Credit Card

American Express Hilton Surpass Bonus — Up to 130,000 Points + 10,000 points

Apply to American Express Hilton Surpass Bonus and earn up to $1,120 in combined sign-up and referral bonuses.

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Qualifying Period

within 6 months of account opening

Payout

8-12 weeks after spending threshold is met

Requirements

✓Spend $3,000 on eligible purchases in first 6 months
✓$3,000 in eligible purchases in first 6 months of card membership
✓Eligible purchases exclude fees, interest, cash advances, travelers checks, prepaid cards, gift cards, P2P payments
✓$3,000 in eligible purchases within 6 months of card opening
✓Spend $6,000 in eligible purchases on card in first 6 months of card membership
✓$3,000 in eligible purchases within first 6 months of card membership
✓Free Night Reward issued within 12 weeks of card opening
✓Spend $3,000 in eligible purchases within first 6 months of Card Membership
✓Spend $3,000 on purchases within first 6 months of card membership
✓Spend $3,000 on eligible purchases within first 6 months of card membership

Restrictions

⚠New cardmembers only
⚠One bonus per lifetime per card
⚠Card account must not be canceled or past due at fulfillment
⚠New cardholders only
⚠One bonus per lifetime per card (American Express policy)
⚠One welcome offer per lifetime per card
⚠Additional Card Members not eligible
⚠One welcome bonus per lifetime per card
⚠New customers only
⚠New card members only
⚠May not be eligible if you have or have had this Card, the Hilton Honors Amex Ascend Card, or previous versions
⚠One welcome offer per lifetime
⚠Offer is not transferable
⚠One bonus per lifetime per American Express policy
⚠May not credit or may freeze bonus if abuse, misuse, or gaming is detected
⚠Not eligible if you have or have had this Card or the Hilton Honors Amex Ascend Card or previous versions

Fees

$150 annual fee

Bonus points credited 8-12 weeks after threshold is reached
Eligible purchases exclude fees, interest charges, cash advances, travelers checks, prepaid cards, gift cards, person-to-person payments
Free Night Reward included in current promotion (limited-time through April 15, 2026)
Eligible purchases exclude fees, interest, cash advances, gift cards, and cash equivalents
Bonus includes Free Night Reward (limited time offer ending April 15, 2026)
Bonus points do not count toward elite tier qualification
Additional cardmembers not eligible for welcome offer
Bonus points do not count toward Hilton Honors elite tier qualification
Card account must not be canceled or past due at time of bonus fulfillment
Amex may deny, freeze, or claw back points if abuse or gaming is detected
Free Night Reward available after spending $15,000 in eligible purchases on card in a calendar year (ongoing benefit, not welcome bonus)
Earn upgrade to Diamond Status after spending $40,000 in eligible purchases in a calendar year
Up to $200 in annual statement credits ($50 per quarter) for Hilton purchases
Free Night Reward is for a standard room at most Hilton properties, subject to availability
Hilton Honors points post within 12 weeks after meeting spending requirement
Card account must not be canceled or past due at fulfillment
Free Night Reward is included as part of the welcome bonus
Card also earns free night rewards after $15,000 annual spending (separate from welcome bonus)
Limited-time offer ending April 15, 2026
Bonus includes both 130,000 Hilton Honors points AND one Free Night Reward
Free Night Reward is valid for standard rooms at participating Hilton properties
Free Night Reward component also included with welcome bonus
Welcome offer includes both Hilton Honors points and a Free Night Reward
Free Night Reward is in addition to free night reward earned after $15,000 in annual spending
Period to spend $3,000 may be shorter than 6 months depending on when card is received
American Express reserves the right to modify or revoke offer at any time