What makes this credit card offer different
This credit card offer should be judged by net value after annual fees and required spend, not just the welcome-bonus headline.
Credit Card
American Express EveryDay Bonus — Up to 3,750 points
Apply to American Express EveryDay Bonus and earn up to $38 in combined sign-up and referral bonuses.
See all American Express offers →
Requirements
- ✓Minimum spending requirement (varies by offer)
- ✓$2,000 spend within first 3 months
- ✓New account opening
Restrictions
- ⚠New cardmembers only
- ⚠Cannot have had this card before
- ⚠New customers only
- ⚠New cardholders only
- ⚠One bonus per lifetime
Fees
- $0 annual fee
- $0 balance transfer fee
- Welcome offers vary and you may not be eligible
- Membership Rewards points earn 1x per dollar, 2x at US supermarkets (up to $6,000/year), 20% bonus when 20+ purchases in billing period
- 0% intro APR for 15 months on purchases and balance transfers
- $0 balance transfer fee for transfers made within first 60 days
- Variable APR of 13.99% to 23.99% after intro period
- 2x points at US supermarkets on up to $6,000 per year (then 1x)
- 1x points on all other purchases
- 20% bonus points when 20+ purchases made in a billing period
- 0% introductory APR on purchases and balance transfers for 15 months
- Balance transfer must be requested within 60 days of account opening
- Offer may be targeted and not universally available
- Variable APR of 14.24% to 25.24% applies after intro period
Additional Referral Bonus (how it works)
3,750 points
Your 50% share of 7,500 points paid directly by the referrer
View Referral Terms →Last updated June 5, 2026
How to evaluate American Express EveryDay Bonus
Before applying, compare the welcome bonus against the annual fee, minimum spend, rewards currency, and issuer eligibility rules for repeat cardholders.
Qualification checklist
How to qualify
- Minimum spending requirement (varies by offer)
- $2,000 spend within first 3 months
- New account opening
Common pitfalls
- New cardmembers only
- Cannot have had this card before
- New customers only
- New cardholders only
What makes this offer different
Stacking potential
The tracked value can include 25,000 bonus points + 0% APR for 15 months with $0 BT fee, 3,750 points referral share for a total displayed potential of $38. Confirm which apply path you use before assuming every component stacks.
Requirement clarity
Credolix has extracted 3 requirements for this offer, so compare the bonus against the actual steps rather than the headline payout alone.
Frequently Asked Questions
Can American Express EveryDay Bonus stack with a referral?
Credolix tracks a referral path for this offer. The displayed user share is 3,750 points based on 50% of the listed referral payout.
