Credit Card
American Express Platinum Credit Card Bonus — Up to $3,500
Sign up for American Express Platinum Credit Card Bonus and earn up to $3,500 in bonus rewards.
See all American Express offers →
Qualifying Period
within 6 months of card opening
Payout
8-12 weeks after meeting spend requirement
Requirements
- ✓Min $12,000 in eligible purchases within first 6 months
Restrictions
- ⚠New customers only - one bonus per lifetime
- ⚠Welcome offers vary; some applicants may not be eligible
- ⚠May not qualify if previously held this card or Schwab/Morgan Stanley Platinum variants
- ⚠Account cannot be cancelled or downgraded within 12 months of acquisition to avoid reversal
Fees
- $895 annual fee
- $195 for each Additional Platinum Card
- Actual bonus amount shown during application process; maximum is 175,000 points
- Soft credit check during application preview; hard inquiry only if accepted
- Eligible purchases exclude: fees, interest, traveler's checks, prepaid cards, gift cards, person-to-person payments, cash equivalents
- Points credited within 8-12 weeks after threshold met
- Amex reserves right to claw back points for abuse/gaming of offer
Last updated April 27, 2026
