What makes this credit card offer different
This credit card offer is a points-or-miles bonus, so the real value depends on how you redeem the rewards rather than only the headline count.
Credit Card
Bank of America Premium Rewards Bonus — Up to 60,000 Points
Sign up for Bank of America Premium Rewards Bonus and earn up to $600 in bonus rewards.
See all Bank of America offers →
Qualifying Period
90 days
Requirements
- ✓$4,000 in purchases within 90 days of account opening
- ✓$4,000 in purchases in the first 90 days
- ✓$4,000 in purchases within first 90 days of opening the account
- ✓Spend $4,000 on purchases within first 90 days of account opening
- ✓$4,000 minimum spend in first 90 days
- ✓Minimum $4,000 in purchases within first 90 days
- ✓Spend at least $4,000 on new purchases in the first 90 days of account opening
- ✓$4,000 in purchases within first 90 days
- ✓Spend at least $4,000 on purchases in the first 90 days of account opening
- ✓Spend $4,000 on the card within the first 90 days
Restrictions
- ⚠New cardholders only
- ⚠Not eligible if you currently have or have had this card in the preceding 24 months
- ⚠Not available if you have had this card within preceding 24 months
- ⚠Not available if you have had this card in the preceding 24 months
- ⚠New customers only
- ⚠Cannot have the card or have had the card in the preceding 24 months
- ⚠Cannot have had this card in the preceding 24 months
- ⚠Cannot have this card or had it in the past 24 months
- ⚠May not have opened this card in the preceding 24 months
- ⚠Cannot have opened or closed this card within the preceding 24 months
Fees
- $95 annual fee
- $95 annual fee (not waived first year)
- No referral program available for this card
- Points are worth 1 cent each when redeemed for cash back
- Points can be redeemed for travel, cash back, statement credit, or gift cards
- Eligible for Bank of America Preferred Rewards program
- Points do not expire as long as the account remains open with active charging privileges
- Earn up to 75% more points if enrolled in Bank of America Preferred Rewards program
- If account is voluntarily closed or closed for inactivity, points must be redeemed within 90 days of closing
- Points are worth 1 cent each
- Earn 2 points per $1 on travel and dining, 1.5 points per $1 on all other purchases
- Up to $100 annual airline incidental statement credit
- Up to $100 TSA PreCheck or Global Entry credit every 4 years
- Points valued at 1 cent each
- Points do not expire as long as account remains open with active charging privileges
- Points are worth 1 cent each and can be redeemed for cash back, travel, statement credits, or gift cards
- Bank of America has a 2/3/4 rule: max 2 new cards per 2 months, 3 per 12 months, 4 per 24 months
- Preferred Rewards bonus does not apply to the account opening bonus
- Up to $100 in Airline Incidental Statement Credits annually
- Up to $100 in TSA PreCheck or Global Entry credits every 4 years
- 2 points per $1 on travel and dining, 1.5 points per $1 on all other purchases
- Points do not expire as long as account remains open
- Eligible for Bank of America Preferred Rewards bonus (25-75% boost)
- Points are worth 1 cent each when redeemed
- Points do not expire as long as your account remains in good standing
- Minimum redemption is 2,500 points
- 60,000 bonus points worth $600 (1 cent per point)
- Points can be redeemed for cash back, statement credits, travel, or other redemptions at 1 cent per point
- Bank of America Preferred Rewards members earn 25-75% bonus points depending on tier
- Up to $100 in Airline Incidental Statement Credits annually for qualifying purchases
- Up to $100 statement credit for TSA PreCheck or Global Entry Application fee every four years
- Up to $200 in combined travel statement credits annually
- If account is voluntarily closed or closed for inactivity, must redeem points within 90 days
Last updated May 25, 2026
How to evaluate Bank of America Premium Rewards Bonus
Before applying, compare the welcome bonus against the annual fee, minimum spend, rewards currency, and issuer eligibility rules for repeat cardholders.
Qualification checklist
Timing
- Qualifying period
- 90 days
How to qualify
- $4,000 in purchases within 90 days of account opening
- $4,000 in purchases in the first 90 days
- $4,000 in purchases within first 90 days of opening the account
- Spend $4,000 on purchases within first 90 days of account opening
Common pitfalls
- New cardholders only
- Not eligible if you currently have or have had this card in the preceding 24 months
- Not available if you have had this card within preceding 24 months
- Not available if you have had this card in the preceding 24 months
What makes this offer different
Bonus value versus similar offers
The sign-up bonus is below the current nearby $3,500 median, so the requirements and any referral or portal stack matter more.
Requirement clarity
Credolix has extracted 4 requirements for this offer, so compare the bonus against the actual steps rather than the headline payout alone.
Frequently Asked Questions
How long do I have to qualify for Bank of America Premium Rewards Bonus?
The qualifying period listed for Bank of America Premium Rewards Bonus is 90 days.
