What makes this credit card offer different
This credit card offer is a points-or-miles bonus, so the real value depends on how you redeem the rewards rather than only the headline count.
Credit Card
Citi Strata Elite Bonus — Up to 75,000 Points
Sign up for Citi Strata Elite Bonus and earn up to $1,312.5 in bonus rewards.
Bonus Tiers
| Deposit | Bonus |
|---|---|
| $6,000 spend | 75,000 ThankYou Points |
Qualifying Period
within 3 months of account opening
Requirements
- ✓Spend $6,000 in first 3 months
- ✓Minimum $6,000 spend on purchases within first 3 months
- ✓$6,000 in purchases in the first 3 months
- ✓$6,000 in purchases within first 3 months
Restrictions
- ⚠New cardmembers only
- ⚠Not available if received a new account bonus for Citi Strata Elite in past 48 months
- ⚠Not available if converted another Citi credit card account with a new account bonus in past 48 months into Citi Strata Elite
- ⚠New cardholders only
- ⚠Not available if received bonus for Citi Strata Elite in past 48 months
- ⚠Not available if converted another Citi card with bonus earned in past 48 months into Citi Strata Elite
- ⚠New customers only
- ⚠Not available if received a bonus on this card in the past 48 months
- ⚠Not available if converted another Citi card with earned bonus in last 48 months to this card
- ⚠Cannot have received bonus on this card in past 48 months
- ⚠Cannot have converted another Citi card with earned bonus to Strata Elite in past 48 months
Fees
- $595 annual fee
- Subject to credit approval
- Additional limitations, terms and conditions apply
- Offer may not be available if you leave the page
- Offers may vary by channel/location
Last updated July 7, 2026
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How to evaluate Citi Strata Elite Bonus
Before applying, compare the welcome bonus against the annual fee, minimum spend, rewards currency, and issuer eligibility rules for repeat cardholders.
Qualification checklist
Timing
- Qualifying period
- within 3 months of account opening
How to qualify
- Spend $6,000 in first 3 months
- Minimum $6,000 spend on purchases within first 3 months
- $6,000 in purchases in the first 3 months
- $6,000 in purchases within first 3 months
Common pitfalls
- New cardmembers only
- Not available if received a new account bonus for Citi Strata Elite in past 48 months
- Not available if converted another Citi credit card account with a new account bonus in past 48 months into Citi Strata Elite
- New cardholders only
What makes this offer different
Bonus value versus similar offers
The sign-up bonus is below the current nearby $2,750 median, so the requirements and any referral or portal stack matter more.
Requirement clarity
Credolix has extracted 4 requirements for this offer, so compare the bonus against the actual steps rather than the headline payout alone.
Frequently Asked Questions
How long do I have to qualify for Citi Strata Elite Bonus?
The qualifying period listed for Citi Strata Elite Bonus is within 3 months of account opening.
