What makes this credit card offer different
This credit card offer should be judged by net value after annual fees and required spend, not just the welcome-bonus headline.
Credit Card
Bank of America Business Cash Rewards Bonus — Up to $500
Sign up for Bank of America Business Cash Rewards Bonus and earn up to $500 in bonus rewards.
See all Bank of America offers →
Qualifying Period
Within 90 days of account opening
Requirements
- ✓$5,000 in purchases within 90 days of account opening
- ✓Minimum $5,000 in purchases within 90 days of account opening
Restrictions
- ⚠New customers only
- ⚠Online applications only
- ⚠Offer applies to three business credit cards: Unlimited Cash Rewards, Customized Cash Rewards, and Travel Rewards
Fees
- $0 annual fee
- Preferred Rewards for Business bonus not applied to account opening bonus
- Travel Rewards card earns 1.5x points on all purchases and 3x points through Bank of America Travel Center
- Offer applies to Business Advantage Unlimited Cash Rewards, Business Advantage Customized Cash Rewards, and Business Advantage Travel Rewards cards
- Preferred Rewards for Business bonus is not applied to any account opening bonus
- Online only offer may not be available if you leave the page or visit a Bank of America financial center
Last updated May 16, 2026
How to evaluate Bank of America Business Cash Rewards Bonus
Before applying, compare the welcome bonus against the annual fee, minimum spend, rewards currency, and issuer eligibility rules for repeat cardholders.
Qualification checklist
Timing
- Qualifying period
- Within 90 days of account opening
How to qualify
- $5,000 in purchases within 90 days of account opening
- Minimum $5,000 in purchases within 90 days of account opening
Common pitfalls
- New customers only
- Online applications only
- Offer applies to three business credit cards: Unlimited Cash Rewards, Customized Cash Rewards, and Travel Rewards
- $0 annual fee
What makes this offer different
Bonus value versus similar offers
The sign-up bonus is below the current nearby $3,025 median, so the requirements and any referral or portal stack matter more.
Requirement clarity
Credolix has extracted 2 requirements for this offer, so compare the bonus against the actual steps rather than the headline payout alone.
Frequently Asked Questions
How long do I have to qualify for Bank of America Business Cash Rewards Bonus?
The qualifying period listed for Bank of America Business Cash Rewards Bonus is Within 90 days of account opening.
