What makes this credit card offer different
This credit card offer should be judged by net value after annual fees and required spend, not just the welcome-bonus headline.
Credit Card
Apple Card Bonus — Up to $75 + $38
Apply to Apple Card Bonus and earn up to $113 in combined sign-up and referral bonuses.
Bonus Tiers
| Deposit | Bonus |
|---|---|
| N/A | $75 |
Qualifying Period
within 30 days of account opening
Payout
After first purchase posts to account
Requirements
- ✓$75 spend within 30 days of account opening
- ✓Spend $75 within first 30 days of account opening
- ✓Spend $75 on the Apple Card within 30 days of account opening
- ✓Make a purchase within 30 days of account opening
- ✓Spend $75 or more within 30 days of account opening
- ✓Make first purchase within 30 days of opening account
- ✓Apply via promo link or Credit Karma marketplace
- ✓Open account between 2/17/26 - 3/31/26
- ✓Make at least one purchase or spend $75 within 30 days of account opening
- ✓Make first purchase within 30 days of account opening
- ✓Spend $75 or more to earn the $75 bonus
- ✓Open account during offer period (2/17/26 – 3/31/26)
- ✓Apply via promo link at https://apple.co/cardoffer021726a or Credit Karma marketplace
- ✓Spend $75 or more on new Apple Card within 30 days of account opening
- ✓Account must be opened between 2/17/26 and 3/31/26
- ✓Credit approval required
- ✓Open account during offer period (2/17/26–3/31/26)
Restrictions
- ⚠New customers only
- ⚠One per account
- ⚠Credit approval required
- ⚠Limit one offer per new Apple Card account
- ⚠Family Participants and Co-Owners purchases do not qualify
- ⚠Purchases by Apple Card Family Co-Owners or Participants do not qualify
- ⚠One promotional offer per Apple Card account
- ⚠Purchases must be made by the primary account holder (not family participants or co-owners)
- ⚠New Apple Card customers only
- ⚠Limit one offer per account
- ⚠Not valid for Apple Card Family Participants and Co-Owners
- ⚠Must apply through eligible channel (promo link, Wallet app, or email)
- ⚠One offer per new account
- ⚠One offer per new Apple Card account
- ⚠Must apply via promo link or Credit Karma marketplace
- ⚠Valid only for applicants who make a purchase within 30 days
- ⚠Not valid for existing Apple Card users or Co-Owners/Participants of Apple Card Family accounts
- ⚠One per new Apple Card account
- ⚠Cannot be combined with other new account acquisition promotional offers
Fees
- $0 annual fee
- No late fees
- No foreign transaction fees
- $0 late fees
- $0 foreign transaction fees
- No annual fee
- No late payment fees
- No annual fees
- No over-the-limit fees
- Returns may result in Daily Cash adjustment charge
- Apple Card Family Participants and Co-Owners' purchases do not qualify toward spend threshold
- Offer may not be available elsewhere and is subject to change anytime
- Bonus earned as Daily Cash after first purchase transaction posts
- Changes to account status during offer period may delay fulfillment
- Subject to fraud/gaming abuse detection
- Returns and refunds of purchases during the offer period may result in adjustment charge
- $75 is earned as Daily Cash and transferred once $75 worth of transactions have posted
- Returns and refunds may result in Daily Cash adjustment
- Daily Cash can be directed to Savings account, Apple Cash account, or applied as statement credit
- Bonus is earned as Daily Cash and transferred to Apple Cash card
- Returns of purchases may result in bonus adjustment charge
- Family Participant and Co-Owner purchases do not qualify
- Returns and refunds may result in Daily Cash adjustment charge
- Co-Owners and Participants purchases do not count toward spend threshold
- Subject to credit approval
- Returns and refunds may result in Daily Cash adjustment charges
- Purchases must be made by primary account holder only (not family members)
- Daily Cash can be directed to Apple Cash or Savings account, or applied as statement credit
- Return of purchase may result in $75 Daily Cash adjustment charge
- Daily Cash paid to Apple Cash account or Savings account (if setup)
- Apple Cash card required (or statement credit as alternative)
- Family Participants and Co-Owners purchases do not qualify toward spend threshold
- Bonus is earned as Daily Cash and transferred after $75 in transactions post
- Returns/refunds may result in Daily Cash adjustment charge
- Purchases by Co-Owners or Participants do not qualify
- Daily Cash can be directed to Apple Cash account or Savings account, or applied as statement credit
- Returns/refunds may result in $75 Daily Cash adjustment charge
Total potential bonus
$113
Additional Referral Bonus (how it works)
$38
Your 50% share of $75 paid directly by the referrer
View Referral Terms →$75 (sign-up) + $38 (referral) = $113 total
ExpiredOffer expired March 30, 2026
Last updated August 11, 2026
Saved source PDFs
Aug 11, 2026Change detected
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Aug 4, 2026Change detected
How to evaluate Apple Card Bonus
Before applying, compare the welcome bonus against the annual fee, minimum spend, rewards currency, and issuer eligibility rules for repeat cardholders.
Qualification checklist
Timing
- Qualifying period
- within 30 days of account opening
- Payout timeline
- After first purchase posts to account
How to qualify
- $75 spend within 30 days of account opening
- Spend $75 within first 30 days of account opening
- Spend $75 on the Apple Card within 30 days of account opening
- Make a purchase within 30 days of account opening
Common pitfalls
- New customers only
- One per account
- Credit approval required
- Limit one offer per new Apple Card account
What makes this offer different
Bonus value versus similar offers
The sign-up bonus is below the current nearby $2,750 median, so the requirements and any referral or portal stack matter more.
Stacking potential
The tracked value can include $75 sign-up bonus, $38 referral share for a total displayed potential of $113. Confirm which apply path you use before assuming every component stacks.
Requirement clarity
Credolix has extracted 4 requirements for this offer, so compare the bonus against the actual steps rather than the headline payout alone.
Frequently Asked Questions
When does Apple Card Bonus expire?
Apple Card Bonus expires on March 30, 2026.
Can Apple Card Bonus stack with a referral?
Credolix tracks a referral path for this offer. The displayed user share is $38 based on 50% of the listed referral payout.
