What makes this credit card offer different
This credit card offer should be judged by net value after annual fees and required spend, not just the welcome-bonus headline.
Credit Card
Bank of America Business Cash Rewards Bonus — Up to $500
Sign up for Bank of America Business Cash Rewards Bonus and earn up to $500 in bonus rewards.
See all Bank of America offers →
Bonus Tiers
| Deposit | Bonus |
|---|---|
| N/A | $500 |
Qualifying Period
90 days
Requirements
- ✓$5,000 in purchases within 90 days of account opening
- ✓Make at least $5,000 in purchases within 90 days of account opening
- ✓Minimum $5,000 in purchases within 90 days
- ✓Minimum $5,000 in purchases within 90 days of account opening
- ✓Min $5,000 in purchases within 90 days of account opening
- ✓Spend at least $5,000 in purchases within 90 days of account opening
- ✓Min $5,000 in purchases within 90 days
- ✓$5,000 in purchases in the first 90 days of account opening
- ✓Min $5,000 spend within 90 days of account opening
Restrictions
- ⚠Online only
- ⚠New customers only
- ⚠Online application only — may not be available in-branch or by phone
- ⚠One bonus per person/business (inferred from standard card rules)
- ⚠New business customers only
- ⚠Online offer only — may not be available if you leave the page, visit a financial center, or call the bank
- ⚠Online only offer
- ⚠May not be available if you leave the page or visit a Bank of America financial center
- ⚠New cardholders only
- ⚠Online-only offer
- ⚠Online application only
- ⚠Online offer only
- ⚠May not be available if you leave the page or call the bank
- ⚠May not be available if you leave the page, visit a Bank of America financial center, or call the bank
- ⚠New accounts only
- ⚠New account holders only
- ⚠Online-only offer — may not be available if you leave the page or visit a Bank of America financial center
- ⚠Online applications only
- ⚠Offer applies to three business credit cards: Unlimited Cash Rewards, Customized Cash Rewards, and Travel Rewards
Fees
- $0 annual fee
- No annual fee
- Offer may not be available if you leave the page or visit a Bank of America financial center
- Offer applies to: Business Advantage Unlimited Cash Rewards, Business Advantage Customized Cash Rewards, and Business Advantage Travel Rewards cards
- Travel Rewards card: 50,000 bonus points redeemable for $500 statement credit towards travel/dining
- 0% intro APR for 7 billing cycles on purchases
- Preferred Rewards for Business bonus not applied to account opening bonus
- Offer applies to Business Advantage Unlimited Cash Rewards, Business Advantage Customized Cash Rewards, and related business cash back cards
- Offer may not be available if you leave the page or visit a Bank of America financial center or call the bank
- This online only offer may not be available if you leave this page or visit a Bank of America financial center
- Online only offer may not be available if you leave the page or visit a Bank of America financial center or call the bank
- Bonus not applied to Preferred Rewards for Business bonus
- Offer may not be available if you leave the page, visit a Bank of America financial center, or call the bank
- This is an online-only promotion
- This online only offer may not be available if you leave this page, if you visit a Bank of America financial center or call the bank
- Online-only offer may not be available if you leave the page or visit a Bank of America financial center
- Cash back rewards don't expire as long as the account remains open
- This offer is only available when applying online
- Rewards do not expire as long as account remains open
- Rewards do not expire as long as the account remains open
- Earn 1.5% cash back on all purchases
- Preferred Rewards for Business members can earn 25% to 75% more rewards
- Online-only offer may not be available if you leave the page, visit a Bank of America financial center, or call the bank
- Rewards don't expire as long as account remains open
- No annual cap on rewards
- This online only offer may not be available if you leave this page or visit a Bank of America financial center or call the bank
Last updated October 14, 2026
Saved source PDFs
Oct 14, 2026Change detected
Terms pagechangedDownload
Sep 13, 2026Change detected
Signup pagechangedDownloadTerms pagechangedDownload
How to evaluate Bank of America Business Cash Rewards Bonus
Before applying, compare the welcome bonus against the annual fee, minimum spend, rewards currency, and issuer eligibility rules for repeat cardholders.
Qualification checklist
Timing
- Qualifying period
- 90 days
How to qualify
- $5,000 in purchases within 90 days of account opening
- Make at least $5,000 in purchases within 90 days of account opening
- Minimum $5,000 in purchases within 90 days
- Minimum $5,000 in purchases within 90 days of account opening
Common pitfalls
- Online only
- New customers only
- Online application only — may not be available in-branch or by phone
- One bonus per person/business (inferred from standard card rules)
What makes this offer different
Bonus value versus similar offers
The sign-up bonus is below the current nearby $5,000 median, so the requirements and any referral or portal stack matter more.
Requirement clarity
Credolix has extracted 4 requirements for this offer, so compare the bonus against the actual steps rather than the headline payout alone.
Frequently Asked Questions
How long do I have to qualify for Bank of America Business Cash Rewards Bonus?
The qualifying period listed for Bank of America Business Cash Rewards Bonus is 90 days.
