearby $2,750 median, so the requirements and any referral or portal stack matter more.
Requirement clarity
Credolix has extracted 4 requirements for this offer, so compare the bonus against the actual steps rather than the headline payout alone.
Frequently Asked Questions
How long do I have to qualify for Amegy Bank AmaZing Business Bonus?
The qualifying period listed for Amegy Bank AmaZing Business Bonus is 120 days from account opening.
When does Amegy Bank AmaZing Business Bonus pay out?
The payout timeline listed for Amegy Bank AmaZing Business Bonus is As statement credit.
