What makes this credit card offer different
This credit card offer is a points-or-miles bonus, so the real value depends on how you redeem the rewards rather than only the headline count.
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Credit Card
American Express Hilton Surpass Bonus — Up to 130,000 Points + 10,000 points
Apply to American Express Hilton Surpass Bonus and earn up to $700 in combined sign-up and referral bonuses.
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Qualifying Period
within 6 months of card membership
Requirements
- ✓Spend $3,000 on purchases within first 6 months
- ✓Spend $3,000 on eligible purchases within first 6 months
- ✓Spend $3,000 on eligible purchases in first 6 months
- ✓$3,000 in eligible purchases in first 6 months of card membership
- ✓Eligible purchases exclude fees, interest, cash advances, travelers checks, prepaid cards, gift cards, P2P payments
- ✓$3,000 in eligible purchases within 6 months of card opening
- ✓Spend $6,000 in eligible purchases on card in first 6 months of card membership
- ✓$3,000 in eligible purchases within first 6 months of card membership
- ✓Free Night Reward issued within 12 weeks of card opening
- ✓Spend $3,000 in eligible purchases within first 6 months of Card Membership
- ✓Spend $3,000 on purchases within first 6 months of card membership
- ✓Spend $3,000 on eligible purchases within first 6 months of card membership
Restrictions
- ⚠New customers only
- ⚠Once per lifetime per card
- ⚠New cardholders only
- ⚠New cardmembers only
- ⚠One bonus per lifetime per card
- ⚠Card account must not be canceled or past due at fulfillment
- ⚠One bonus per lifetime per card (American Express policy)
- ⚠One welcome offer per lifetime per card
- ⚠Additional Card Members not eligible
- ⚠One welcome bonus per lifetime per card
- ⚠New card members only
- ⚠May not be eligible if you have or have had this Card, the Hilton Honors Amex Ascend Card, or previous versions
- ⚠One welcome offer per lifetime
- ⚠Offer is not transferable
- ⚠One bonus per lifetime per American Express policy
- ⚠May not credit or may freeze bonus if abuse, misuse, or gaming is detected
- ⚠Not eligible if you have or have had this Card or the Hilton Honors Amex Ascend Card or previous versions
Fees
- $0 intro annual fee first year, then $150
- $0 introductory annual fee for first year, then $150 annually
- $150 annual fee
- Hilton Honors points are the bonus unit
- Includes complimentary Hilton Honors Gold Status
- Up to $200 in annual Hilton statement credits ($50 per quarter)
- Earn Free Night Reward after $15,000 spending in calendar year
- Bonus points credited 8-12 weeks after threshold is reached
- Eligible purchases exclude fees, interest charges, cash advances, travelers checks, prepaid cards, gift cards, person-to-person payments
- Free Night Reward included in current promotion (limited-time through April 15, 2026)
- Eligible purchases exclude fees, interest, cash advances, gift cards, and cash equivalents
- Bonus includes Free Night Reward (limited time offer ending April 15, 2026)
- Bonus points do not count toward elite tier qualification
- Additional cardmembers not eligible for welcome offer
- Bonus points do not count toward Hilton Honors elite tier qualification
- Card account must not be canceled or past due at time of bonus fulfillment
- Amex may deny, freeze, or claw back points if abuse or gaming is detected
- Free Night Reward available after spending $15,000 in eligible purchases on card in a calendar year (ongoing benefit, not welcome bonus)
- Earn upgrade to Diamond Status after spending $40,000 in eligible purchases in a calendar year
- Up to $200 in annual statement credits ($50 per quarter) for Hilton purchases
- Free Night Reward is for a standard room at most Hilton properties, subject to availability
- Hilton Honors points post within 12 weeks after meeting spending requirement
- Card account must not be canceled or past due at fulfillment
- Free Night Reward is included as part of the welcome bonus
- Card also earns free night rewards after $15,000 annual spending (separate from welcome bonus)
- Limited-time offer ending April 15, 2026
- Bonus includes both 130,000 Hilton Honors points AND one Free Night Reward
- Free Night Reward is valid for standard rooms at participating Hilton properties
- Free Night Reward component also included with welcome bonus
Total potential bonus
$700
Additional Referral Bonus (how it works)
10,000 points
Your 50% share of 20,000 points paid directly by the referrer
View Referral Terms →130,000 points (sign-up) + 20,000 points (referral) = $700 total
Offer expires July 28, 2026
Last updated July 28, 2026
Saved source PDFs
Jun 26, 2026
How to evaluate American Express Hilton Surpass Bonus
Before applying, compare the welcome bonus against the annual fee, minimum spend, rewards currency, and issuer eligibility rules for repeat cardholders.
Qualification checklist
Timing
- Qualifying period
- within 6 months of card membership
How to qualify
- Spend $3,000 on purchases within first 6 months
- Spend $3,000 on eligible purchases within first 6 months
- Spend $3,000 on eligible purchases in first 6 months
- $3,000 in eligible purchases in first 6 months of card membership
Common pitfalls
- New customers only
- Once per lifetime per card
- New cardholders only
- New cardmembers only
What makes this offer different
Bonus value versus similar offers
The sign-up bonus is below the current nearby $2,750 median, so the requirements and any referral or portal stack matter more.
Stacking potential
The tracked value can include 130,000 points sign-up bonus, 10,000 points referral share for a total displayed potential of $700. Confirm which apply path you use before assuming every component stacks.
Requirement clarity
Credolix has extracted 4 requirements for this offer, so compare the bonus against the actual steps rather than the headline payout alone.
Frequently Asked Questions
When does American Express Hilton Surpass Bonus expire?
American Express Hilton Surpass Bonus expires on July 28, 2026.
