Credit Card

PNC BusinessOptions Bonus — Up to $800

Bonus Tiers

Deposit	Bonus
$15,000 in qualifying purchases	$800 statement credit

Qualifying Period

Within 3 billing cycles following account opening

Payout

Within 90 days of meeting the $15,000 qualifying purchase requirement

Requirements

✓Make at least $15,000 in qualifying purchases during the first three billing cycles following account opening
✓Qualifying purchases exclude: balance transfers, cash advances, wire transfers, PNC fees, and lottery/betting/gambling transactions
✓Make at least $15,000 in qualifying purchases during first 3 billing cycles
✓Qualifying purchases exclude balance transfers, cash advances, wire transfers, PNC fees, and lottery/betting/gambling transactions
✓$15,000 in qualifying purchases within first 3 billing cycles
✓Subject to credit approval
✓$15,000 in qualifying purchases within the first three billing cycles
✓Spend at least $15,000 in qualifying purchases during the first three billing cycles following account opening
✓Minimum $15,000 in qualifying purchases during first 3 billing cycles
✓Account must be in good standing
✓Qualifying purchases exclude balance transfers, cash advances, wire transfers, PNC fees, and gambling transactions
✓Make at least $15,000 in qualifying purchases during the first three billing cycles after account opening
✓Spend $15,000 or more in qualifying purchases during the first 3 billing cycles following account opening

Restrictions

⚠New accounts only; not valid for existing PNC BusinessOptions Visa Signature credit card account holders
⚠One $800 statement credit per account
⚠May not be combined with any other PNC BusinessOptions Visa Signature credit card offers
⚠Offer limited to AL, DC, DE, FL, GA, IL, IN, KY, MD, MI, MO, NC, NJ, NY, OH, PA, SC, VA, WI and WV
⚠Subject to credit approval
⚠New accounts only
⚠One per account
⚠Not valid for existing PNC BusinessOptions Visa Signature cardholders
⚠Limited to one $800 statement credit per PNC BusinessOptions Visa Signature credit card account
⚠Available in AL, DC, DE, FL, GA, IL, IN, KY, MD, MI, MO, NC, NJ, NY, OH, PA, SC, VA, WI, and WV
⚠Not valid for existing PNC BusinessOptions Visa Signature credit card account holders
⚠Available in AL, DC, DE, FL, GA, IL, IN, KY, MD, MI, MO, NC, NJ, NY, OH, PA, SC, VA, WI, WV
⚠Limited to the specified states: AL, DC, DE, FL, GA, IL, IN, KY, MD, MI, MO, NC, NJ, NY, OH, PA, SC, VA, WI, WV
⚠Limit one $800 statement credit per account
⚠One $800 statement credit per card account
⚠Cannot be combined with other PNC BusinessOptions Visa Signature offers
⚠New customers only
⚠New cardholders only
⚠Available in: AL, DC, DE, FL, GA, IL, IN, KY, MD, MI, MO, NC, NJ, NY, OH, PA, SC, VA, WI, WV
⚠Limited to one $800 statement credit per account
⚠Cannot be combined with other PNC BusinessOptions Visa Signature credit card offers
⚠One new account opening bonus per customer per product within 24 months
⚠Limited to AL, DC, DE, FL, GA, IL, IN, KY, MD, MI, MO, NC, NJ, NY, OH, PA, SC, VA, WI, and WV

Fees

$0 annual fee
No annual fee (first year; subsequent years up to $500 based on annual spend)
No annual fee (for revolving option)
Balance transfer fee: $5 or 5% whichever is greater
$0 annual fee (for first 12 billing cycles; annual fee may apply starting 13th billing cycle based on annual spend)
$0 annual fee (first year waived)

The credit will appear as a statement credit within 90 days of making $15,000 in qualifying purchases within the first 3 billing cycles following account opening
Balance transfers, cash advances, wire transfers, fees, and lottery/gambling transactions do not count as qualifying purchases
Cannot be combined with other PNC BusinessOptions Visa Signature offers
Offer limited to AL, DC, DE, FL, GA, IL, IN, KY, MD, MI, MO, NC, NJ, NY, OH, PA, SC, VA, WI, WV
Statement credit appears as statement credit on card account statement
May not be combined with any other PNC BusinessOptions Visa Signature credit card offers
PNC Bank reserves the right to modify or revoke this offer at any time
Qualifying purchases exclude balance transfers, cash advances, wire transfers, PNC fees, and lottery/gambling transactions
Offer limited to one $800 statement credit per account
May not be combined with other PNC BusinessOptions Visa Signature credit card offers
PNC reserves the right to modify or revoke offer at any time
Statement credit appears on card statement within 90 days of meeting spending requirement
Cannot be combined with other PNC BusinessOptions Visa Signature credit card offers
New customers only; not valid for existing PNC BusinessOptions Visa Signature cardholders
Qualifying purchases do not include balance transfers, cash advances, wire transfers, PNC fees, and lottery/betting/gambling transactions
Account must remain in good standing to receive bonus (not delinquent, has not exceeded credit limit)
If account reaches 60 days delinquency, bonus forfeited
Qualifying purchases exclude: balance transfers, cash advances, wire transfers, PNC fees (finance charges, service charges), lottery, betting, and gambling transactions
Account must remain open and not exceed credit limit; account reaching 60 days delinquency forfeits bonus
PNC Bank reserves the right to modify or revoke offer at any time without compensation
New accounts only; not valid for existing PNC BusinessOptions Visa Signature credit card account holders
PNC Bank reserves the right to modify or revoke this offer at any time, without compensation
Subject to credit approval
Qualifying purchases exclude balance transfers, cash advances, wire transfers, PNC fees, and gambling/lottery transactions
Credit appears as statement credit on your card statement
Qualifying purchases exclude: balance transfers, cash advances, wire transfers, PNC fees (finance charges, service charges), and lottery/betting/gambling transactions
Available in the following states: AL, DC, DE, FL, GA, IL, IN, KY, MD, MI, MO, NC, NJ, NY, OH, PA, SC, VA, WI, and WV
Offer can be modified or revoked by PNC Bank at any time without compensation
Qualifying purchases do not include balance transfers, cash advances, wire transfers, fees charged by PNC, or lottery, betting or gambling transactions
Credit will appear on card statement within 90 days of meeting spending requirement

Sign-Up Bonus

$800

View Promo Terms →

Offer expires June 29, 2022

Last updated May 26, 2026

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Deposit

Bonus

$15,000 in qualifying purchases

$800 statement credit

Requirements

✓Make at least $15,000 in qualifying purchases during the first three billing cycles following account opening

✓Qualifying purchases exclude: balance transfers, cash advances, wire transfers, PNC fees, and lottery/betting/gambling transactions

✓Make at least $15,000 in qualifying purchases during first 3 billing cycles

✓Qualifying purchases exclude balance transfers, cash advances, wire transfers, PNC fees, and lottery/betting/gambling transactions

✓$15,000 in qualifying purchases within first 3 billing cycles

✓Subject to credit approval

✓$15,000 in qualifying purchases within the first three billing cycles

✓Spend at least $15,000 in qualifying purchases during the first three billing cycles following account opening

✓Minimum $15,000 in qualifying purchases during first 3 billing cycles

✓Account must be in good standing

✓Qualifying purchases exclude balance transfers, cash advances, wire transfers, PNC fees, and gambling transactions

✓Make at least $15,000 in qualifying purchases during the first three billing cycles after account opening

✓Spend $15,000 or more in qualifying purchases during the first 3 billing cycles following account opening

Restrictions

⚠New accounts only; not valid for existing PNC BusinessOptions Visa Signature credit card account holders

⚠One $800 statement credit per account

⚠May not be combined with any other PNC BusinessOptions Visa Signature credit card offers

⚠Offer limited to AL, DC, DE, FL, GA, IL, IN, KY, MD, MI, MO, NC, NJ, NY, OH, PA, SC, VA, WI and WV

⚠Subject to credit approval

⚠New accounts only

⚠One per account

⚠Not valid for existing PNC BusinessOptions Visa Signature cardholders

⚠Limited to one $800 statement credit per PNC BusinessOptions Visa Signature credit card account

⚠Available in AL, DC, DE, FL, GA, IL, IN, KY, MD, MI, MO, NC, NJ, NY, OH, PA, SC, VA, WI, and WV

⚠Not valid for existing PNC BusinessOptions Visa Signature credit card account holders

⚠Available in AL, DC, DE, FL, GA, IL, IN, KY, MD, MI, MO, NC, NJ, NY, OH, PA, SC, VA, WI, WV

⚠Limited to the specified states: AL, DC, DE, FL, GA, IL, IN, KY, MD, MI, MO, NC, NJ, NY, OH, PA, SC, VA, WI, WV

⚠Limit one $800 statement credit per account

⚠One $800 statement credit per card account

⚠Cannot be combined with other PNC BusinessOptions Visa Signature offers

⚠New customers only

⚠New cardholders only

⚠Available in: AL, DC, DE, FL, GA, IL, IN, KY, MD, MI, MO, NC, NJ, NY, OH, PA, SC, VA, WI, WV

⚠Limited to one $800 statement credit per account

⚠Cannot be combined with other PNC BusinessOptions Visa Signature credit card offers

⚠One new account opening bonus per customer per product within 24 months

⚠Limited to AL, DC, DE, FL, GA, IL, IN, KY, MD, MI, MO, NC, NJ, NY, OH, PA, SC, VA, WI, and WV

Fees

$0 annual fee

No annual fee (first year; subsequent years up to $500 based on annual spend)

No annual fee (for revolving option)

Balance transfer fee: $5 or 5% whichever is greater

$0 annual fee (for first 12 billing cycles; annual fee may apply starting 13th billing cycle based on annual spend)

$0 annual fee (first year waived)