What makes this credit card offer different
This credit card offer should be judged by net value after annual fees and required spend, not just the welcome-bonus headline.
Credit Card
Bank of America Business Unlimited Cash Rewards Bonus — Up to $500
Sign up for Bank of America Business Unlimited Cash Rewards Bonus and earn up to $500 in bonus rewards.
See all Bank of America offers →
Bonus Tiers
| Deposit | Bonus |
|---|---|
| $5,000 | $500 |
Qualifying Period
within 90 days of account opening
Requirements
- ✓Spend at least $5,000 in purchases within 90 days of account opening
- ✓Make at least $5,000 in purchases within 90 days of account opening
- ✓Minimum $5,000 in purchases within 90 days
- ✓Minimum $5,000 in purchases within 90 days of account opening
- ✓$5,000 in purchases within 90 days of account opening
Restrictions
- ⚠New customers only
- ⚠Online only offer
- ⚠New business accounts only
- ⚠Online offer may not be available if you leave the page, visit a financial center, or call the bank
- ⚠New business customer only
- ⚠Online applications only
Fees
- $0 annual fee
- This online only offer may not be available if you leave this page, if you visit a Bank of America financial center or call the bank
- Offer applies to Business Advantage Unlimited Cash Rewards, Business Advantage Customized Cash Rewards, and Business Advantage Travel Rewards cards
- Travel Rewards card points can be redeemed for statement credits towards travel or dining purchases
- Offer applies to Business Advantage Unlimited Cash Rewards, Customized Cash Rewards, and Travel Rewards cards
- 0% introductory APR on purchases for first 7 billing cycles
- Preferred Rewards for Business bonus does not apply to account opening bonus
Last updated June 21, 2026
How to evaluate Bank of America Business Unlimited Cash Rewards Bonus
Before applying, compare the welcome bonus against the annual fee, minimum spend, rewards currency, and issuer eligibility rules for repeat cardholders.
Qualification checklist
Timing
- Qualifying period
- within 90 days of account opening
How to qualify
- Spend at least $5,000 in purchases within 90 days of account opening
- Make at least $5,000 in purchases within 90 days of account opening
- Minimum $5,000 in purchases within 90 days
- Minimum $5,000 in purchases within 90 days of account opening
Common pitfalls
- New customers only
- Online only offer
- New business accounts only
- Online offer may not be available if you leave the page, visit a financial center, or call the bank
What makes this offer different
Bonus value versus similar offers
The sign-up bonus is below the current nearby $3,000 median, so the requirements and any referral or portal stack matter more.
Requirement clarity
Credolix has extracted 4 requirements for this offer, so compare the bonus against the actual steps rather than the headline payout alone.
Frequently Asked Questions
How long do I have to qualify for Bank of America Business Unlimited Cash Rewards Bonus?
The qualifying period listed for Bank of America Business Unlimited Cash Rewards Bonus is within 90 days of account opening.
