What makes this credit card offer different
This credit card offer is a points-or-miles bonus, so the real value depends on how you redeem the rewards rather than only the headline count.
Credit Card
Bank of America Atmos Rewards Summit Bonus — Up to 80,000 Points
Sign up for Bank of America Atmos Rewards Summit Bonus and earn up to $800 in bonus rewards.
See all Bank of America offers →
Qualifying Period
90 days
Requirements
- ✓$6,000 minimum spend within 90 days (for 100k + 25k points version)
- ✓$6,000 minimum spend within 90 days
- ✓Spend $6,000 or more on purchases within 90 days of account opening
- ✓$6,000 spend within 90 days of account opening
- ✓$4,000 spend in first 90 days (based on current sources)
- ✓$4,000 minimum spend within 90 days of account opening
- ✓Spend $6,000 or more on purchases within first 90 days of account opening
- ✓$6,000 minimum spend within 90 days of account opening
- ✓Minimum $6,000 spending within 90 days of account opening
- ✓25,000-point Global Companion Award included
- ✓Spend $6,000 or more on purchases within first 90 days
Restrictions
- ⚠New cardholders only
- ⚠Limited time offer
- ⚠New customers only
- ⚠Limited-time offer
- ⚠One-time promotion per account
- ⚠One-time promotion limited to new account opening in response to this offer
Fees
- $395 annual fee
- Bonus includes 100,000 bonus points and 25,000-point Global Companion Award
- Higher spend tier ($6,500) includes 50% flight discount code
- 10% rewards bonus available with eligible Bank of America account
- 25,000-point Global Companion Award earned annually at card anniversary
- 100,000-point Global Companion Award earned annually after $60,000 spend in anniversary year
- Includes 25,000-point Global Companion Award
- 10% points bonus if customer has eligible Bank of America checking/savings account
- Also includes 25,000-point Global Companion Award
- Online application only
- Bonus includes 100,000 bonus points plus a 25,000-point Global Companion Award
- Global Companion Award can be redeemed in any class of service
- Cardholders receive an additional 25,000-point Global Companion Award annually on account anniversary
- Bonus includes 80,000 bonus points and a 25,000-point Global Companion Award (current offer as of April-May 2026)
- Title claims 100,000 points after $6,000 spend — this appears to be an outdated or alternative offer version
- This is a limited-time offer
- Bonus valid for new Atmos Rewards Summit Visa Infinite consumer credit card accounts
- Offer is limited time and targetable
- 25,000-point Global Companion Award posts within 2 billing cycles
- No foreign transaction fees
- 10% rewards bonus on all points earned if eligible Bank of America account holder
- Bonus includes 100,000 Atmos Rewards points plus a 25,000-point Global Companion Award (some sources show alternative tier of 80,000 points + 25,000 companion award at $4,000 spend for targeted offers)
- 10% rewards bonus on all points if you have an eligible Bank of America account
- The Global Companion Award is valid for 12 months
- A 50% flight discount code is provided upon account opening
- Bonus includes 100,000 Atmos Rewards points plus 25,000-point Global Companion Award
- Also includes 50% flight discount code upon account opening
- 10% rewards bonus on points earned if customer has eligible Bank of America account
ExpiredOffer expired June 29, 2026
Last updated September 9, 2026
Saved source PDFs
Sep 9, 2026Change detected
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How to evaluate Bank of America Atmos Rewards Summit Bonus
Before applying, compare the welcome bonus against the annual fee, minimum spend, rewards currency, and issuer eligibility rules for repeat cardholders.
Qualification checklist
Timing
- Qualifying period
- 90 days
How to qualify
- $6,000 minimum spend within 90 days (for 100k + 25k points version)
- $6,000 minimum spend within 90 days
- Spend $6,000 or more on purchases within 90 days of account opening
- $6,000 spend within 90 days of account opening
Common pitfalls
- New cardholders only
- Limited time offer
- New customers only
- Limited-time offer
What makes this offer different
Bonus value versus similar offers
The sign-up bonus is below the current nearby $2,750 median, so the requirements and any referral or portal stack matter more.
Requirement clarity
Credolix has extracted 4 requirements for this offer, so compare the bonus against the actual steps rather than the headline payout alone.
Frequently Asked Questions
When does Bank of America Atmos Rewards Summit Bonus expire?
Bank of America Atmos Rewards Summit Bonus expires on June 29, 2026.
How long do I have to qualify for Bank of America Atmos Rewards Summit Bonus?
The qualifying period listed for Bank of America Atmos Rewards Summit Bonus is 90 days.
