What makes this credit card offer different
This credit card offer is a points-or-miles bonus, so the real value depends on how you redeem the rewards rather than only the headline count.
Credit Card
Citi Strata Elite Bonus — Up to 75,000 Points
Sign up for Citi Strata Elite Bonus and earn up to $1,425 in bonus rewards.
Qualifying Period
3 months
Requirements
- ✓Minimum $6,000 spend in first 3 months of account opening
- ✓$6,000 in purchases within first 3 months
- ✓Minimum $4,000 spend in first 3 months
- ✓$6,000 spending in first 3 months
- ✓Spend $6,000 in first 3 months
- ✓Minimum $6,000 spend on purchases within first 3 months
- ✓$6,000 in purchases in the first 3 months
Restrictions
- ⚠New customers only
- ⚠Not eligible if received bonus on Citi Strata Elite account in past 48 months
- ⚠Not eligible if converted another Citi card with bonus earned in last 48 months into Citi Strata Elite
- ⚠No new account bonus in past 48 months
- ⚠Cannot convert from another Citi card that earned a new account bonus in past 48 months
- ⚠New cardholders only
- ⚠Cannot have received bonus for Citi Strata Elite in past 48 months
- ⚠Cannot have converted another Citi card with new account bonus to Strata Elite in past 48 months
- ⚠No bonus if received Citi Strata Elite bonus in past 48 months
- ⚠No bonus if converted another Citi card with earned bonus in past 48 months into Citi Strata Elite
- ⚠New cardmembers only
- ⚠Not available if received a new account bonus for Citi Strata Elite in past 48 months
- ⚠Not available if converted another Citi credit card account with a new account bonus in past 48 months into Citi Strata Elite
- ⚠Not available if received bonus for Citi Strata Elite in past 48 months
- ⚠Not available if converted another Citi card with bonus earned in past 48 months into Citi Strata Elite
- ⚠Not available if received a bonus on this card in the past 48 months
- ⚠Not available if converted another Citi card with earned bonus in last 48 months to this card
Fees
- $595 annual fee
- Current Strata Premier and Prestige customers are not excluded
- Citigold customers receive $145 annual fee rebate; Citigold Private Clients receive full $595 rebate first year then $145 in subsequent years
- Citigold customers receive $145 annual credit
- Citigold Private Clients receive $595 first-year credit and $145 in subsequent years
- Citi Strata Elite cardholders can earn 12 points per dollar on hotels, car rentals and attractions booked on cititravel.com and 6 points per dollar on air travel booked on cititravel.com
- Subject to credit approval
- Additional limitations, terms and conditions apply
- Offer may not be available if you leave the page
- Offers may vary by channel/location
Last updated August 12, 2026
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How to evaluate Citi Strata Elite Bonus
Before applying, compare the welcome bonus against the annual fee, minimum spend, rewards currency, and issuer eligibility rules for repeat cardholders.
Qualification checklist
Timing
- Qualifying period
- 3 months
How to qualify
- Minimum $6,000 spend in first 3 months of account opening
- $6,000 in purchases within first 3 months
- Minimum $4,000 spend in first 3 months
- $6,000 spending in first 3 months
Common pitfalls
- New customers only
- Not eligible if received bonus on Citi Strata Elite account in past 48 months
- Not eligible if converted another Citi card with bonus earned in last 48 months into Citi Strata Elite
- No new account bonus in past 48 months
What makes this offer different
Bonus value versus similar offers
The sign-up bonus is below the current nearby $2,750 median, so the requirements and any referral or portal stack matter more.
Requirement clarity
Credolix has extracted 4 requirements for this offer, so compare the bonus against the actual steps rather than the headline payout alone.
Frequently Asked Questions
How long do I have to qualify for Citi Strata Elite Bonus?
The qualifying period listed for Citi Strata Elite Bonus is 3 months.
