How to evaluate Bank of America Atmos Rewards Summit Bonus
Before applying, compare the welcome bonus against the annual fee, minimum spend, rewards currency, and issuer eligibility rules for repeat cardholders.
✓Spend $4,000 or more on purchases within first 90 days (standard offer)
✓Spend $6,000 or more on purchases within first 90 days (elevated/targeted offer)
✓$4,000 minimum spending within first 90 days
✓$4,000 minimum spend in first 90 days (80K offer) or $6,000 (100K offer)
✓Spend $6,000 or more on purchases within first 90 days of account opening
✓$4,000 minimum spend within 90 days (for 80,000 + 25,000 offer)
✓$6,000 minimum spend within 90 days (for 100,000 point offer)
✓Minimum $4,000 in purchases within first 90 days
✓$6,000 in purchases within first 90 days of account opening
✓Spend $6,000 or more on purchases within the first 90 days of account opening
✓Spend $6,000 or more on purchases within 90 days of account opening
✓$6,000 or more in purchases required
✓Minimum $6,000 in purchases within 90 days of account opening
✓Spend $6,500 on purchases within the first 90 days of account opening
✓$6,000 spend in first 90 days
✓Minimum $6,000 in purchases within first 90 days of account opening
✓$6,000 spend on purchases within first 90 days of account opening
✓Minimum $6,500 spend on purchases in first 90 days
✓$6,000 in purchases within first 90 days
✓Min $6,000 spend in first 90 days
✓Minimum $6,000 in purchases within first 90 days
✓Min $6,000 spend on purchases within first 90 days of account opening
✓$6,000 spend within first 90 days
✓Minimum $6,000 in spend within first 90 days of account opening
✓Spend $6,000 or more on purchases within the first 90 days of opening account
✓Spend $6,000 on purchases within 90 days of account opening
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⚠One per household (Bank of America 24-month rule applies)
⚠For a limited time
⚠One-time offer
⚠Limited time promotional offer
⚠One-time promotion per customer
⚠Limited time by invitation only
⚠One-time promotion per new account
⚠One-time promotion limited to new Atmos Rewards Summit Visa Infinite consumer credit card accounts
⚠Credit card program issued and administered by Bank of America, N.A.
⚠Not applicable to requests to convert existing accounts
⚠Limited time offer by invitation only
⚠Will not apply to requests to convert existing accounts
⚠By invitation only
⚠One bonus per cardholder (24 month restriction)
⚠One-time promotion limited to customers opening a new account
⚠New customer only (one-time promotion per new account)
⚠No product conversions eligible
Global Companion Award redeemable on same itinerary travel booking using Atmos Rewards points
Two different bonus tiers exist: 80,000 + 25K GCA (public) vs 100,000 + 25K GCA (targeted/limited)
Global Companion Award benefit included as part of welcome offer
Bank of America has a 2/3/4 rule for credit card approvals
25,000-point Global Companion Award earned upon account opening
Annual 25,000-point Global Companion Award on each card anniversary
100,000-point Global Companion Award earned each anniversary year when $60,000+ is spent
Bonus includes 80,000 Atmos Rewards points + 25,000-point Global Companion Award
Targeted applicants may qualify for 100,000 points instead
New account must be opened in response to offer
25,000-point Global Companion Award is part of the welcome offer
Cardholders earn 10% bonus on all points if they have an eligible Bank of America account
Annual 25,000-point Global Companion Award on account anniversary
100,000-point Global Companion Award annually after spending $60,000+ on purchases in anniversary year
Limited-time online offer
Offer may not be available if you leave the page or visit a Bank of America financial center
Atmos Rewards points valued at approximately 1.5 cents per point (per valuation sources)
25,000-point Global Companion Award can be used on any class of service
The 25,000-point Global Companion Award is included in the welcome bonus
Additional 100,000-point Global Companion Award earned for $60,000+ annual spending
10% rewards bonus on all points earned if you have an eligible Bank of America account
25,000-point Global Companion Award valid for 12 months from issuance
Additional 25,000-point Global Companion Award earned on each card anniversary with no spending requirement
Additional 100,000-point Global Companion Award earned for spending $60,000+ in a card anniversary year
10% bonus on points earned from card purchases with eligible Bank of America account
Global Companion Award is redeemable in any class of service
Cardholders receive additional 25,000-point Global Companion Award annually on account anniversary
Cardholders who spend $60,000+ in anniversary year receive additional 100,000-point Global Companion Award
Global Companion Award cannot be combined with other offers
Points posted after qualifying spend requirement is met and account is open and in good standing
Bonus includes 80,000 points plus 25,000-point Global Companion Award
25,000-point Global Companion Award awarded annually on account anniversary
Additional 100,000-point Global Companion Award earned when $60,000+ spent in anniversary year
Global Companion Award included as part of bonus package
10% points bonus available on card purchases when customer has eligible Bank of America account
Offer limited time only
Global Companion Award is redeemable any class of service on Alaska Airlines and Hawaiian Airlines flights
Annual 25,000-point Global Companion Award upon account anniversary
Additional 100,000-point Global Companion Award available when spending $60,000+ in a year
Global Companion Award valued at 25,000 points awarded upon account opening
Additional 25,000-point Global Companion Award on each card anniversary
100,000-point Global Companion Award available annually after spending $60,000 or more in an anniversary year
Additional 25,000-point Global Companion Award earned each card anniversary
100,000-point Global Companion Award available when spending $60,000+ in anniversary year
Welcome offer includes 100,000 bonus points plus 25,000-point Global Companion Award
Limited time offer
Card issued by Bank of America, N.A.
Bonus includes 100,000 points plus a 25,000-point Global Companion Award (per some sources)
Offer stated as 'limited time' with no specific expiration date disclosed
New cardholders receive 50% flight discount code upon account opening (current offer)
Bonus includes 100,000 Atmos Rewards points plus 25,000-point Global Companion Award
Also includes 50% flight discount code upon account opening
Welcome bonus includes 100,000 bonus points and a 25,000-point Global Companion Award
Cardholders also receive a 50% flight discount code upon account opening
Bonus includes 100,000 points and 25,000-point Global Companion Award
Plus 50% flight discount code for a qualifying future flight upon account opening
Will not apply to requests to convert existing accounts
Bonus includes 100,000 Atmos Rewards points plus a 25,000-point Global Companion Award
Global Companion Award valid for 12 months
Additional 25,000-point Global Companion Award earned annually on card anniversary
Eligible Bank of America account holders earn 10% rewards bonus on all card purchases
Bank of America 2/3/4 rule applies: max 2 cards per 2 months, 3 per 12 months, 4 per 24 months
25,000-point Global Companion Award included with welcome bonus
50% flight discount code for qualifying future flight upon account opening
Companion Award valid for 12 months from issuance
Limited time offer; by invitation only
Bonus includes 100,000 points after qualifying spend plus a 25,000-point Global Companion Award
Plus 25,000-point Global Companion Award
Earn 100,000 bonus Atmos Rewards points plus a 25,000-point Global Companion Award
50% flight discount code for a qualifying future flight upon account opening
Annual 25,000-point Global Companion Award on card anniversary
100,000-point Global Companion Award annually after spending $60,000 in card anniversary year
10,000 status points annually on card anniversary
8 Alaska Lounge passes and 8 Wi-Fi passes annually
Up to $120 TSA PreCheck or Global Entry credit every four years
$50 travel delay credit for flight cancellations or delays of 2+ hours
Free same-day confirmed flight changes on Alaska Airlines
No foreign transaction fees
Includes 25,000-point Global Companion Award as part of welcome bonus
50% flight discount code valid on flights marketed by Alaska Airlines, Hawaiian Airlines, Horizon Air, or SkyWest between any Alaska Airlines city in North America (excluding Prudhoe Bay, AK); not valid on codeshare flights, First Class, certain economy fares, Award Reservations, Vacation Packages, or contract fares
Eligibility independent of other Atmos Rewards cards
Bank of America relationship bonus available: 10% bonus points on all card purchases with eligible checking/savings account
50% flight discount code for a qualifying future flight awarded upon account opening (valid Sept 8 - Nov 18, 2026 with destination/day-of-week restrictions)
Award cardholders also receive a 50% flight discount code upon account opening
New account only; not available for product conversions
Also includes a 50% flight discount code for a qualifying future flight upon account opening
One-time promotion limited to customers opening a new Atmos Rewards Summit Visa Infinite consumer credit card account
Valid for a limited time by invitation only
Bonus includes 100,000 points plus 25,000-point Global Companion Award
50% flight discount code also included (valid through November 18, 2026)
Points are Atmos Rewards miles (Alaska Airlines/Hawaiian Airlines loyalty program)
Bonus also includes a 25,000-point Global Companion Award
Bonus also includes a 50% flight discount code for a qualifying future flight
Also includes 25,000-point Global Companion Award with qualifying spend
Receive 50% flight discount code upon account opening
Also includes 25,000-point Global Companion Award
50% flight discount code redeemable by September 30, 2026
Bonus includes 100,000 bonus points and a 25,000-point Global Companion Award
50% flight discount code provided upon account opening, redeemable by September 30, 2026
Additional 100,000-point Global Companion Award earned with $60,000 annual spend
10% Bank of America relationship bonus on all points earned if customer has eligible Bank of America account
One-time promotion limited to new Atmos Rewards Summit Visa Infinite consumer credit card accounts
Bonus includes 100,000 bonus points plus 25,000-point Global Companion Award
Eligible applicants also receive 50% flight discount code for qualifying future flight
Offer described as limited time with no specific end date publicly documented
Bonus includes 100,000 Atmos Rewards points plus 25,000-point Global Companion Award after qualifying spend
Also includes 50% flight discount code for a qualifying future flight upon account opening
50% flight discount code for eligible Alaska/Hawaiian flights (redeemable by Sept 30, 2026)
Includes 25,000-point Global Companion Award as part of signup bonus
Receive 50% flight discount code for eligible future flight upon account opening
Limited time offer; not available via product conversion from existing accounts
