What makes this credit card offer different
This credit card offer is a points-or-miles bonus, so the real value depends on how you redeem the rewards rather than only the headline count.
Credit Card
Bank of America Atmos Rewards Summit Bonus — Up to 100,000 Points
Sign up for Bank of America Atmos Rewards Summit Bonus and earn up to $1,500 in bonus rewards.
See all Bank of America offers →
Qualifying Period
within 90 days of account opening
Requirements
- ✓Spend $6,000 or more on purchases within 90 days of account opening
- ✓$6,000 in purchases within first 90 days
- ✓Min $6,000 spend in first 90 days
- ✓Minimum $6,000 in purchases within first 90 days
- ✓Min $6,000 spend on purchases within first 90 days of account opening
- ✓$6,000 spend within first 90 days
- ✓Spend $6,000 or more on purchases within first 90 days of account opening
- ✓Minimum $6,000 in spend within first 90 days of account opening
- ✓Spend $6,000 or more on purchases within the first 90 days of opening account
- ✓Spend $6,000 on purchases within 90 days of account opening
Restrictions
- ⚠New cardholders only
- ⚠Limited-time offer
- ⚠New cardmember only
- ⚠One-time promotion per account
- ⚠Limited time offer
- ⚠New customers only
- ⚠Limited time offer by invitation only
- ⚠Not applicable to requests to convert existing accounts
- ⚠One-time promotion
- ⚠Limited time by invitation only
- ⚠Will not apply to requests to convert existing accounts
- ⚠By invitation only
- ⚠One bonus per cardholder (24 month restriction)
- ⚠One-time promotion limited to customers opening a new account
- ⚠New customer only (one-time promotion per new account)
- ⚠No product conversions eligible
- ⚠One-time promotion per customer
Fees
- $395 annual fee
- No foreign transaction fees
- Bonus also includes a 25,000-point Global Companion Award
- Bonus also includes a 50% flight discount code for a qualifying future flight
- Also includes 25,000-point Global Companion Award with qualifying spend
- Receive 50% flight discount code upon account opening
- Also includes 25,000-point Global Companion Award
- 50% flight discount code redeemable by September 30, 2026
- Bonus includes 100,000 Atmos Rewards points plus 25,000-point Global Companion Award
- Also includes 50% flight discount code upon account opening
- Bonus includes 100,000 bonus points and a 25,000-point Global Companion Award
- 50% flight discount code provided upon account opening, redeemable by September 30, 2026
- Additional 100,000-point Global Companion Award earned with $60,000 annual spend
- 10% Bank of America relationship bonus on all points earned if customer has eligible Bank of America account
- No foreign transaction fees
- One-time promotion limited to new Atmos Rewards Summit Visa Infinite consumer credit card accounts
- Will not apply to requests to convert existing accounts
- Bonus includes 100,000 points plus 25,000-point Global Companion Award
- Bonus includes 100,000 bonus points plus 25,000-point Global Companion Award
- Eligible applicants also receive 50% flight discount code for qualifying future flight
- Offer described as limited time with no specific end date publicly documented
- Bonus includes 100,000 Atmos Rewards points plus 25,000-point Global Companion Award after qualifying spend
- Also includes 50% flight discount code for a qualifying future flight upon account opening
- 50% flight discount code for eligible Alaska/Hawaiian flights (redeemable by Sept 30, 2026)
- Includes 25,000-point Global Companion Award as part of signup bonus
- Receive 50% flight discount code for eligible future flight upon account opening
- Limited time offer; not available via product conversion from existing accounts
Last updated May 29, 2026
How to evaluate Bank of America Atmos Rewards Summit Bonus
Before applying, compare the welcome bonus against the annual fee, minimum spend, rewards currency, and issuer eligibility rules for repeat cardholders.
Qualification checklist
Timing
- Qualifying period
- within 90 days of account opening
How to qualify
- Spend $6,000 or more on purchases within 90 days of account opening
- $6,000 in purchases within first 90 days
- Min $6,000 spend in first 90 days
- Minimum $6,000 in purchases within first 90 days
Common pitfalls
- New cardholders only
- Limited-time offer
- New cardmember only
- One-time promotion per account
What makes this offer different
Bonus value versus similar offers
The sign-up bonus is below the current nearby $3,500 median, so the requirements and any referral or portal stack matter more.
Requirement clarity
Credolix has extracted 4 requirements for this offer, so compare the bonus against the actual steps rather than the headline payout alone.
Frequently Asked Questions
How long do I have to qualify for Bank of America Atmos Rewards Summit Bonus?
The qualifying period listed for Bank of America Atmos Rewards Summit Bonus is within 90 days of account opening.
