What makes this credit card offer different
This credit card offer should be judged by net value after annual fees and required spend, not just the welcome-bonus headline.
Credit Card
Citi Double Cash Bonus — Up to $200
Sign up for Citi Double Cash Bonus and earn up to $200 in bonus rewards.
Qualifying Period
within 6 months of account opening
Payout
Within 1-2 statement cycles after meeting spend requirement
Requirements
- ✓$1,500 in purchases in the first 6 months of account opening
- ✓Spend $1,500 on purchases in the first 6 months of account opening
- ✓Spend $1,500 on purchases in first 6 months of account opening
- ✓Spend $1,500 on purchases in the first 6 months
- ✓Eligible purchases only (excludes balance transfers, cash advances, Citi Flex loans, checks, returned items, fees, travelers checks, foreign currency, money orders, wire transfers)
- ✓$1,500 in purchases in first 6 months
- ✓$1,500 in purchases required
- ✓$1,500 in purchases within first 6 months of account opening
- ✓Spend $1,500 on purchases in first 6 months
- ✓$1,500 in purchases in first 6 months of account opening
- ✓Spend $1,500 on purchases within first 6 months of account opening
Restrictions
- ⚠New cardmembers only
- ⚠Not available if you received a new account bonus for a Citi Double Cash account in the past 48 months
- ⚠Not available if you converted another Citi credit card with a new account bonus in the last 48 months into a Citi Double Cash account
- ⚠Not eligible if you have received a new account bonus for a Citi Double Cash account in the past 48 months
- ⚠Not eligible if you converted another Citi credit card account on which you earned a new account bonus in the last 48 months into a Citi Double Cash account
- ⚠New customers only (no bonus if received new account bonus in past 48 months or converted another Citi card with bonus to Double Cash in past 48 months)
- ⚠Must be eligible cardmember
- ⚠New customers only
- ⚠No bonus if received Double Cash bonus in past 48 months
- ⚠No bonus if converted another Citi card with bonus in past 48 months
- ⚠Subject to credit approval
- ⚠Not available if you converted another Citi credit card account on which you earned a new account bonus in the last 48 months into a Citi Double Cash account
- ⚠Not available if you received a bonus for a Citi Double Cash account in the past 48 months
- ⚠Not available if you converted another Citi credit card with a new account bonus in the last 48 months
- ⚠Not available if you received a new account bonus for Citi Double Cash within past 48 months
- Not available if you converted another Citi card on which you earned a bonus within 48 months into Double Cash
Fees
- $0 annual fee
- 3% foreign transaction fee
- Balance transfer intro fee: 3% of each transfer (minimum $5) within first 4 months; 5% thereafter (minimum $5)
- Cash advance fee: $10 or 5%, whichever is greater
- 3% balance transfer fee (min $5) for transfers within first 4 months
- 5% balance transfer fee (min $5) after 4 months
- 3% balance transfer fee (first 4 months), 5% after
- 0% intro APR on balance transfers for 18 months
- Balance transfer fee: 3% of each transfer (minimum $5) for transfers completed within first 4 months; 5% thereafter (minimum $5)
- Cash advance fee: $10 or 5% of amount (whichever is greater)
- No annual fee
- 3% balance transfer fee (minimum $5) for first 4 months, then 5% (minimum $5)
- Bonus paid as 20,000 ThankYou Points, redeemable for $200 cash back
- Balance transfers do not earn cash back
- Intro 0% APR applies only to balance transfers (18 months); does not apply to purchases
- Ongoing rewards: 2% cash back on all purchases (1% when you buy, 1% as you pay) with no category restrictions or earning caps
- To earn cash back, pay at least the minimum due on time
- Bonus fulfilled as 20,000 ThankYou® Points, redeemable for $200 cash back
- Offer may not be available if you leave the page
- Offers may vary and this offer may not be available in other places where the card is offered
- Bonus paid as 20,000 ThankYou Points (redeemable for $200 cash back)
- Offers may vary by location
- Offer may vary by location and may not be available if you leave the page
- Bonus fulfilled as 20,000 ThankYou Points
- Bonus points may take 1-2 additional billing cycles to post
- Cash back earned in the form of Citi ThankYou Points
- Points can be redeemed as statement credit, direct deposit, or check
- Offers vary and may not be available in all locations
- Bonus is fulfilled as 20,000 ThankYou® Points, redeemable for $200 cash back
- ThankYou Points can be redeemed as statement credit, direct deposit, or check by mail
- Bonus fulfilled as 20,000 ThankYou Points redeemable for $200 cash back
- Points redeemable for $200 cash back or other rewards
- Bonus paid as 20,000 ThankYou Points redeemable for $200 cash back
- No referral bonus available on this card
- Bonus fulfilled as 20,000 ThankYou® Points redeemable for $200 cash back
- Offer may not be available if you leave the page or in all locations
- No referral bonus available for this card
- Bonus is fulfilled as 20,000 ThankYou® Points, which can be redeemed for $200 cash back
- Offers may vary and may not be available in other places where the card is offered
- 0% intro APR for 18 months on balance transfers from date of account opening; after that, variable APR 17.49%-27.49%
Last updated August 16, 2026
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How to evaluate Citi Double Cash Bonus
Before applying, compare the welcome bonus against the annual fee, minimum spend, rewards currency, and issuer eligibility rules for repeat cardholders.
Qualification checklist
Timing
- Qualifying period
- within 6 months of account opening
- Payout timeline
- Within 1-2 statement cycles after meeting spend requirement
How to qualify
- $1,500 in purchases in the first 6 months of account opening
- Spend $1,500 on purchases in the first 6 months of account opening
- Spend $1,500 on purchases in first 6 months of account opening
- Spend $1,500 on purchases in the first 6 months
Common pitfalls
- New cardmembers only
- Not available if you received a new account bonus for a Citi Double Cash account in the past 48 months
- Not available if you converted another Citi credit card with a new account bonus in the last 48 months into a Citi Double Cash account
- Not eligible if you have received a new account bonus for a Citi Double Cash account in the past 48 months
What makes this offer different
Bonus value versus similar offers
The sign-up bonus is below the current nearby $2,750 median, so the requirements and any referral or portal stack matter more.
Requirement clarity
Credolix has extracted 4 requirements for this offer, so compare the bonus against the actual steps rather than the headline payout alone.
Frequently Asked Questions
How long do I have to qualify for Citi Double Cash Bonus?
The qualifying period listed for Citi Double Cash Bonus is within 6 months of account opening.
When does Citi Double Cash Bonus pay out?
The payout timeline listed for Citi Double Cash Bonus is Within 1-2 statement cycles after meeting spend requirement.
