What makes this credit card offer different
This credit card offer is a points-or-miles bonus, so the real value depends on how you redeem the rewards rather than only the headline count.
Credit Card
Bank of America Premium Rewards Bonus — Up to 60,000 Points
Sign up for Bank of America Premium Rewards Bonus and earn up to $600 in bonus rewards.
See all Bank of America offers →
Qualifying Period
within 90 days of account opening
Requirements
- ✓Spend at least $4,000 in purchases within first 90 days of account opening
- ✓Spend $4,000 in purchases within 90 days of account opening
- ✓Minimum $4,000 in purchases within 90 days of account opening
- ✓Minimum $4,000 in purchases within first 90 days of account opening
- ✓$4,000 in purchases within first 90 days of account opening
- ✓$4,000 in purchases within 90 days of account opening
- ✓$4,000 in purchases in the first 90 days
- ✓$4,000 in purchases within first 90 days of opening the account
- ✓Spend $4,000 on purchases within first 90 days of account opening
- ✓$4,000 minimum spend in first 90 days
- ✓Minimum $4,000 in purchases within first 90 days
- ✓Spend at least $4,000 on new purchases in the first 90 days of account opening
- ✓$4,000 in purchases within first 90 days
- ✓Spend at least $4,000 on purchases in the first 90 days of account opening
- ✓Spend $4,000 on the card within the first 90 days
Restrictions
- ⚠New customer or not had card in past 24 months
- ⚠Must spend $4,000 within 90 days
- ⚠New customers only
- ⚠Cannot have had the card in the preceding 24 months
- ⚠New cardholders only
- ⚠Cannot have had this card within the past 24 months
- ⚠Must not have opened or closed this card in the preceding 24 months
- ⚠Not eligible if you currently have or have had this card in the preceding 24 months
- ⚠Not available if you have had this card within preceding 24 months
- ⚠Not available if you have had this card in the preceding 24 months
- ⚠Cannot have the card or have had the card in the preceding 24 months
- ⚠Cannot have had this card in the preceding 24 months
- ⚠Cannot have this card or had it in the past 24 months
- ⚠May not have opened this card in the preceding 24 months
- ⚠Cannot have opened or closed this card within the preceding 24 months
Fees
- $95 annual fee
- $95 annual fee (not waived first year)
- No foreign transaction fees
- Points are worth 1 cent each when redeemed
- Points do not expire as long as account remains open
- Can be redeemed for cash back statement credit, BofA account deposits, Merrill account credits, or gift cards/travel purchases
- Points redeemable at 1¢ per point minimum
- Up to $100 annual airline incidental statement credit
- Up to $100 TSA PreCheck/Global Entry statement credit every 4 years
- Eligible for Bank of America Preferred Rewards (25-75% bonus on earnings)
- Bonus points are worth 1 cent each (60,000 points = $600 value)
- Earn unlimited 2 points per $1 on travel and dining purchases
- Earn unlimited 1.5 points per $1 on all other purchases
- Up to $200 in combined airline incidental and TSA PreCheck/Global Entry statement credits
- No foreign transaction fees
- Points do not expire as long as account remains open with active charging privileges
- Points must be redeemed within 90 days if account is closed
- Points worth 1 cent each when redeemed
- Up to $100 airline incidental statement credit annually
- Up to $100 TSA PreCheck/Global Entry credit every 4 years
- Points expire on December 31 of the fifth calendar year following the year earned
- Points redeemed on first-in, first-out basis
- Account must remain open with active charging privileges to receive offer
- Up to $100 annual statement credit for airline incidentals (domestic flights only)
- Up to $100 statement credit every four years for TSA PreCheck or Global Entry
- No referral program available for this card
- Points are worth 1 cent each when redeemed for cash back
- Points can be redeemed for travel, cash back, statement credit, or gift cards
- Eligible for Bank of America Preferred Rewards program
- Points do not expire as long as the account remains open with active charging privileges
- Earn up to 75% more points if enrolled in Bank of America Preferred Rewards program
Last updated July 28, 2026
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Jul 28, 2026Change detected
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How to evaluate Bank of America Premium Rewards Bonus
Before applying, compare the welcome bonus against the annual fee, minimum spend, rewards currency, and issuer eligibility rules for repeat cardholders.
Qualification checklist
Timing
- Qualifying period
- within 90 days of account opening
How to qualify
- Spend at least $4,000 in purchases within first 90 days of account opening
- Spend $4,000 in purchases within 90 days of account opening
- Minimum $4,000 in purchases within 90 days of account opening
- Minimum $4,000 in purchases within first 90 days of account opening
Common pitfalls
- New customer or not had card in past 24 months
- Must spend $4,000 within 90 days
- New customers only
- Cannot have had the card in the preceding 24 months
What makes this offer different
Bonus value versus similar offers
The sign-up bonus is below the current nearby $1,450 median, so the requirements and any referral or portal stack matter more.
Requirement clarity
Credolix has extracted 4 requirements for this offer, so compare the bonus against the actual steps rather than the headline payout alone.
Frequently Asked Questions
How long do I have to qualify for Bank of America Premium Rewards Bonus?
The qualifying period listed for Bank of America Premium Rewards Bonus is within 90 days of account opening.
