What makes this credit card offer different
This credit card offer is a points-or-miles bonus, so the real value depends on how you redeem the rewards rather than only the headline count.
Credit Card
Bank of America Spirit Free Spirit Bonus — Up to 65,000 Points
Sign up for Bank of America Spirit Free Spirit Bonus and earn up to $650 in bonus rewards.
See all Bank of America offers →
Qualifying Period
within 90 days of account opening
Payout
Within 30 days of meeting spend requirement
Requirements
- ✓Min $1,000 in purchases within first 90 days
Restrictions
- ⚠New cardmembers only
- ⚠First-year annual fee waived, then $79
Fees
- $0 annual fee first year, then $79 annually
- Companion flight voucher delivered via email code after bonus posted
- Annual $100 companion flight voucher if spending $5,000+ in prior year
Last updated May 9, 2026
How to evaluate Bank of America Spirit Free Spirit Bonus
Before applying, compare the welcome bonus against the annual fee, minimum spend, rewards currency, and issuer eligibility rules for repeat cardholders.
Qualification checklist
Timing
- Qualifying period
- within 90 days of account opening
- Payout timeline
- Within 30 days of meeting spend requirement
How to qualify
- Min $1,000 in purchases within first 90 days
Common pitfalls
- New cardmembers only
- First-year annual fee waived, then $79
- $0 annual fee first year, then $79 annually
- Companion flight voucher delivered via email code after bonus posted
What makes this offer different
Bonus value versus similar offers
The sign-up bonus is below the current nearby $3,025 median, so the requirements and any referral or portal stack matter more.
Requirement clarity
Credolix has extracted 1 requirement for this offer, so compare the bonus against the actual steps rather than the headline payout alone.
Frequently Asked Questions
How long do I have to qualify for Bank of America Spirit Free Spirit Bonus?
The qualifying period listed for Bank of America Spirit Free Spirit Bonus is within 90 days of account opening.
When does Bank of America Spirit Free Spirit Bonus pay out?
The payout timeline listed for Bank of America Spirit Free Spirit Bonus is Within 30 days of meeting spend requirement.
