Best Credit Card Bonuses With No Annual Fee (2026)
You don't need to pay an annual fee to earn a great sign-up bonus. Several popular credit cards offer welcome bonuses worth $150–$300 or more with no yearly cost. Here are the best no-annual-fee credit card bonuses available right now.
No Annual Fee Cards
Bank of America Unlimited Cash Rewards Bonus
$250 cash rewards bonus after $1,000 spend in 90 days
$250No fee
Citi Double Cash Bonus
$200 cash back after $1,500 spend in 6 months
$200No fee
Wells Fargo Active Cash Bonus
$100 cash bonus after $500 spend in 3 months
$200No fee
Discover it Cash Back Bonus
$200 bonus after $500 spend in first 3 months
$200No fee
Discover it Miles Bonus
$100 statement credit after first purchase via referral link
$100No fee
Other Credit Card Offers
These cards may have an annual fee. Check each offer for details.
Chase Southwest Plus Bonus
80,000 bonus points after $1,000 spend in 3 months
American Express Business Platinum Bonus
As high as 300,000 bonus points after $20,000 spend in 3 months
Chase Sapphire Reserve for Business Bonus
200,000 bonus points after $30,000 spend in 6 months
American Express Business Gold Bonus
As high as 200,000 bonus points after $15,000 spend in 3 months
American Express Platinum Bonus
Up to 175,000 points after $12,000 spend in 6 months
Capital One Venture X Business Bonus
Up to 300,000 bonus miles + $1,000 travel credit
American Express Delta SkyMiles Reserve Business Bonus
200,000 Delta SkyMiles after $20,000 spend
Capital One Spark Cash Plus Bonus
$2,000 bonus after $30,000 spend
Chase Sapphire Reserve Bonus
100,000 points after $6,000 spend in 3 months
Chase Ink Business Preferred Bonus
100,000 bonus points after $8,000 spend in 3 months
Citi AAdvantage Executive Bonus
125,000 AAdvantage miles after $15,000 in purchases in first 5 months
Chase Air Canada Aeroplan Bonus
Up to 115,000 Aeroplan points
American Express Blue Business Plus Bonus
75,000 bonus points after $6,000 spend in 4 months
Capital One Venture Business Bonus
100,000 bonus miles after $10,000 spend in 3 months
Barclays Luxury Card Black Card Bonus
75,000 bonus points after $6,000 spend in 90 days
Chase World of Hyatt Business Bonus
70,000 Hyatt points after $7,000 spend
Barclays JetBlue Premier Bonus
90,000 bonus TrueBlue points after $5,000 spend in 90 days
Chase United Explorer Bonus
Up to 90,000 bonus miles after qualifying activities
Chase United Quest Bonus
Up to 90,000 bonus miles
Barclays JetBlue Plus Bonus
90,000 bonus points after $5,000 spend in 90 days
Chase Marriott Bonvoy Boundless Bonus
3 Free Night Awards (up to 50,000 points each)
Citi AAdvantage Platinum Select Bonus
80,000 bonus miles after $3,500 spend in 4 months
American Express Business Delta Platinum Bonus
100,000 Bonus Miles after $8,000 spend in 6 months
Citi AAdvantage Platinum Select Bonus
80,000 bonus miles after $3,500 in purchases in the first 4 months
Citi Strata Elite Bonus
75,000 bonus points after spending $6,000 in the first 3 months
American Express Delta Gold Bonus
Up to 80,000 miles + $250 statement credit
Capital One Venture Bonus
75,000 miles + $300 travel credit after $4,000 spend in 3 months
Chase British Airways Bonus
75,000 bonus Avios after $5,000 spend in 3 months
American Express Business Delta Gold Bonus
90,000 bonus miles after $6,000 spend
Truist Business Premium Bonus
$1,000 cash bonus after $15,000 in spend within 90 days
Wells Fargo Autograph Journey Bonus
60,000 bonus points after $4,000 spend in 3 months
U.S. Bank Business Essentials Plus Bonus
100,000 points ($1,000) after $15,000 spend
Amegy Bank Amazing Cash Business Bonus
$1,000 cash back after $5,000 spend in 120 days
Barclays GM Business Card Bonus
100,000 bonus points after $5,000 spend in 5 months
Citi AAdvantage Business Bonus
65,000 bonus miles after $4,000 spend in 4 months
Chase IHG Business Bonus
190,000 bonus points after $5,000 spend in 3 months
Bank of America Air France/KLM Bonus
70,000 Bonus Miles + 100 XP
Citi AAdvantage Globe Bonus
60,000 bonus miles after $4,000 spend in 3 months
HSBC Elite Credit Card Bonus
75,000 bonus points after $4,000 spend in 3 months
Barclays Wyndham Earner Premier Bonus
Earn 90,000 bonus points after $6,000 spend
American Express Marriott Bonvoy Business Bonus
100,000 Marriott Bonvoy® Bonus Points and 1 Free Night Award
Bank of America Atmos Ascent Bonus
85,000 Alaska miles + $99 Companion Fare
Bank of America Premium Rewards Elite Bonus
75,000 bonus points after $5,000 spend in 90 days
American Express Hilton Business Bonus
150,000 Hilton Honors points + Free Night Reward
U.S. Bank Amazon Prime Business Bonus
Up to $750 Amazon Gift Card or statement credit
U.S. Bank Triple Cash Rewards Business Bonus
$750 cash back after $6,000 spend in 180 days
Capital One VentureOne Business Bonus
150,000 bonus miles after $30,000 spend in 3 months
Capital One Spark Cash Select Bonus
$750 cash bonus after $6,000 spend
U.S. Bank Business Altitude Connect Bonus
75,000 bonus points after $6,000 spend in 180 days
Chase Ink Business Cash Bonus
$750 after $6,000 spend in 3 months
Barclays Wyndham Earner Business Bonus
Up to 100,000 bonus points
American Express Hilton Honors Surpass Bonus
130,000 Hilton Honors points + Free Night Reward
Chase IHG One Rewards Traveler Bonus
Earn 125,000 Bonus Points after $2,000 spend in first 3 months
Lafayette Federal Credit Union Mastercard Bonus
50,000 bonus points after $5,000 spend
Bank of America Premium Rewards Bonus
60,000 bonus points after $4,000 spend in 90 days
Landmark Business Rewards Visa Bonus
50,000 bonus points after $2,500 spend in 90 days
Fremont Bank World Mastercard Bonus
$500 cash back after $5,000 spend in first 3 months
Wescom Bruin Edge Visa Bonus
Up to $500 cash bonus after $2,500 spend in 3 months
Nevada State Bank AmaZing Cash Business Bonus
$1,000 cash back after $5,000 spend in 120 days
USAA Eagle Navigator Bonus
50,000 bonus points after $3,000 spend
PenFed Pathfinder Rewards Bonus
50,000 points after $3,000 spend in 90 days
Amegy Bank AmaZing Business Bonus
$500 cash back when you spend $5,000 in 120 days
American Express EveryDay Bonus
25,000 points after $2,000 spend in 3 months
Bank of America Business Cash Rewards Bonus
$500 cash bonus after $5,000 spend in 90 days
Wells Fargo Signify Business Cash Bonus
$500 cash rewards bonus after $5,000 spend in 3 months
Bank of America Business Cash Rewards Bonus
$500 cash rewards bonus
Ridgewood Savings Bank World Mastercard Bonus
Up to $500 cash bonus
Northwest Federal Credit Union NOW Plus Rewards Bonus
50,000 bonus points after $5,000 spend in 120 days
Navy Federal Flagship Rewards Bonus
50,000 bonus points after $4,000 spend in 90 days
Bank of America Royal ONE Bonus
30,000 bonus points after $1,500 spend
American Express Blue Cash Preferred Bonus
Up to $300 cash back after $3,000 spend in 6 months
American Express Blue Business Cash Bonus
$500 or 50,000 points after $5,000 spend
U.S. Bank Altitude Connect Bonus
20,000 bonus points after $1,000 spend in 90 days
Regions Bank Cash Rewards Bonus
$200 cash bonus after $1,000 spend in 90 days
Sallie Mae Evolve Bonus
$200 cash back after $1,000 spend
U.S. Bank Cash+ Visa Signature Bonus
$200 bonus after $1,000 spend in 90 days
FNBO Evergreen Business Card Bonus
$200 cash bonus after $3,000 spend in 3 months
Regions Prestige Visa Signature Bonus
$200 cash bonus
1st Source Bank Smart Business Rewards Bonus
$200 bonus
American Express Blue Cash Everyday Bonus
Up to $200 cash back after spending $2,000 in first 6 months
Citi AT&T Points Plus Bonus
$200 statement credit after $1,000 spend in first 3 months
Sallie Mae Accelerate & Evolve Bonus
$200 credit card bonus after $1,000 spend in 3 months
Verizon Visa Card Bonus
$150 statement credit after first purchase
Fidelity Rewards Visa Signature Bonus
$150 after $1,500 spend in 3 months
Barclays Priceline VIP Rewards Bonus
20,000 bonus Points after $500 spend in 90 days
Barclays Priceline Bonus
15,000 bonus points ($150 statement credit) after $500 spend in 90 days
Huntington Voice Business Bonus
$150 bonus
Barclays Upromise Bonus
$100 cash back after $500 spend in 90 days
Tips for Choosing a No-Fee Card
- Compare the sign-up bonus amount relative to the spending requirement — lower spend thresholds are easier to hit.
- Look at ongoing rewards: a no-fee card with 2% cash back can earn you more long-term than a one-time bonus.
- Check if the card offers a 0% intro APR period, which can be valuable if you need to finance a large purchase.
- Consider whether the card reports to all three credit bureaus — useful for building credit.
- Read the fine print for foreign transaction fees if you travel internationally.
Want to see all credit card offers, including premium cards with annual fees? Browse all credit card offers →
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