Best Credit Card Bonuses With No Annual Fee (2026)
You don't need to pay an annual fee to earn a great sign-up bonus. Several popular credit cards offer welcome bonuses worth $150–$300 or more with no yearly cost. Here are the best no-annual-fee credit card bonuses available right now.
No Annual Fee Cards
Wells Fargo Active Cash Bonus
$200 cash bonus after $500 spend in 3 months
$200No fee
Citi Double Cash Bonus
$200 cash back after $1,500 spend in 6 months
$200No fee
Bank of America Unlimited Cash Rewards Bonus
$200 cash bonus after $1,000 spend in 90 days
$200No fee
Chase Freedom Unlimited Bonus
$200 bonus after $500 spend
$200No fee
Discover it Cash Back Bonus
$200 bonus after $500 spend in 3 months
$200No fee
Discover it Cash Back Bonus
$100 statement credit after first purchase
$100No fee
Discover it Miles Bonus
Unlimited mile-for-mile match of all first-year earnings
$1No fee
Other Credit Card Offers
These cards may have an annual fee. Check each offer for details.
American Express Business Platinum Bonus
300,000 Membership Rewards points after $20,000 spend in 3 months
American Express Business Gold Bonus
As high as 200,000 bonus points after $15,000 spend in 3 months
American Express Platinum Bonus
Up to 175,000 bonus points after $12,000 spend in 6 months
Capital One Business Spark Cash Plus Bonus
$2,000 cash bonus after $30,000 spend in 3 months
Chase Ink Business Unlimited Bonus
100,000 bonus points after $8,000 spend in 4 months
Chase Ink Business Preferred Bonus
100,000 bonus points after $8,000 spend in 3 months
Chase Sapphire Reserve Bonus
100,000 points after $6,000 spend in 3 months
Chase Sapphire Preferred Bonus
100,000 bonus points after $5,000 spend in 3 months
Bank of America Atmos Summit Bonus
100,000 bonus points after $6,000 in spend
American Express Blue Business Plus Bonus
75,000 points after $6,000 spend in 4 months
Capital One Venture X Business Bonus
150,000 miles after $30,000 spend in 3 months
American Express Delta SkyMiles Reserve Bonus
Earn up to 125,000 miles
Citi AAdvantage Executive Bonus
100,000 bonus miles after $10,000 spend in 3 months
Barclays JetBlue Plus Bonus
100,000 bonus points after $5,000 spend
American Express Delta SkyMiles Reserve Bonus
Earn up to 125,000 miles
Bank of America Atmos Ascent Bonus
85,000 Alaska miles + $99 companion fare after $4,500 spend in 120 days
American Express Business Delta Gold Bonus
Up to 90,000 bonus miles after $5,000 spend
Citi AAdvantage Globe Bonus
60,000 bonus miles after $4,000 spend in first 3 months
Citi Strata Elite Bonus
75,000 bonus points after $6,000 spend in 3 months
Citi AAdvantage Platinum Select Bonus
80,000 AAdvantage miles after $3,500 spend
American Express Marriott Bonvoy Brilliant Bonus
150,000 points after $8,000 spend
Bank of America Atmos Rewards Summit Bonus
80,000 points + 25,000 Global Companion Award (or 100,000 points per title)
American Express Marriott Bonvoy Business Bonus
150,000 Bonus Points + $125 Statement Credit
American Express Marriott Bonvoy Business Bonus
150,000 Marriott Bonvoy® Bonus Points and $125 Statement Credit
Chase British Airways Bonus
75,000 Bonus Avios after $5,000 spend in 3 months
Chase United Quest Bonus
Up to 75,000 bonus miles
Capital One Venture Bonus
75,000 bonus miles after $4,000 spend in 3 months
Chase United Explorer Bonus
Up to 75,000 bonus miles after qualifying activities
Citi AAdvantage Platinum Select Bonus
80,000 bonus miles after $3,500 spend
Truist Business Premium Card Bonus
$1,000 bonus after $15,000 spend
Truist Business Premium Bonus
$1,000 bonus after $15,000 spend in 90 days
Barclays JetBlue Premier Bonus
100,000 bonus points after $5,000 spend in 90 days
Barclays GM Business Card Bonus
100,000 bonus points after $5,000 spend in 5 months
Capital One Business Spark Cash Bonus
$1,000 cash bonus after $10,000 spend in first 3 months
Chase IHG Traveler Bonus
Up to 125,000 bonus points
Amegy Bank AmaZing Business Cash Bonus
Up to $1,000 cash bonus with $5,000 spend in 120 days
Capital One Venture Business Bonus
100,000 bonus miles after $10,000 spend in 3 months
Nevada State Bank AmaZing Cash Bonus
$1,000 cash bonus
Citi AAdvantage Business Bonus
65,000 bonus miles after $4,000 spend in 4 months
Barclays Wyndham Earner Premier Bonus
90,000 bonus points after $6,000 spend
Chase World of Hyatt Business Bonus
60,000 bonus points after $5,000 spend in 3 months
Chase Aeroplan Bonus
60,000 points after $3,000 spend
PNC BusinessOptions Visa Signature Bonus
$800 statement credit after $15,000 spend
Capital One Business Spark Cash Select Bonus
$750 cash bonus after $6,000 spend in 3 months
U.S. Bank Amazon Prime Business Bonus
Up to $750 Amazon gift card or statement credit
Bank of America Premium Rewards Elite Bonus
75,000 bonus points after $5,000 spend in 90 days
Capital One VentureOne Business Bonus
50,000 bonus miles after $4,500 spend
U.S. Bank Triple Cash Rewards Business Bonus
$750 cash back after $6,000 spend in 180 days
Chase IHG Premier Business Bonus
140,000 bonus points after $4,000 spend in 3 months
Bank of America Royal ONE Plus Bonus
70,000 bonus points ($700 value)
Bank of America Spirit Airlines Bonus
75,000 bonus points
Synchrony Virgin Red Bonus
75,000 bonus points after $4,000 spend in 3 months
Bank of America Premium Rewards Bonus
60,000 bonus points after $4,000 spend in 90 days
Wells Fargo Autograph Journey Bonus
60,000 bonus points after $4,000 spend in 3 months
Barclays Wyndham Earner Business Bonus
55,000 bonus points after $500 Hotels by Wyndham spend
Amegy Bank AmaZing Business Bonus
$500 cash back when you spend $5,000 in first 120 days
American Express Blue Business Cash Bonus
$250 statement credit after $3,000 spend in 3 months
Ridgewood Savings Bank World Mastercard Bonus
Up to $500 cash bonus
Lafayette Federal Credit Union Mastercard Bonus
50,000 bonus points after $5,000 spend
Wells Fargo Signify Business Cash Bonus
$500 cash bonus after $5,000 spend in 3 months
Fremont Bank World Mastercard Bonus
$500 cash back after $5,000 spend in 3 months
Chase Marriott Bonvoy Boundless Bonus
125,000 bonus points + free night award
Bank of America Business Unlimited Cash Rewards Bonus
$500 cash rewards bonus offer
Northwest Federal NOW Plus Rewards Visa Bonus
50,000 bonus points after $5,000 spend in 120 days
Wescom Bruin Edge Visa Bonus
Up to $500 cash bonus after $2,500 spend in 3 months
Landmark Credit Union Business Rewards Visa Bonus
50,000 bonus points after $2,500 spend in 90 days
Northwest Federal NOW Plus Rewards Visa Bonus
50,000 points with $5,000 spend
Bank of America Business Bonus
$500 cash rewards bonus
Chase Marriott Bonvoy Bold Bonus
60,000 bonus points after $1,000 spend in 3 months
PenFed Pathfinder Rewards Bonus
50,000 points after $3,000 spend in 90 days
Bank of America Air France KLM FlyingBlue Bonus
50,000 Bonus Miles after $2,000 spend in 90 days
Wells Fargo Choice Privileges Bonus
60,000 bonus points after $1,000 spend in 3 months
Navy Federal Flagship Rewards Bonus
35,000 bonus points after $3,500 spend in 90 days
American Express Blue Cash Preferred Bonus
Up to $300 cash back after $3,000 spend in 6 months
Capital One Savor Bonus
$250 cash bonus after $500 spend in 3 months
Barclays Priceline Bonus
$200 statement credit + 5,000 points ($50 value)
U.S. Bank Cash+ Bonus
$250 cash bonus after $1,000 spend in 90 days
U.S. Bank Shopper Cash Rewards Bonus
$250 cash back
Regions Cash Rewards Credit Card Bonus
$200 cash bonus after $1,000 spend in 90 days
American Express Blue Cash Everyday Bonus
Up to $200 cash back after $2,000 spend in 6 months
PNC Cash Rewards Visa Bonus
$200 after $1,000 spend in 3 months
Sallie Mae Evolve Bonus
$200 bonus after $1,000 spend
Citi Custom Cash Bonus
$200 cash back after $1,500 spend in 6 months
FNBO Evergreen Business Card Bonus
$200 cash bonus after $3,000 spend
1st Source Bank Smart Business Rewards Bonus
$200 after $500 spend
U.S. Bank Altitude Connect Bonus
20,000 bonus points after $1,000 spend in 90 days
Citi AT&T Points Plus Bonus
$200 statement credit after $1,000 spend in first 3 months
Sallie Mae Accelerate Bonus
$200 credit card bonus after $1,000 spend in 3 months
Regions Bank Prestige Credit Card Bonus
$200 bonus on $1,000 spend
Huntington Voice Business Bonus
No current bonus
Fidelity Rewards Visa Signature Bonus
$150 cash bonus after $1,000 spend in 90 days
Barclays Upromise World Mastercard Bonus
$100 cash back after $500 spend in 90 days
U.S. Bank Business Leverage Bonus
$750 in rewards
American Express EveryDay Bonus
25,000 points + 0% APR 15 months + $0 BT fee (targeted/historical offer)
Tips for Choosing a No-Fee Card
- Compare the sign-up bonus amount relative to the spending requirement — lower spend thresholds are easier to hit.
- Look at ongoing rewards: a no-fee card with 2% cash back can earn you more long-term than a one-time bonus.
- Check if the card offers a 0% intro APR period, which can be valuable if you need to finance a large purchase.
- Consider whether the card reports to all three credit bureaus — useful for building credit.
- Read the fine print for foreign transaction fees if you travel internationally.
Want to see all credit card offers, including premium cards with annual fees? Browse all credit card offers →
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