What makes this credit card offer different
This credit card offer should be judged by net value after annual fees and required spend, not just the welcome-bonus headline.
Credit Card
Fidelity Rewards Visa Signature Bonus — Up to $150
Sign up for Fidelity Rewards Visa Signature Bonus and earn up to $150 in bonus rewards.
Qualifying Period
Within 90 days of account opening
Payout
After qualifying spend is posted
Requirements
- ✓Min $1,000 in eligible net purchases within first 90 days
- ✓Minimum $1,000-$1,500 in eligible net purchases within first 90 days
- ✓Spend $1,000 on eligible net purchases within 90 days of account opening
- ✓Bonus redeemable only as deposit into eligible Fidelity account for full $150 value
- ✓Spend at least $1,000 in eligible net purchases within the first 90 days of account opening
- ✓Spend $1,000 in eligible net purchases within 90 days of account opening
- ✓Bonus paid as points (15,000 points) redeemable for cash at full value only into an eligible Fidelity account
- ✓Must link eligible Fidelity account to receive cash deposit value
- ✓Link bonus to eligible Fidelity account
- ✓Must have an eligible Fidelity account to redeem bonus for full $150 value
Restrictions
- ⚠New customers only
- ⚠Existing or previous Fidelity Rewards Visa Signature cardmembers not eligible if received a bonus in the last 5 years
- ⚠Existing or previous Fidelity Visa Signature cardmembers are not eligible
- ⚠Existing and previous Fidelity Rewards Visa Signature cardmembers not eligible
- ⚠Existing or previous Fidelity Visa Signature cardmembers not eligible if they received a new account bonus in the last five years
- ⚠New Fidelity Rewards Visa Signature cardmembers only
- ⚠Not eligible if received a new account bonus for this product in the last five years
- ⚠New cardmembers only
- ⚠Bonus offer available only to new Fidelity Rewards Accounts
- ⚠No bonus if you've received a new account bonus in the last 5 years
Fees
- $0 annual fee
- No foreign transaction fees
- $0 foreign transaction fee
- Bonus is paid as 15,000 Fidelity Reward Points
- 2% cash value applies only when redeemed into eligible Fidelity account
- Points redeemed for other rewards have different value
- Account must remain open and in good standing
- Bonus deposited as cash or points into eligible Fidelity account
- Must link eligible Fidelity account to redeem
- Must have eligible Fidelity account to redeem bonus
- Bonus paid as 15,000 Fidelity Reward Points
- Bonus paid as 15,000 bonus points, which equals $150 cash back when deposited into an eligible Fidelity account
- Must link eligible Fidelity account to redeem bonus
- 2% cash back value applies only to points redeemed for deposit into eligible Fidelity account; other redemption values differ
- 2% cash back value applies only when points are redeemed into eligible Fidelity account
- Account must be open and in good standing to earn and redeem rewards
- Bonus is earned as 15,000 Fidelity Reward Points
- The 2% cash back value applies only to Points redeemed for deposit into eligible Fidelity account
- Existing and previous Fidelity Rewards card members are not eligible
- Card issued by Elan Financial Services, a subsidiary of U.S. Bank
- Bonus paid as 15,000 Reward Points
- 2% cash back value applies only when Points redeemed into eligible Fidelity account
- Reward Points do not expire as long as account remains open
- Bonus paid as 15,000 points
- Points only redeemable for full $150 value when deposited into eligible Fidelity account
- 2% cash back applies only to points redeemed into eligible Fidelity accounts
- Card issued by Elan Financial Services
- Eligible Fidelity accounts for point redemption include most Fidelity brokerage accounts, IRAs, HSAs, and 529 plans
Last updated July 6, 2026
How to evaluate Fidelity Rewards Visa Signature Bonus
Before applying, compare the welcome bonus against the annual fee, minimum spend, rewards currency, and issuer eligibility rules for repeat cardholders.
Qualification checklist
Timing
- Qualifying period
- Within 90 days of account opening
- Payout timeline
- After qualifying spend is posted
How to qualify
- Min $1,000 in eligible net purchases within first 90 days
- Minimum $1,000-$1,500 in eligible net purchases within first 90 days
- Spend $1,000 on eligible net purchases within 90 days of account opening
- Bonus redeemable only as deposit into eligible Fidelity account for full $150 value
Common pitfalls
- New customers only
- Existing or previous Fidelity Rewards Visa Signature cardmembers not eligible if received a bonus in the last 5 years
- Existing or previous Fidelity Visa Signature cardmembers are not eligible
- Existing and previous Fidelity Rewards Visa Signature cardmembers not eligible
What makes this offer different
Bonus value versus similar offers
The sign-up bonus is below the current nearby $2,000 median, so the requirements and any referral or portal stack matter more.
Requirement clarity
Credolix has extracted 4 requirements for this offer, so compare the bonus against the actual steps rather than the headline payout alone.
Frequently Asked Questions
How long do I have to qualify for Fidelity Rewards Visa Signature Bonus?
The qualifying period listed for Fidelity Rewards Visa Signature Bonus is Within 90 days of account opening.
When does Fidelity Rewards Visa Signature Bonus pay out?
The payout timeline listed for Fidelity Rewards Visa Signature Bonus is After qualifying spend is posted.
