What makes this credit card offer different
This credit card offer is a points-or-miles bonus, so the real value depends on how you redeem the rewards rather than only the headline count.
Credit Card
Chase Sapphire Reserve for Business Bonus — Up to 150,000 Points
Sign up for Chase Sapphire Reserve for Business Bonus and earn up to $3,000 in bonus rewards.
Qualifying Period
within 3 months of account opening
Payout
Please allow 6 to 8 weeks after qualifying purchases post to your account
Requirements
- ✓Spend $20,000 on purchases in first 3 months from account opening
- ✓$20,000 in purchases within first 3 months of account opening
- ✓$20,000 in purchases in first 3 months from account opening
- ✓$20,000 in purchases within first 3 months from account opening
- ✓Minimum $20,000 in purchases within first 3 months
- ✓Account must be open and not in default at time of fulfillment
- ✓$20,000 in purchases within 3 months of account opening
- ✓Access more than $6,000 in total business and travel value in first year
- ✓Minimum $20,000 spend in first 3 months
- ✓Spend $20,000 on purchases within the first 3 months from account opening
Restrictions
- ⚠New cardmembers only
- ⚠Must have verifiable business to apply
- ⚠One welcome bonus per product lifetime
- ⚠Have never held this card before
- ⚠Verifiable business required
- ⚠New cardmember only - bonus not available if you have ever had this card
- ⚠Chase may consider factors pertinent to your business
- ⚠New cardholders only
- ⚠Not available if you have ever held this card
- ⚠Requires verifiable business
- ⚠May not be eligible if you have ever held this card
- ⚠Chase reserves the right to consider business factors in determining bonus eligibility
- ⚠Offer not available if you have ever held this card
- ⚠Chase reserves the right to consider business-specific factors in determining bonus eligibility
- ⚠New cardmember only (once per lifetime)
- ⚠Must have verifiable business
- ⚠Cannot have previously held this card
- ⚠Chase may consider business factors in determining eligibility
- ⚠May not be available if you have ever had this card
- ⚠Chase may consider factors pertinent to your business in determining bonus eligibility
- ⚠Not available if you have ever had this card
- ⚠Once per product lifetime
- ⚠Accounts subject to credit approval
- ⚠Not eligible if previously held this card
- ⚠Chase evaluates factors pertinent to applicant's business
- ⚠Once-per-lifetime bonus: earning a welcome bonus on this card closes the door on earning it again
- ⚠Account must be open and not in default at the time of fulfillment
Fees
- $795 annual fee
- No fee for employee cards
- Employee cards at no additional cost
- $0 for each additional employee card
- Points do not expire as long as account remains open
- Points will be lost if account is closed for program misuse, fraudulent activities, or other reasons described in Rewards Program Agreement
- Account must be open and not in default at time of fulfillment
- Bonus paid as Chase Ultimate Rewards points
- Points will be lost if account is closed for program misuse, fraudulent activity, or other reasons per rewards agreement
- Bonus offer is non-transferable
- Bonus is non-transferable
- Employee cards available at no additional cost
- Chase will consider business factors in approval decision
- Purchases do not include balance transfers, cash advances, travelers checks, foreign currency, money orders, wire transfers or similar cash-like transactions
- Verifiable business required to apply
- Chase may consider factors pertinent to your business in determining bonus eligibility
- Points forfeited if account closed for misuse, fraud, or other specified reasons
- Employee cards at no additional cost
- Offer subject to change
- Earning this business card bonus does not affect eligibility for personal Sapphire card bonuses
- New cardmember bonus may not be available if you have ever had this card
Offer expires June 14, 2026
Last updated June 8, 2026
How to evaluate Chase Sapphire Reserve for Business Bonus
Before applying, compare the welcome bonus against the annual fee, minimum spend, rewards currency, and issuer eligibility rules for repeat cardholders.
Qualification checklist
Timing
- Qualifying period
- within 3 months of account opening
- Payout timeline
- Please allow 6 to 8 weeks after qualifying purchases post to your account
How to qualify
- Spend $20,000 on purchases in first 3 months from account opening
- $20,000 in purchases within first 3 months of account opening
- $20,000 in purchases in first 3 months from account opening
- $20,000 in purchases within first 3 months from account opening
Common pitfalls
- New cardmembers only
- Must have verifiable business to apply
- One welcome bonus per product lifetime
- Have never held this card before
What makes this offer different
Bonus value versus similar offers
The sign-up bonus is close to the current nearby $2,750 median for comparable offers in this category.
Requirement clarity
Credolix has extracted 4 requirements for this offer, so compare the bonus against the actual steps rather than the headline payout alone.
Frequently Asked Questions
When does Chase Sapphire Reserve for Business Bonus expire?
Chase Sapphire Reserve for Business Bonus expires on June 14, 2026.
How long do I have to qualify for Chase Sapphire Reserve for Business Bonus?
The qualifying period listed for Chase Sapphire Reserve for Business Bonus is within 3 months of account opening.
When does Chase Sapphire Reserve for Business Bonus pay out?
The payout timeline listed for Chase Sapphire Reserve for Business Bonus is Please allow 6 to 8 weeks after qualifying purchases post to your account.
