Best Credit Card Bonuses With No Annual Fee (2026)
You don't need to pay an annual fee to earn a great sign-up bonus. Several popular credit cards offer welcome bonuses worth $150–$300 or more with no yearly cost. Here are the best no-annual-fee credit card bonuses available right now.
No Annual Fee Cards
Citi Double Cash Bonus
$200 cash back after $1,500 spend in 6 months
$200No fee
Discover it Cash Back Bonus
Unlimited cash back match in first year
$200No fee
Bank of America Unlimited Cash Rewards Bonus
$200 cash rewards bonus after $1,000 in purchases
$200No fee
Chase Freedom Unlimited Bonus
$200 bonus after $500 spend
$200No fee
Wells Fargo Active Cash Bonus
$200 cash bonus after $500 spend in 3 months
$200No fee
Discover it Miles Bonus
$100 bonus
$1No fee
Other Credit Card Offers
These cards may have an annual fee. Check each offer for details.
American Express Business Platinum Bonus
As high as 300,000 Membership Rewards points after $20,000 spend in 3 months
American Express Business Gold Bonus
As high as 200,000 bonus points after $15,000 spend
Chase Sapphire Reserve for Business Bonus
200,000 points after $30,000 spend in 6 months
American Express Platinum Bonus
Up to 175,000 bonus points after $12,000 spend in 6 months
Chase Sapphire Reserve Bonus
100,000 bonus points after $6,000 spend in 3 months
Capital One Business Spark Cash Plus Bonus
$2,000 cash bonus after $30,000 spend
Chase Ink Business Preferred Bonus
100,000 bonus points after $8,000 spend in 3 months
American Express Blue Business Plus Bonus
75,000 bonus points after $6,000 spend in 4 months
Capital One Venture X Business Bonus
150,000 miles after $30,000 spend
Barclays JetBlue Premier Bonus
90,000 bonus TrueBlue points after $5,000 spend
Citi Strata Elite Bonus
75,000 bonus points after $6,000 spend in 3 months
Chase World of Hyatt Business Bonus
70,000 bonus points after $7,000 spend in 3 months
Bank of America Atmos Ascent Bonus
85,000 Alaska miles after $4,500 spend in 120 days
Chase Marriott Bonvoy Boundless Bonus
125,000 points + 1 free night (up to 50k) after $3,000 spend
Citi AAdvantage Platinum Select Bonus
80,000 bonus miles after $3,500 in purchases
American Express Marriott Bonvoy Brilliant Bonus
150,000 bonus points + $250 statement credit
Bank of America Air France KLM FlyingBlue Bonus
100,000 bonus miles after $7,500 spend
Chase British Airways Bonus
75,000 bonus Avios after $5,000 spend in 3 months
Capital One Venture Bonus
75,000 bonus miles after $4,000 spend in 3 months + $300 travel credit
Truist Premium Business Bonus
$1,000 bonus after $15,000 spend in 90 days
American Express Marriott Bonvoy Business Bonus
75,000 points + 50,000 bonus points
Barclays Priceline Bonus
100,000 bonus points after $5,000 spend in 5 months
Chase Ink Business Cash Bonus
100,000 points after $8,000 spend in 4 months
Capital One Business Spark Cash Bonus
$1,000 cash bonus after $10,000 spend
Chase Ink Business Unlimited Bonus
$1,000 cash back bonus
Capital One Venture Business Bonus
100,000 points after $10,000 spend
American Express Marriott Bonvoy Bevy Bonus
125,000 bonus points + $150 statement credit
Citi AAdvantage Business Bonus
65,000 bonus miles after $4,000 spend in 4 months
Barclays Wyndham Earner Premier Bonus
90,000 bonus points after $6,000 spend
Chase United Quest Bonus
Up to 75,000 bonus miles after qualifying activities
Citi AAdvantage Globe Bonus
60,000 miles after $4,000 spend in 3 months
Chase Aeroplan Card Bonus
75,000 bonus Aeroplan points after $4,000 spend in 3 months
U.S. Bank Business Altitude Connect Bonus
75,000 bonus points after $6,000 spend in 180 days
U.S. Bank Amazon Prime Business Bonus
Up to $750 statement credit or Amazon gift card
Citi AAdvantage Executive Bonus
125,000 bonus miles after $15,000 spend in first 5 months
Bank of America Premium Rewards Elite Bonus
75,000 bonus points after $5,000 spend in 90 days
Capital One Business Spark Cash Select Bonus
$750 cash bonus after $6,000 spend
U.S. Bank Triple Cash Rewards Business Bonus
$750 cash back bonus after $6,000 spend in 180 days
American Express Business Delta Bonus
60,000 bonus miles after $4,000 spend in 6 months
Chase IHG One Rewards Traveler Bonus
140,000 bonus points after $3,000 spend in 3 months
Chase IHG Premier Business Bonus
140,000 bonus points after $4,000 spend in 3 months
Lafayette Federal Credit Union Mastercard Bonus
50,000 bonus points after $5,000 in spend
Bank of America Premium Rewards Bonus
60,000 bonus points after $4,000 spend in 90 days
Wells Fargo Autograph Journey Bonus
60,000 bonus points after $4,000 spend in 3 months
Barclays Wyndham Earner Business Bonus
55,000 bonus points after $500 spend
Chase United Explorer Bonus
Up to $500 statement credit + 35,000 bonus miles
Landmark Credit Union Business Rewards Visa Bonus
50,000 bonus points after $2,500 spend in 90 days
Northwest Federal Credit Union NOW Plus Rewards Visa Bonus
50,000 bonus points after $5,000 spend in 120 days
Fremont Bank World Mastercard Bonus
$500 cash back after $5,000 spend in 3 months
Wescom Bruin Edge Visa Bonus
Up to $500 cash bonus after $2,500 spend in first 3 months
Amegy Bank Business Cash Bonus
$500 cash back when you spend $5,000 in 120 days
Wells Fargo Signify Business Cash Bonus
$500 cash bonus after $5,000 spend in 3 months
Nevada State Bank AmaZing Cash Business Bonus
$500 cash back when you spend $5,000 in 120 days
Amegy Bank AmaZing Business Bonus
$500 cash back when you spend $5,000 in 120 days
Ridgewood Savings Bank World Mastercard Bonus
Up to $500 cash back bonus
American Express EveryDay Bonus
25,000 bonus points after $2,000 spend in 3 months
Bank of America Business Unlimited Cash Rewards Bonus
$500 cash rewards bonus
Bank of America Business Cash Rewards Bonus
$500 online cash rewards bonus
Capital One VentureOne Business Bonus
100,000 bonus miles after $10,000 spend
PenFed Pathfinder Rewards Bonus
50,000 bonus points after $3,000 spend in 90 days
Wells Fargo Choice Privileges Bonus
60,000 bonus points after $1,000 spend in 3 months
Navy Federal Flagship Bonus
Earn 35,000 bonus points after $3,500 spend in 90 days
American Express Blue Cash Preferred Bonus
Up to $300 cash back after $3,000 spend in 6 months
Barclays JetBlue Plus Bonus
90,000 bonus points after $5,000 spend
Bank of America Royal ONE Bonus
30,000 bonus points after $1,500 spend
American Express Blue Business Cash Bonus
$250 statement credit after $3,000 spend in 3 months
Sallie Mae Evolve Bonus
$200 bonus after $1,000 spend
Regions Bank Cash Rewards Credit Card Bonus
$200 bonus after $1,000 spend in 90 days
Regions Bank Prestige Credit Card Bonus
$200 bonus with $1,000 spend
1st Source Bank Smart Business Rewards Bonus
$200 bonus after $500 spend
Barclays Priceline Bonus
20,000 bonus Points after $500 spend in 90 days
American Express Blue Cash Everyday Bonus
Up to $200 cash back after $2,000 spend in 6 months
FNBO Evergreen Business Card Bonus
$200 cash bonus after $3,000 spend in 3 billing cycles
U.S. Bank Altitude Connect Bonus
20,000 bonus points after $1,000 spend in 90 days
Citi AT&T Points Plus Bonus
$200 statement credit after $1,000 spend in first 3 months
U.S. Bank Cash+ Bonus
$200 bonus after $1,000 spend in 90 days
Sallie Mae Accelerate & Evolve Bonus
$200 cash bonus after $1,000 spend
Huntington Voice Business Bonus
$150 bonus
Fidelity Rewards Visa Signature Bonus
$150 cash bonus after $1,000 spend in 90 days
Barclays Upromise Bonus
$100 cash back after $500 spend in 90 days
Tips for Choosing a No-Fee Card
- Compare the sign-up bonus amount relative to the spending requirement — lower spend thresholds are easier to hit.
- Look at ongoing rewards: a no-fee card with 2% cash back can earn you more long-term than a one-time bonus.
- Check if the card offers a 0% intro APR period, which can be valuable if you need to finance a large purchase.
- Consider whether the card reports to all three credit bureaus — useful for building credit.
- Read the fine print for foreign transaction fees if you travel internationally.
Want to see all credit card offers, including premium cards with annual fees? Browse all credit card offers →
Related guides
How to Maximize Bank Account Bonuses in 2026
A step-by-step guide to earning the most from checking and savings account sign-up bonuses.
Maximize Direct Deposit Bank Bonuses
Learn proven strategies to maximize bank bonuses with direct deposits. Step-by-step guide covering requirements, timing, and pitfalls to avoid.