Credit Card

Citi Double Cash Bonus — Up to $200

Bonus Tiers

Deposit	Bonus
$1,500 in purchases	$200

Qualifying Period

Within 6 months of account opening

Payout

1-2 billing cycles after meeting spending requirement

Requirements

✓Spend $1,500 on purchases in the first 6 months
✓Eligible purchases only (excludes balance transfers, cash advances, Citi Flex loans, checks, returned items, fees, travelers checks, foreign currency, money orders, wire transfers)
✓Spend $1,500 on purchases in the first 6 months of account opening
✓Spend $1,500 on purchases in first 6 months of account opening
✓$1,500 in purchases in first 6 months
✓$1,500 in purchases required
✓$1,500 in purchases within first 6 months of account opening
✓Spend $1,500 on purchases in first 6 months
✓$1,500 in purchases in first 6 months of account opening
✓Spend $1,500 on purchases within first 6 months of account opening

Restrictions

⚠New cardmembers only
⚠Not available if you received a bonus for a Citi Double Cash account in the past 48 months
⚠Not available if you converted another Citi credit card with a new account bonus in the last 48 months
⚠Not available if you received a new account bonus for a Citi Double Cash account in the past 48 months
⚠Not available if you converted another Citi credit card account on which you earned a new account bonus in the last 48 months into a Citi Double Cash account
⚠Not available if you received a new account bonus for Citi Double Cash within past 48 months
⚠Not available if you converted another Citi card on which you earned a bonus within 48 months into Double Cash
⚠New customers only
⚠Not eligible if opened or closed a Citi Double Cash account in the past 48 months
⚠Not eligible if converted another Citi card with bonus earned in past 48 months
⚠Not available if received a new account bonus for Citi Double Cash in the past 48 months
⚠Not available if converted another Citi card on which bonus was earned in last 48 months
⚠No bonus if received a new account bonus for a Citi Double Cash account in the past 48 months
⚠No bonus if converted another Citi credit card account on which a new account bonus was earned in the last 48 months into a Citi Double Cash account
⚠Not available if received a new account bonus for Citi Double Cash in past 48 months
⚠Not available if converted another Citi credit card with a new account bonus in past 48 months
⚠No new account bonus if you received a new account bonus for a Citi Double Cash account in the past 48 months
⚠No bonus if you converted another Citi credit card account on which you earned a new account bonus in the last 48 months into a Citi Double Cash account
⚠Subject to credit approval
⚠Not available if you received a new account bonus for Citi Double Cash in the past 48 months
⚠Not available if you converted another Citi card on which you earned a new account bonus in the last 48 months into a Double Cash account
⚠Cannot receive bonus if received new account bonus for Citi Double Cash in past 48 months
⚠No bonus if received bonus on Citi Double Cash within past 48 months
⚠No bonus if converted from another Citi card with bonus in past 48 months
⚠Not available if bonus received on Citi Double Cash account in past 48 months
⚠Not available if another Citi card with bonus was converted to Double Cash in past 48 months
⚠Not eligible if received new account bonus for Citi Double Cash in past 48 months
⚠Not eligible if converted another Citi credit card with new account bonus in past 48 months
⚠Bonus ThankYou Points not available if you received a new account bonus for a Citi Double Cash account in the past 48 months
⚠No bonus if received new account bonus for Citi Double Cash in past 48 months
⚠No bonus if converted another Citi credit card with a bonus in past 48 months into Citi Double Cash
⚠Offer may not be available if you leave the application page

Fees

$0 annual fee
3% balance transfer fee (min $5) for transfers within first 4 months
5% balance transfer fee (min $5) after 4 months
3% foreign transaction fee
3% balance transfer fee (first 4 months), 5% after
0% intro APR on balance transfers for 18 months
Balance transfer fee: 3% of each transfer (minimum $5) for transfers completed within first 4 months; 5% thereafter (minimum $5)
Cash advance fee: $10 or 5% of amount (whichever is greater)
No annual fee
3% balance transfer fee (minimum $5) for first 4 months, then 5% (minimum $5)

Cash back earned in the form of Citi ThankYou Points
Points can be redeemed as statement credit, direct deposit, or check
Offer may not be available if you leave the page
Offers vary and may not be available in all locations
Bonus is fulfilled as 20,000 ThankYou® Points, redeemable for $200 cash back
ThankYou Points can be redeemed as statement credit, direct deposit, or check by mail
Bonus fulfilled as 20,000 ThankYou Points redeemable for $200 cash back
Offers may vary by location
Bonus fulfilled as 20,000 ThankYou Points
Points redeemable for $200 cash back or other rewards
Bonus paid as 20,000 ThankYou Points redeemable for $200 cash back
No referral bonus available on this card
Bonus fulfilled as 20,000 ThankYou® Points redeemable for $200 cash back
Offer may not be available if you leave the page or in all locations
No referral bonus available for this card
Bonus is fulfilled as 20,000 ThankYou® Points, which can be redeemed for $200 cash back
Offers may vary and may not be available in other places where the card is offered
0% intro APR for 18 months on balance transfers from date of account opening; after that, variable APR 17.49%-27.49%
Offers vary and may not be available in other places where the card is offered
Bonus fulfilled as 20,000 ThankYou Points, redeemable for $200 cash back
Points may take 1-2 additional billing cycles to post after qualifying spend
Offer may vary by location and may not be available if page is left
Bonus paid as 20,000 ThankYou Points
Offer may not be available if you leave the signup page
ThankYou® Points can be redeemed as statement credit, direct deposit, or check by mail
Points can be redeemed as statement credit, direct deposit, check, or converted to other ThankYou Point redemptions
0% intro APR on balance transfers for 18 months
Balance Transfers do not earn cash back
Intro APR does not apply to purchases

Sign-Up Bonus

$200

View Promo Terms →

Last updated July 10, 2026

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Discussion

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How to evaluate Citi Double Cash Bonus

Before applying, compare the welcome bonus against the annual fee, minimum spend, rewards currency, and issuer eligibility rules for repeat cardholders.

More credit card bonuses →All Citi offers →No annual fee card bonuses →Compare Amex and Chase bonuses →

Qualification checklist

Timing

Qualifying period: Within 6 months of account opening
Payout timeline: 1-2 billing cycles after meeting spending requirement

How to qualify

Spend $1,500 on purchases in the first 6 months
Eligible purchases only (excludes balance transfers, cash advances, Citi Flex loans, checks, returned items, fees, travelers checks, foreign currency, money orders, wire transfers)
Spend $1,500 on purchases in the first 6 months of account opening
Spend $1,500 on purchases in first 6 months of account opening

Common pitfalls

New cardmembers only
Not available if you received a bonus for a Citi Double Cash account in the past 48 months
Not available if you converted another Citi credit card with a new account bonus in the last 48 months
Not available if you received a new account bonus for a Citi Double Cash account in the past 48 months

What makes this offer different

What makes this credit card offer different

This credit card offer should be judged by net value after annual fees and required spend, not just the welcome-bonus headline.

Bonus value versus similar offers

The sign-up bonus is below the current nearby $2,750 median, so the requirements and any referral or portal stack matter more.

Requirement clarity

Credolix has extracted 4 requirements for this offer, so compare the bonus against the actual steps rather than the headline payout alone.

Frequently Asked Questions

How long do I have to qualify for Citi Double Cash Bonus?

The qualifying period listed for Citi Double Cash Bonus is Within 6 months of account opening.

When does Citi Double Cash Bonus pay out?

The payout timeline listed for Citi Double Cash Bonus is 1-2 billing cycles after meeting spending requirement.

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100,000 points bonus

Deposit

Bonus

$1,500 in purchases

$200

Requirements

✓Spend $1,500 on purchases in the first 6 months

✓Eligible purchases only (excludes balance transfers, cash advances, Citi Flex loans, checks, returned items, fees, travelers checks, foreign currency, money orders, wire transfers)

✓Spend $1,500 on purchases in the first 6 months of account opening

✓Spend $1,500 on purchases in first 6 months of account opening

✓$1,500 in purchases in first 6 months

✓$1,500 in purchases required

✓$1,500 in purchases within first 6 months of account opening

✓Spend $1,500 on purchases in first 6 months

✓$1,500 in purchases in first 6 months of account opening

✓Spend $1,500 on purchases within first 6 months of account opening

Restrictions

⚠New cardmembers only

⚠Not available if you received a bonus for a Citi Double Cash account in the past 48 months

⚠Not available if you converted another Citi credit card with a new account bonus in the last 48 months

⚠Not available if you received a new account bonus for a Citi Double Cash account in the past 48 months

⚠Not available if you converted another Citi credit card account on which you earned a new account bonus in the last 48 months into a Citi Double Cash account

⚠Not available if you received a new account bonus for Citi Double Cash within past 48 months

⚠Not available if you converted another Citi card on which you earned a bonus within 48 months into Double Cash

⚠New customers only

⚠Not eligible if opened or closed a Citi Double Cash account in the past 48 months

⚠Not eligible if converted another Citi card with bonus earned in past 48 months

⚠Not available if received a new account bonus for Citi Double Cash in the past 48 months

⚠Not available if converted another Citi card on which bonus was earned in last 48 months

⚠No bonus if received a new account bonus for a Citi Double Cash account in the past 48 months

⚠No bonus if converted another Citi credit card account on which a new account bonus was earned in the last 48 months into a Citi Double Cash account

⚠Not available if received a new account bonus for Citi Double Cash in past 48 months

⚠Not available if converted another Citi credit card with a new account bonus in past 48 months

⚠No new account bonus if you received a new account bonus for a Citi Double Cash account in the past 48 months

⚠No bonus if you converted another Citi credit card account on which you earned a new account bonus in the last 48 months into a Citi Double Cash account

⚠Subject to credit approval

⚠Not available if you received a new account bonus for Citi Double Cash in the past 48 months

⚠Not available if you converted another Citi card on which you earned a new account bonus in the last 48 months into a Double Cash account

⚠Cannot receive bonus if received new account bonus for Citi Double Cash in past 48 months

⚠No bonus if received bonus on Citi Double Cash within past 48 months

⚠No bonus if converted from another Citi card with bonus in past 48 months

⚠Not available if bonus received on Citi Double Cash account in past 48 months

⚠Not available if another Citi card with bonus was converted to Double Cash in past 48 months

⚠Not eligible if received new account bonus for Citi Double Cash in past 48 months

⚠Not eligible if converted another Citi credit card with new account bonus in past 48 months

⚠Bonus ThankYou Points not available if you received a new account bonus for a Citi Double Cash account in the past 48 months

⚠No bonus if received new account bonus for Citi Double Cash in past 48 months

⚠No bonus if converted another Citi credit card with a bonus in past 48 months into Citi Double Cash

⚠Offer may not be available if you leave the application page

Fees

$0 annual fee

3% balance transfer fee (min $5) for transfers within first 4 months

5% balance transfer fee (min $5) after 4 months

3% foreign transaction fee

3% balance transfer fee (first 4 months), 5% after

0% intro APR on balance transfers for 18 months

Balance transfer fee: 3% of each transfer (minimum $5) for transfers completed within first 4 months; 5% thereafter (minimum $5)

Cash advance fee: $10 or 5% of amount (whichever is greater)

No annual fee

3% balance transfer fee (minimum $5) for first 4 months, then 5% (minimum $5)