What makes this credit card offer different
This credit card offer is a points-or-miles bonus, so the real value depends on how you redeem the rewards rather than only the headline count.
Credit Card
Bank of America Premium Rewards Elite Bonus — Up to 75,000 Points
Sign up for Bank of America Premium Rewards Elite Bonus and earn up to $750 in bonus rewards.
See all Bank of America offers →
Qualifying Period
90 days
Requirements
- ✓Minimum $5,000 in purchases within 90 days of account opening
- ✓Spend $5,000 on purchases within first 90 days of account opening
- ✓$5,000 in purchases within 90 days of account opening
- ✓Minimum $5,000 spend in the first 90 days
- ✓$5,000 in purchases within first 90 days
- ✓Minimum $5,000 in purchases in first 90 days
- ✓Spend at least $5,000 in purchases within the first 90 days of account opening
- ✓Minimum $5,000 in purchases within first 90 days of account opening
- ✓Spend $5,000 on purchases in first 90 days
- ✓Min $5,000 spend in first 90 days
- ✓Minimum $5,000 spend in first 90 days
Restrictions
- ⚠New cardholders only
- ⚠New customers only (standard Bank of America 2/3/4 rule applies)
- ⚠Subject to Bank of America 2/3/4 card application rule
- ⚠Bank of America 2/3/4 rule applies: maximum 2 cards in 30 days, 3 in 12 months, 4 in 24 months
- ⚠New cardholder only
- ⚠Subject to credit approval
- ⚠New cardmember offer
- ⚠New applicants only
- ⚠Must spend $5,000 in purchases within 90 days of account opening
- ⚠Credit approval required
Fees
- $550 annual fee
- $0 foreign transaction fees
- Up to $300 annual airline incidental credit
- Up to $150 annual lifestyle conveniences credit
- Up to $100 TSA PreCheck/Global Entry credit every 4 years
- Up to $300 airline incidental statement credit per calendar year
- Up to $150 lifestyle conveniences statement credit per calendar year
- Up to $100 Global Entry/TSA PreCheck statement credit (every four years)
- Up to $300 annual airline incidental statement credit
- Up to $150 annual lifestyle statement credit
- Up to $100 Global Entry or TSA PreCheck credit every 4 years
- Up to $300 annual airline incidental credit
- Up to $150 annual lifestyle statement credit
- Up to $120 Global Entry or TSA PreCheck statement credit every 4 years
- Priority Pass Select lounge access included
- Earn 2X points on travel and dining, 1.5X on other purchases
- Points do not expire if account remains open with active use
- Points do not expire as long as account remains open
- Up to $300 annual airline incidental statement credits
- Up to $150 annual lifestyle statement credits
- Up to $100 Global Entry or TSA PreCheck credits every four years
- Bank of America 2/3/4 rule applies: max 2 cards in 30 days, 3 in 12 months, 4 in 24 months
- Points valued at 1 cent each for most redemptions; 1.25 cents per point for airfare booked through Bank of America Travel Center
- Points do not expire as long as account remains open with active charging privileges
- 75,000 points valued at $750 (1 cent per point standard redemption)
- 75,000 bonus points have a fixed redemption value of 1 cent each, equaling $750 in value
- Points can be redeemed for travel, cash back, statement credit, distinctive experiences, or gift cards
- 20% discount on airfare when redeeming points through Bank of America Travel Center
- Points do not expire as long as the account remains open
- Preferred Rewards members earn 25-75% bonus points on purchases based on deposit/investment balance
- Up to $300 annual airline incidental statement credit
- Up to $100 statement credit for Global Entry or TSA PreCheck every 4 years
- Priority Pass Select membership with airport lounge access
- 20% discount on airfare when redeemed through Bank of America Travel Center
- Upon account closure, points must be redeemed within 90 days
- Preferred Rewards bonus does not apply to welcome bonus
- Bank of America 2/3/4 application rule: max 2 cards in 30 days, 3 in 12 months, 4 in 24 months
- Points do not expire as long as the account remains open with active charging privileges
Last updated July 27, 2026
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How to evaluate Bank of America Premium Rewards Elite Bonus
Before applying, compare the welcome bonus against the annual fee, minimum spend, rewards currency, and issuer eligibility rules for repeat cardholders.
Qualification checklist
Timing
- Qualifying period
- 90 days
How to qualify
- Minimum $5,000 in purchases within 90 days of account opening
- Spend $5,000 on purchases within first 90 days of account opening
- $5,000 in purchases within 90 days of account opening
- Minimum $5,000 spend in the first 90 days
Common pitfalls
- New cardholders only
- New customers only (standard Bank of America 2/3/4 rule applies)
- Subject to Bank of America 2/3/4 card application rule
- Bank of America 2/3/4 rule applies: maximum 2 cards in 30 days, 3 in 12 months, 4 in 24 months
What makes this offer different
Bonus value versus similar offers
The sign-up bonus is below the current nearby $1,500 median, so the requirements and any referral or portal stack matter more.
Requirement clarity
Credolix has extracted 4 requirements for this offer, so compare the bonus against the actual steps rather than the headline payout alone.
Frequently Asked Questions
How long do I have to qualify for Bank of America Premium Rewards Elite Bonus?
The qualifying period listed for Bank of America Premium Rewards Elite Bonus is 90 days.
