What makes this credit card offer different
This credit card offer is a points-or-miles bonus, so the real value depends on how you redeem the rewards rather than only the headline count.
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Credit Card
Chase Sapphire Reserve for Business Bonus — Up to 200,000 Points + 20,000 points
Apply to Chase Sapphire Reserve for Business Bonus and earn up to $4,400 in combined sign-up and referral bonuses.
Qualifying Period
6 months from account opening
Requirements
- ✓$30,000 in purchases within first 6 months of account opening
- ✓$30,000 in purchases in first 6 months
- ✓$30,000 in purchases within first 6 months
- ✓$30,000 in purchases within 6 months from account opening
- ✓$30,000 spend in first 6 months
- ✓$20,000 in purchases within first 3 months from account opening
- ✓Spend $20,000 on purchases in first 3 months from account opening
- ✓$20,000 in purchases within first 3 months of account opening
- ✓$20,000 in purchases in first 3 months from account opening
- ✓Minimum $20,000 in purchases within first 3 months
- ✓Account must be open and not in default at time of fulfillment
- ✓$20,000 in purchases within 3 months of account opening
- ✓Access more than $6,000 in total business and travel value in first year
- ✓Minimum $20,000 spend in first 3 months
- ✓Spend $20,000 on purchases within the first 3 months from account opening
Restrictions
- ⚠New customers only
- ⚠Must not have had this card previously
- ⚠New cardmembers only
- ⚠Must have verifiable business
- ⚠Cannot earn bonus if previously held this card
- ⚠Business credit card account required
- ⚠Cannot have held this card previously
- ⚠Subject to credit approval
- ⚠Must be under Chase 5/24 rule
- ⚠Account must be open and in good standing at time of fulfillment
- ⚠New cardmember only
- ⚠Must have verifiable business to apply
- ⚠One welcome bonus per product lifetime
- ⚠Have never held this card before
- ⚠Verifiable business required
- ⚠New cardmember only - bonus not available if you have ever had this card
- ⚠Chase may consider factors pertinent to your business
- ⚠New cardholders only
- ⚠Not available if you have ever held this card
- ⚠Requires verifiable business
- May not be eligible if you have ever held this card
Fees
- $795 annual fee
- $195 for each authorized user
- $795 annual fee for primary card
- No fee for additional authorized users
- Employee cards at no additional cost
- Employee cards: no additional cost
- No fee for employee cards
- $0 for each additional employee card
- Employee cards available at no additional cost
- Points redeemable for travel, gift cards, cash back and more
- $7,000+ in value in first year through credits and benefits
- Bonus points do not expire as long as account remains open
- Points will be lost if account is closed for program misuse, fraudulent activity, or other reasons
- The new cardmember bonus may not be available if you have ever had this card
- Chase may consider factors pertinent to your business in determining bonus eligibility
- Account must be open and in good standing at fulfillment
- Bonus offer is non-transferable
- Balance transfers and cash advances do not count toward spending requirement
- Only eligible purchases count toward minimum spend
- New cardmember bonus may not be available if you have ever had this card
- Points do not expire as long as account remains open
- Points will be lost if account is closed for program misuse, fraudulent activities, or other reasons described in Rewards Program Agreement
- Account must be open and not in default at time of fulfillment
- Bonus paid as Chase Ultimate Rewards points
- Points will be lost if account is closed for program misuse, fraudulent activity, or other reasons per rewards agreement
- Bonus is non-transferable
- Chase will consider business factors in approval decision
- Purchases do not include balance transfers, cash advances, travelers checks, foreign currency, money orders, wire transfers or similar cash-like transactions
- Verifiable business required to apply
- Points forfeited if account closed for misuse, fraud, or other specified reasons
- Employee cards at no additional cost
- Offer subject to change
- Earning this business card bonus does not affect eligibility for personal Sapphire card bonuses
Total potential bonus
$4,400
Additional Referral Bonus (how it works)
20,000 points
Your 50% share of 40,000 points paid directly by the referrer
View Referral Terms →200,000 points (sign-up) + 40,000 points (referral) = $4,400 total
Last updated July 28, 2026
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Jul 28, 2026Change detected
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How to evaluate Chase Sapphire Reserve for Business Bonus
Before applying, compare the welcome bonus against the annual fee, minimum spend, rewards currency, and issuer eligibility rules for repeat cardholders.
Qualification checklist
Timing
- Qualifying period
- 6 months from account opening
How to qualify
- $30,000 in purchases within first 6 months of account opening
- $30,000 in purchases in first 6 months
- $30,000 in purchases within first 6 months
- $30,000 in purchases within 6 months from account opening
Common pitfalls
- New customers only
- Must not have had this card previously
- New cardmembers only
- Must have verifiable business
What makes this offer different
Bonus value versus similar offers
The sign-up bonus is above the current nearby $1,450 median for comparable offers in this category.
Stacking potential
The tracked value can include 200,000 points sign-up bonus, 20,000 points referral share for a total displayed potential of $4,400. Confirm which apply path you use before assuming every component stacks.
Requirement clarity
Credolix has extracted 4 requirements for this offer, so compare the bonus against the actual steps rather than the headline payout alone.
Frequently Asked Questions
Can Chase Sapphire Reserve for Business Bonus stack with a referral?
Credolix tracks a referral path for this offer. The displayed user share is 20,000 points based on 50% of the listed referral payout.
How long do I have to qualify for Chase Sapphire Reserve for Business Bonus?
The qualifying period listed for Chase Sapphire Reserve for Business Bonus is 6 months from account opening.
