What makes this credit card offer different
This credit card offer should be judged by net value after annual fees and required spend, not just the welcome-bonus headline.
Credit Card
Bank of America Business Unlimited Cash Rewards Bonus — Up to $500
Sign up for Bank of America Business Unlimited Cash Rewards Bonus and earn up to $500 in bonus rewards.
See all Bank of America offers →
Qualifying Period
within 90 days of account opening
Requirements
- ✓Minimum $5,000 in purchases within 90 days of account opening
- ✓Min $5,000 in purchases within 90 days of account opening
- ✓Spend at least $5,000 in purchases within 90 days of account opening
- ✓Min $5,000 in purchases within 90 days
- ✓$5,000 in purchases in the first 90 days of account opening
- ✓Min $5,000 spend within 90 days of account opening
- ✓Make at least $5,000 in purchases within 90 days of account opening
- ✓$5,000 in purchases within 90 days of account opening
Restrictions
- ⚠New customers only
- ⚠Online application only
- ⚠Online only offer
- ⚠Online offer only
- ⚠May not be available if you leave the page or call the bank
- ⚠May not be available if you leave the page, visit a Bank of America financial center, or call the bank
- ⚠New accounts only
- ⚠New cardholders only
- ⚠New account holders only
- ⚠Online-only offer — may not be available if you leave the page or visit a Bank of America financial center
- ⚠Online applications only
- ⚠Offer applies to three business credit cards: Unlimited Cash Rewards, Customized Cash Rewards, and Travel Rewards
Fees
- $0 annual fee
- No annual fee
- Online only offer may not be available if you leave the page or visit a Bank of America financial center or call the bank
- Preferred Rewards for Business bonus not applied to account opening bonus
- Bonus not applied to Preferred Rewards for Business bonus
- Offer may not be available if you leave the page, visit a Bank of America financial center, or call the bank
- This is an online-only promotion
- This online only offer may not be available if you leave this page, if you visit a Bank of America financial center or call the bank
- Offer may not be available if you leave the page or visit a Bank of America financial center
- Online-only offer may not be available if you leave the page or visit a Bank of America financial center
- Cash back rewards don't expire as long as the account remains open
- This offer is only available when applying online
- Rewards do not expire as long as account remains open
- Rewards do not expire as long as the account remains open
- Earn 1.5% cash back on all purchases
- Preferred Rewards for Business members can earn 25% to 75% more rewards
- Online-only offer may not be available if you leave the page, visit a Bank of America financial center, or call the bank
- Offer may not be available if you leave the page or visit a Bank of America financial center or call the bank
- Rewards don't expire as long as account remains open
- No annual cap on rewards
- This online only offer may not be available if you leave this page or visit a Bank of America financial center or call the bank
- Applies to Business Advantage Unlimited Cash Rewards, Customized Cash Rewards, and Travel Rewards World Mastercard® credit cards
- Preferred Rewards for Business bonus is not applied to account opening bonuses
- Travel Rewards card requires redemption as statement credit toward travel or dining purchases
- Online only offer may not be available if you leave this page, if you visit a Bank of America financial center or call the bank
- Travel Rewards card earns 1.5x points on all purchases and 3x points through Bank of America Travel Center
Last updated July 27, 2026
Saved source PDFs
Jul 27, 2026Change detected
Signup pagechangedDownloadTerms pagechangedDownload
Jul 19, 2026Change detected
How to evaluate Bank of America Business Unlimited Cash Rewards Bonus
Before applying, compare the welcome bonus against the annual fee, minimum spend, rewards currency, and issuer eligibility rules for repeat cardholders.
Qualification checklist
Timing
- Qualifying period
- within 90 days of account opening
How to qualify
- Minimum $5,000 in purchases within 90 days of account opening
- Min $5,000 in purchases within 90 days of account opening
- Spend at least $5,000 in purchases within 90 days of account opening
- Min $5,000 in purchases within 90 days
Common pitfalls
- New customers only
- Online application only
- Online only offer
- Online offer only
What makes this offer different
Bonus value versus similar offers
The sign-up bonus is below the current nearby $1,500 median, so the requirements and any referral or portal stack matter more.
Requirement clarity
Credolix has extracted 4 requirements for this offer, so compare the bonus against the actual steps rather than the headline payout alone.
Frequently Asked Questions
How long do I have to qualify for Bank of America Business Unlimited Cash Rewards Bonus?
The qualifying period listed for Bank of America Business Unlimited Cash Rewards Bonus is within 90 days of account opening.
